topic Re: LL Bean Visa in Credit Cards

LL Bean Visa

CS800 — Sat, 22 Oct 2011 00:43:25 GMT

Offerred by Barclays.

Anyone who has this card can pitch in on their approvals. Is it a tough one to get?

Re: LL Bean Visa

clocktick — Sat, 22 Oct 2011 01:10:16 GMT

I have one. They pulled TU for me last November. I believe my score back then was about 755 with one 7-year old baddie. They gave me a $6300 limit and I initiated a CLI to $9600 in April 2011. Once in a while they have good balance transfer offers and I've found their customer service reps to be extremely friendly (although I don't call them much).

I enjoy the card for all of the above. It helps with utilization when I let balances report before I PIF. I'm not sure about their minimum requirements. The CLI was a HP on TU and from what I've read, they almost exclusively pull TU. This is the only Barclays card I have. I called about PCing it to the Barnes and Noble card but they said I would have to apply for that since they do not do PCs. I'll probably try again at some point.

Re: LL Bean Visa

CS800 — Sat, 22 Oct 2011 02:07:31 GMT

I used to have this card back when it was MBNA then BOA bought it. I closed the card and had payment plans on it and love LL Bean products (as do the Northeast people )

I had a $3k CL back then and I was just on theirr website, they have great deals when using thier card.

Re: LL Bean Visa

Anonymous — Fri, 28 Oct 2011 19:25:52 GMT

Don't do it! Although it's does have the great LL Bean coupon rewards, I had a very bad experience with them sneaking extra charges into my interest charges! I paid off the card after arguing with them via email for days but didn't cancel it because I am working on improving my credit (it's 650) and was advised not to cancel it. Months later, more interest charges appeared!! This time I called, and the lady promised to remove the charges after I asked for her manager. She didn't! I have 18 years of credit card history and have never had such a bad experience with a credit card company.