topic Re: Creditors are pulling when I applied for a _ card... in Credit Cards

Creditors are pulling when I applied for a _ card...

spankyspanky — Fri, 19 Aug 2011 18:04:59 GMT

Not sure if there is a thread dedicated to this, so I figured I would start one. Sorry if this is a report.

This is a combined list of myself, and my gf over the last two years.

I know I have been in a spot where my Experian score was 20+ more then my others because of reporting, and wanted to limit my applications to Exp..

Card - Bank - Who they pulled

8.17.2011 - Amex Clear card - American Express - Experian

7.18.2011 - Discover More Card - Discover - Equifax AND transunion

7.11.2011 - Home Depot Store Card (CLI) - CBNA - Equifax

6.13.2011 - Genisys Credit Union - Elan Financial - Transunion

6.04.2011 - Amex Blue Cash - American Express - Experian

5.02.2011 - Home Depot Store Card - CBNA - Equifax

4.21.2011 - Bank Of America Rewards - BOA - Experian

4.17.2011 - Amazon.com store card - GE Financial - Transunion

4.03.2011 - Lowes Consumer Card - GE Financial - Transunion

3.02.2011 - Cap One Venture Card - Cap One - Experian, equifax and transunion

6.16.2010 - Best Buy Store Credit - HSBC - Transunion

6.14.2010 - Chase Freedom - Chase Bank - Equifax

Re: Creditors are pulling when I applied for a _ card...

texasman07 — Fri, 19 Aug 2011 17:49:52 GMT

08/17/2011 CFNA/ Firestone..............Pulled Equifax (Approved)

08/17/2011 WFNNB/Fina........Pulled Experian (Pending)

08/17/2011 Citi/ConocoPhillips- Pulled Experian (Declined)

08/12/2011 WFNNB/Buckle -SOFT PULL EXPERIAN (Approved)

08/06/2011 RBFCU Mastercard-Pulled TU (Declined)

Re: Creditors are pulling when I applied for a _ card...

Anonymous — Fri, 19 Aug 2011 17:47:59 GMT

8-19-2011 - Discover - Equifax & Transunion

8-18-2011 - GEMB (Paypal) - Transunion

Re: Creditors are pulling when I applied for a _ card...

texasman07 — Fri, 19 Aug 2011 17:48:39 GMT

June 2011- GEMB/ JCPENNY .....Transunion (Approved)

June 2011- GEMB/GAP........Transunion (Approved)

June 2011 GEMB/TJMAXX....Transunion (Approved)

June 2011- GEMB/Banana Republic....Transunion (Approved)

Re: Creditors are pulling when I applied for a _ card...

-Cain- — Sat, 25 Feb 2012 21:35:25 GMT

BofA Platinum Plus. -Experian (approved)
Amex Zync. -Experian (declined)
Household Plat. Rewards -Equifax (approved)
Discover More -Equifax & TransUnion (approved, given new EQ score)
Amex Zync. -Experian & Teletrack (declined...again!, given EX score)
Amex Preferred Rewards Green -Experian (approved)

Re: Creditors are pulling when I applied for a _ card...

Switch2007 — Fri, 19 Aug 2011 18:41:26 GMT

I think this is a great idea, but don't they pull based off of location??? If so, it could help for people to list their state as well. Just my $.02

Re: Creditors are pulling when I applied for a _ card...

texasman07 — Fri, 19 Aug 2011 18:42:57 GMT

TEXAS!!!!!!!!!!!

Re: Creditors are pulling when I applied for a _ card...

Anonymous — Fri, 19 Aug 2011 19:11:09 GMT

Jan 2010 - AMEX Green - EQ, EX, TU (Declined)

Jan 2010 - WF VISA - EQ, TU (Declined, accepted on appeal)

Jan 2010 - PNC VISA - TU (Declined, accepted on appeal)

Aug 2010 - AMEX Zync - EQ, EX, TU (Accepted)

EDIT: I applied using a GA address. Also, note that AMEX rarely pulls all three bureaus. I believe they did in my case because of my thin credit file.

Re: Creditors are pulling when I applied for a _ card...

Anonymous — Sat, 20 Aug 2011 00:55:15 GMT

I'm in Indiana.

October, 2010 - Capital One Platinum - pulled all three (approved)

October, 2010 - GEMB/Old Navy - Transunion (denied)

April, 2011 - HSBC - Equifax (approved)

July, 2011 - Capital One Platinum Rewards - pulled all three (approved)

August, 2011 - GEMB/Old Navy - Transunion (approved)

August, 2011 - Kay Jewelers - Equifax (approved)

Re: Creditors are pulling when I applied for a _ card...

