topic Being AU on card and asking for CLI... in Credit Cards https://ficoforums.myfico.com/t5/Credit-Cards/Being-AU-on-card-and-asking-for-CLI/m-p/1041466#M292500 If I am an AU on an acct, and either myself or the primary requests a CLI, and they do a hard pull, would it be only for the primary or also for me as the AU?<BR /><BR />I would have thought just the primary, but the CSR mentioned it could affect me as well, so I decided not to continue...just seems like I may have been misinformed, does anyone have any experience with this with your cards?<BR /><BR /> Mon, 26 Sep 2011 18:17:42 GMT Anonymous 2011-09-26T18:17:42Z Being AU on card and asking for CLI... https://ficoforums.myfico.com/t5/Credit-Cards/Being-AU-on-card-and-asking-for-CLI/m-p/1041466#M292500 If I am an AU on an acct, and either myself or the primary requests a CLI, and they do a hard pull, would it be only for the primary or also for me as the AU?<BR /><BR />I would have thought just the primary, but the CSR mentioned it could affect me as well, so I decided not to continue...just seems like I may have been misinformed, does anyone have any experience with this with your cards?<BR /><BR /> Mon, 26 Sep 2011 18:17:42 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Being-AU-on-card-and-asking-for-CLI/m-p/1041466#M292500 Anonymous 2011-09-26T18:17:42Z Re: Being AU on card and asking for CLI... https://ficoforums.myfico.com/t5/Credit-Cards/Being-AU-on-card-and-asking-for-CLI/m-p/1041474#M292501 <P>Only the primary account hilder can request CLI. AFAIK</P><P>&nbsp;</P><P>AU's technically piggyback for account age, and credit reporting purposes.I'm fairly certain that if the primary account holder was to ask for a CLI, he/she might take a hard hit but it doesn't affect you.</P><P>&nbsp;</P><P>Others will chime in on this one also.</P><P>&nbsp;</P><P>&nbsp;</P> Mon, 26 Sep 2011 18:21:17 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Being-AU-on-card-and-asking-for-CLI/m-p/1041474#M292501 CS800 2011-09-26T18:21:17Z Re: Being AU on card and asking for CLI... https://ficoforums.myfico.com/t5/Credit-Cards/Being-AU-on-card-and-asking-for-CLI/m-p/1041722#M292559 <P>What card?</P><P>&nbsp;</P><P>Only primary would possibly see a pull, nothing for you, &nbsp;Even some joint accounts do not pull the secondary card holder if added after the initial opening of account.</P> Mon, 26 Sep 2011 23:31:42 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Being-AU-on-card-and-asking-for-CLI/m-p/1041722#M292559 Creditaddict 2011-09-26T23:31:42Z