topic Re: New Discover feature: REQUEST INCREASE button! in Credit Cards

New Discover feature: REQUEST INCREASE button!

Anonymous — Wed, 07 Sep 2011 12:24:20 GMT

Log in a minute ago like every other day, but just to the right of the total credit line is a REQUEST INCREASE button. I'm very tempted to touch it.

Re: New Discover feature: REQUEST INCREASE button!

Anonymous — Wed, 07 Sep 2011 12:41:33 GMT

I haven't even received my card in the mail yet and it's giving me this option online. I haven't clicked it yet, I'll probably call to activate and ask them then. How long have you had your card bow? Apparently the best time to wait for discover is 6 months according to others. Let us know what happens.

Re: New Discover feature: REQUEST INCREASE button!

Anonymous — Wed, 07 Sep 2011 12:43:29 GMT

@Anonymous wrote:
Log in a minute ago like every other day, but just to the right of the total credit line is a REQUEST INCREASE button. I'm very tempted to touch it.

I don't see it on mine. Remember, it will be a HP

I only see this one ...

Limited Time Balance Transfer Offer

0.0% APR for 12 months

Reply by 11/08/11

Promotional Balance Transfer APR

0.0% APR for 12 months after the first Balance Transfer posts to your Account under this offer, then your purchase APR of 10.99% will apply.

Balance Transfer Fee

5.0% with a minimum of $10.00 and no maximum for each balance transfer.

Re: New Discover feature: REQUEST INCREASE button!

UFGuy2006 — Wed, 07 Sep 2011 12:46:40 GMT

Don't see it on mine either!

Re: New Discover feature: REQUEST INCREASE button!

Anonymous — Wed, 07 Sep 2011 12:52:08 GMT

If ya'll aren't seeing it on the main page, at the top of the page click on "customer service" under where it say "manage my account", you'll see two options.

One is :

Request a credit limit increase
Request a credit limi decrease

Hope that helps. And as I understand, online it is a Soft Pull, if the system is unable to grant an increase during the soft pull, it will then ask for you to call in, if you have to call in with a person, that would be a hard pull....just what I've heard from others ,but like I said I should be receiving my card today, so I'll ask for a CLI when I call to activate.

Re: New Discover feature: REQUEST INCREASE button!

Anonymous — Wed, 07 Sep 2011 13:06:14 GMT

@Anonymous wrote:
If ya'll aren't seeing it on the main page, at the top of the page click on "customer service" under where it say "manage my account", you'll see two options.

One is :

Request a credit limit increase
Request a credit limi decrease
Hope that helps. And as I understand, online it is a Soft Pull, if the system is unable to grant an increase during the soft pull, it will then ask for you to call in, if you have to call in with a person, that would be a hard pull....just what I've heard from others ,but like I said I should be receiving my card today, so I'll ask for a CLI when I call to activate.

Oh, sorry ... I forgot about it ... it's because mine was HP to get 7.5k from 2.5k

Re: New Discover feature: REQUEST INCREASE button!

n777ua — Wed, 07 Sep 2011 13:11:19 GMT

Clicked the button, I'm just getting this little spinning circle . . and its been spinning for about 4 minutes now

Re: New Discover feature: REQUEST INCREASE button!

Anonymous — Wed, 07 Sep 2011 13:17:11 GMT

Hopefully that works for ya..

Most people posted saying if it could immediately offer you a cli it would do so with a soft pull, and others said it asked for more info, and at that point it would be a hard pull, so I guess peoples situations have been different.

Hope it stop spinning for you and you get a decision!

Re: New Discover feature: REQUEST INCREASE button!

minimock — Wed, 07 Sep 2011 14:55:37 GMT

BUZZZZZZZZZZZ, OH were sorry, our parting contestants recieve Jiffy PoP Popcorn, and Rice A Roni, the San Francisco treat LOL.

Well, my account is only 4 months old, and the speed with which it came back, there was no time to pull a soft or hard.

Re: New Discover feature: REQUEST INCREASE button!

