topic Re: Thank You AMEX card holders in Credit Cards

Thank You AMEX card holders

minimock — Sun, 25 Sep 2011 07:00:58 GMT

Just wanted to say thank you. I recieved my $1.42 in interest from you this month in my new AMEX savings account.

Drinks all around

Maybe one day I too will be worthy to actually have an AMEX card LOL

Re: Thank You AMEX card holders

Anonymous — Sun, 25 Sep 2011 07:33:44 GMT

lol. curious, did you open this to get some sort of history with Amex? If so, was it your idea or has it worked for others inthe past?

Re: Thank You AMEX card holders

minimock — Sun, 25 Sep 2011 08:50:19 GMT

@Anonymous wrote:
lol. curious, did you open this to get some sort of history with Amex? If so, was it your idea or has it worked for others inthe past?

It is the general consensus here, that it dosent help at all, however I figured, what the heck, it surley cant hurt.

Also there is the matter of a free cup of cheap coffee to be considered

Re: Thank You AMEX card holders

Anonymous — Sun, 25 Sep 2011 13:28:17 GMT

Just out of curiousity (if you don't mind me asking) how much do you have in the savings acct?

Re: Thank You AMEX card holders

minimock — Sun, 25 Sep 2011 13:59:52 GMT

Yup, I thought the same thing, did the math on it too 1% APR paid monthly, $1700 and some change.

Re: Thank You AMEX card holders

Anonymous — Sun, 25 Sep 2011 14:41:47 GMT

@minimock wrote:

Maybe one day I too will be worthy to actually have an AMEX card LOL

With the scores listed in your siggy (I know AmEx usually pulls EX, which you don't have listed, for obvious reasons) I would think you could get in with a Zync. Unless you have derogs on your EX report, too many inqs, short AAoA etc............

AmEx is a wierd beast, I've read where someone with a 680 or something was approved for a Gold card, you just never know with AmEx.

Best of Luck!

Re: Thank You AMEX card holders

minimock — Sun, 25 Sep 2011 14:55:21 GMT

Score isn't the problem, Teletrack is,....long story I posted about before, two more years till it falls off. CR is squeaky clean. You can have 800's and you will be denied with a derog on Teletrack.

Re: Thank You AMEX card holders

Anonymous — Sun, 25 Sep 2011 16:14:45 GMT

@minimock wrote:
Score isn't the problem, Teletrack is,....long story I posted about before, two more years till it falls off. CR is squeaky clean. You can have 800's and you will be denied with a derog on Teletrack.

I followed your epic journey recently with AMEX with great interest. Based on that thread I got my Chexsystems report, which was clean.... Now as I read the post above, I see it was a Teletrack that you had a issue on. Is that different from Chexsystems??? Do I need to do a Teletrack report to see whats what??? I have banked with CITIBANK since 1990.

Re: Thank You AMEX card holders

minimock — Sun, 25 Sep 2011 16:20:50 GMT

If your ex-wife hasn't closed a checking account with your name on it, with a negative balance and a hot check, you should be ok lol

Re: Thank You AMEX card holders

Anonymous — Sun, 25 Sep 2011 16:48:31 GMT

@minimock wrote:
If your ex-wife hasn't closed a checking account with your name on it, with a negative balance and a hot check, you should be ok lol

No, but an exGF in 1997 wrote in total about 2K in checks that she stole from me, luckily I was flush at that time and they went through. i got the NYPD involved, nothing really happened, I was out the dough but I guess that the best thing was that they didn't bounce annd cause me banking issues later....

Re: Thank You AMEX card holders

Anonymous — Sun, 25 Sep 2011 16:56:58 GMT

@minimock wrote:
Score isn't the problem, Teletrack is,....long story I posted about before, two more years till it falls off. CR is squeaky clean. You can have 800's and you will be denied with a derog on Teletrack.

Oh I see, I'm sorry to hear about your Ex Wife doing what she did, hopefully these next two years will go by quickly for you.

On a side note, is it possible to pay whatever bal that was there to the bank and have your slate wiped clean?

I remember many many years ago I had bounced a few checks and just stopped banking at that place and tried to open a bank account at another bank, I ended up having to pay the bank I burned, and after like 30 or 60 days of paying the bank, I was off that list and I could open an account at any bank I desired. Just a thought.

Re: Thank You AMEX card holders

minimock — Sun, 25 Sep 2011 18:33:24 GMT

They said yes, please pay, but no it's not coming off. So they can.......um, well you know