topic Re: Why dont we do this in America? in Credit Cards

Why dont we do this in America?

atldragon — Sat, 08 Dec 2007 00:56:08 GMT

On a recent trip to England, I made a purchase with my credit card. After the vendor swiped it he kept my card. I was a bit tipsy from a few drinks so instead of getting mad I waited before acting like a Yankee. So after the payment processed he gave me the printout to sign. He watched me sign the printout then looked at the back of the card and handed it back to me. I said to myself..........what a weirdo!

The next day the same thing happened. Then it happened again and then again. I admit I am not the quikest learner but I soon realized that they were verifying my identity thru my signature. Then I thought to myself...........why dont we do that at home?

I would not mind if this was standard practice here as well.

Re: Why dont we do this in America?

Anonymous — Sat, 08 Dec 2007 01:00:13 GMT

It would definitely cut down on some of the identity theft if people took the time to check more into the situation. I have been to places plenty of times and the person didn't ask for identity. A few of my cards aren't even signed on the back, so what does that say?

I agree do try this at home!

Re: Why dont we do this in America?

Anonymous — Sat, 08 Dec 2007 01:34:48 GMT

jaybee wrote:
It would definitely cut down on some of the identity theft if people took the time to check more into the situation. I have been to places plenty of times and the person didn't ask for identity. A few of my cards aren't even signed on the back, so what does that say?

I agree do try this at home!

This is the correct procedure to use.

Re: Why dont we do this in America?

Anonymous — Sat, 08 Dec 2007 01:38:28 GMT

Net is absolutely right. According to the Visa and MC merchants handbook, that is exactly what should be done each and everytime. Some merchants don't care and some try to act ike pollice agencies by requiring ID, which is against the rules.

Re: Why dont we do this in America?

atldragon — Sat, 08 Dec 2007 02:03:07 GMT

Brammy, I bet no one could beat you in a credit card pop quiz!

Re: Why dont we do this in America?

Anonymous — Sat, 08 Dec 2007 02:07:48 GMT

Brammy wrote:
Net is absolutely right. According to the Visa and MC merchants handbook, that is exactly what should be done each and everytime. Some merchants don't care and some try to act ike pollice agencies by requiring ID, which is against the rules.

then there are my favorite merchants that put up the sign next to the register "if paying w/cc a $x.00 surcharge will be added", or the everpopular "$xx.00 minimum purchase when paying w/cc"

those moby richards know they can't do that, but it still doesn't stop them.

Re: Why dont we do this in America?

fused — Sat, 08 Dec 2007 02:08:30 GMT

This is not strange, most vendors do this to me if they don't know me.

Re: Why dont we do this in America?

Anonymous — Sat, 08 Dec 2007 02:08:40 GMT

atldragon wrote:

Brammy, I bet no one could beat you in a credit card pop quiz!

Thanks I think but I will take it as a compliment...lol!!!

Re: Why dont we do this in America?

fused — Sat, 08 Dec 2007 02:09:16 GMT

atldragon wrote:

Brammy, I bet no one could beat you in a credit card pop quiz!

Yup! She would beat the snot out of me. lol

Re: Why dont we do this in America?

Anonymous — Sat, 08 Dec 2007 02:09:29 GMT

dnm45227 wrote:

Brammy wrote:

Net is absolutely right. According to the Visa and MC merchants handbook, that is exactly what should be done each and everytime. Some merchants don't care and some try to act ike pollice agencies by requiring ID, which is against the rules.

then there are my favorite merchants that put up the sign next to the register "if paying w/cc a $x.00 surcharge will be added", or the everpopular "$xx.00 minimum purchase when paying w/cc"

those moby richards know they can't do that, but it still doesn't stop them.

Right as usual Ducky!!!!

Re: Why dont we do this in America?

Anonymous — Sat, 08 Dec 2007 02:27:00 GMT

Ha ha ducky, merchants do that because they figure if I got to pay higher transaction fees then you will help! It isn't right though, I agree.

Re: Why dont we do this in America?

Anonymous — Sat, 08 Dec 2007 02:29:06 GMT

jaybee wrote:
Ha ha ducky, merchants do that because they figure if I got to pay higher transaction fees then you will help! It isn't right though, I agree.

hey, when the guy who runs the liqouir store wants me to kick in an extra buck to get my allergy medicine what choice do i have!

Re: Why dont we do this in America?

Anonymous — Sat, 08 Dec 2007 02:30:41 GMT

jaybee wrote:

Ha ha ducky, merchants do that because they figure if I got to pay higher transaction fees then you will help! It isn't right though, I agree.

LOL! regardless of the reason it violates the agreement they signed when they were accepted as merchants.

Re: Why dont we do this in America?

Anonymous — Sat, 08 Dec 2007 02:35:57 GMT

Yep Brammy I know this, I signed that same agreement but people still do it. It's a form of price gouging unfortunately.

Re: Why dont we do this in America?

Anonymous — Sat, 08 Dec 2007 03:47:06 GMT

Companies that do this or insist on minimum purchase amounts to use a CC don't get my business.

Period.

Re: Why dont we do this in America?

Anonymous — Sat, 08 Dec 2007 04:00:17 GMT

cheddar wrote:

Companies that do this or insist on minimum purchase amounts to use a CC don't get my business.

Period.

I usually go one step further and report them to Visa.

Re: Why dont we do this in America?

notmyname — Sat, 08 Dec 2007 04:02:32 GMT

They get my business; and the card company gets a letter reporting the activity without fail everytime.

Re: Why dont we do this in America?

moonman — Sat, 08 Dec 2007 04:06:32 GMT

like those hilarious visa commercials-swipe-print-sign, any other action stops the flow.we in america like to live in the fast lane.

Re: Why dont we do this in America?

Anonymous — Sat, 08 Dec 2007 04:38:38 GMT

moonman wrote:
like those hilarious visa commercials-swipe-print-sign, any other action stops the flow.we in america like to live in the fast lane.

LOL...that is the truth. Funny thing is that a lot of places it's just swipe-print-have-a-nice-day.

I'm still always taken aback when I don't have to sign for small purchases anymore, even though that's been going on for quite some time now.

Re: Why dont we do this in America?

Anonymous — Sat, 08 Dec 2007 04:53:12 GMT

Quite often, I'll get carded when I present my cc to them. Have to take the d.l. out of the holder and show them. They DO look at it, and compare names...but don't check back of cc.

BB does this 100% of the time, which is comforting.

Wish every merchant did this.