Anonymous — Wed, 07 Sep 2011 15:19:13 GMT

OMG I JUST WHEN TO SEE THE BUTTON AND LOG INTO MY ACCOUNT AND TO MY SURPRISE THEY GAVE ME A CREDIT LIMIT INCREASE with out asking. I OPEN THIS ACCOUNT on march 2011 with a credit line of 1000.00 then 2 month later they increase it to 1350 and now it is at 1700.00 cool and I only have used it ONE time I charge 214.00 dollars and I paid it in full.

Re: New Discover feature: REQUEST INCREASE button!

n777ua — Wed, 07 Sep 2011 15:41:23 GMT

I just tried the CLI, i put in my information and I got an interstatial screen that they needed to "do more research" and if I wanted to continue they would pull a CR. I had the option to then cancel w/o a credit pull. I cancelled. I'm glad I had the option, thumbs up to Discover for not just pulling...

Re: New Discover feature: REQUEST INCREASE button!

Anonymous — Wed, 07 Sep 2011 18:58:10 GMT

@Anonymous wrote:
OMG I JUST WHEN TO SEE THE BUTTON AND LOG INTO MY ACCOUNT AND TO MY SURPRISE THEY GAVE ME A CREDIT LIMIT INCREASE with out asking. I OPEN THIS ACCOUNT on march 2011 with a credit line of 1000.00 then 2 month later they increase it to 1350 and now it is at 1700.00 cool and I only have used it ONE time I charge 214.00 dollars and I paid it in full.

That is Nice! Congratulations!!

Re: New Discover feature: REQUEST INCREASE button!

-Cain- — Wed, 07 Sep 2011 21:21:22 GMT

I noticed those two buttons a couple of days ago. I pressed it out of curiosity, but got an "unable to grant request at this time" message ( or something along those lines). It did say I can call for a manual review, but a CSR had told me previously that would result in a HP. Account is only a few weeks old, so I'll hold off for now. I am giving my new card some good usage though, so we'll see if that helps.

Re: New Discover feature: REQUEST INCREASE button!

Anonymous — Wed, 07 Sep 2011 23:30:17 GMT

@minimock wrote:
BUZZZZZZZZZZZ, OH were sorry, our parting contestants recieve Jiffy PoP Popcorn, and Rice A Roni, the San Francisco treat LOL.

Well, my account is only 4 months old, and the speed with which it came back, there was no time to pull a soft or hard.

My account is a little over 3 months old. The rejection was on the screen before I could lift my finger off the mouse button!

Re: New Discover feature: REQUEST INCREASE button!

Anonymous — Thu, 08 Sep 2011 01:06:26 GMT

Oh come on now, Discover! They need more info and possibly a hard for $110 lousy dollars. All I want is to get it to 10k.

Re: New Discover feature: REQUEST INCREASE button!

jason86423 — Thu, 08 Sep 2011 01:27:33 GMT

so I ventured my mouse to the CLI request and got the "unfortunately we can no process your request..blah blah blah" call customer service.. Yeah no thanks..lol

I've had the card 12 months, charged up around 4700 since then..all PIF's.

If it was Citi or Amex I'd have a CLI by now... stuck at $3000 with discover

Re: New Discover feature: REQUEST INCREASE button!

mxp114 — Thu, 08 Sep 2011 02:41:28 GMT

Thanks for info. Had my account for six months, they increased it $3500 a few days ago to $5k. I decided to try again, tried online and said to call. I chanced it because I wasn't too happy with $3500, spoke with an analyst that asked what I wanted. I said $10k he said they typically don't like to give more than $5k at a time but he approved $5k which made my CLI total at $8500 within a few days. Very happy with Discover.

Re: New Discover feature: REQUEST INCREASE button!

Anonymous — Thu, 08 Sep 2011 03:06:17 GMT

what CR does discover pull ?

Re: New Discover feature: REQUEST INCREASE button!

android01 — Thu, 08 Sep 2011 03:07:57 GMT

@aleicgrant wrote:
what CR does discover pull ?

Almost exclusively, TU.

Re: New Discover feature: REQUEST INCREASE button!

improvent363 — Thu, 08 Sep 2011 03:08:58 GMT

I clicked and I get this message:

"We're sorry. You already have a credit line increase request in progress.

We are unable to process another request until your current one is complete."

However, I only asked for a CLI on aug/18. So why do I still get this message?