Anonymous — Fri, 19 Aug 2011 19:23:27 GMT

I'm in Hawaii:

July 2010 - Cap One pulled all 3

Sept 2010 - AMEX Zync - Experian

Sept 2010 - Best Buy Store Card - TU

Dec 2010 - Kay Jewellers - EQ and TU

Apr 2011 - Care Credit GEMB - EQ

June 2011 - NFCU CC - EQ and TU

All approved and scores between 640-660

Re: Creditors are pulling when I applied for a _ card...

thebanjoman — Fri, 19 Aug 2011 21:45:12 GMT

I believe Creditboards has a pretty good database of who pulled what, and where... as do a few other sites of varying levels of up-to-dateness.

Re: Creditors are pulling when I applied for a _ card...

Anonymous — Fri, 19 Aug 2011 21:52:07 GMT

We should have Google Doc of all these information.

But serious, do a google search for credit pull database, there is some sort of databse like this out there, just don't have super accurate reporting

Re: Creditors are pulling when I applied for a _ card...

kmkchris1 — Sat, 20 Aug 2011 06:36:46 GMT

Just saw this thread....

8.17.2011 -Lending Club - TransUnion

8.17.2011 -Prosper - Experian (Lame ScoreXPlus Score....)

EDIT***

California

Re: Creditors are pulling when I applied for a _ card...

jpnelly — Sat, 20 Aug 2011 01:05:25 GMT

I'm in Michigan

July 2011- AMEX Blue Cash Preferred- Experian

August 2011- Walmart Discover- TU

Approved with scores between 737-781

Re: Creditors are pulling when I applied for a _ card...

Anonymous — Sat, 20 Aug 2011 05:29:19 GMT

In Georgia

04/2009 | BofA Student Platinum Plus | Experian

12/2009 | Discover Student More | TransUnion

07/2011 | Citi Dividend | Experian

07/2011 | AMEX Blue Cash Everyday | Experian

07/2011 | Chase Freedom | Equifax

07/2011 | Georgia's Own New Acct | Equifax

Re: Creditors are pulling when I applied for a _ card...

clocktick — Sat, 20 Aug 2011 09:24:56 GMT

All in NY...

Chase (Freedom) 6/28/2011 Transunion

Discover (More) 6/27/2011 Transunion (pulled EQ 7 months beforehand, see below)

Elan 6/14/2011 Experian

Amex (Blue Cash Preferred) 5/20/2011 Experian

Citibank (Diamond Preferred) 5/11/2011 Equifax

Citibank/Shell 4/30/2011 Equifax

Barclays 4/29/2011 Transunion (for CLI)
Amex (Clear) 1/31/2011 Experian

------------------------------------------------------------------------

PSECU 12/01/2010 Experian (to open accounts/become member)

HVFCU 11/15/2010 Experian (for employment)

Nationwide Bank 11/07/2010 Transunion - see my thread

Barclays LLBEAN 11/03/2010 Transunion

Amex (Blue) 11/03/2010 Experian

BOA 11/03/2010 Experian

GEMB LOWES 10/14/2010 Transunion

C Schwab 9/22/2010 Equifax (to open brokerage account)

C Schwab 9/21/2010 Equifax (to open brokerage account)
Citi 8/23/2010 Equifax
------------------------------------------------------------------------
Discover 09/28/2009 Transunion

Re: Creditors are pulling when I applied for a _ card...

-Cain- — Tue, 23 Aug 2011 05:24:18 GMT

Earlier post updated to show who Discover pulled for me in Cali.-->Equitax (also given EQ FICO score)

Re: Creditors are pulling when I applied for a _ card...

Anonymous — Tue, 23 Aug 2011 06:14:44 GMT

I'm in WA state.

Citi- EQ

Amex- EX

Chase- EQ

Barclays-TU

BOA-EX

USAA-EQ

Discover-EQ

Re: Creditors are pulling when I applied for a _ card...

Switch2007 — Tue, 23 Aug 2011 14:44:09 GMT

Here are mine, and I'm in Illinois:

July 2011- Chase Freedom- Transunion (approved

January 2011- HSBC- Equifax (Denied with a baddie)

December 2010- Walmart- Equifax (Had old address)

October 2010- JC Penny- Equifax (Approved)

October 2010- Paypal Smart Con- Equifax (Approved)

October 2010- Amazon Store- Equifax (Approved)

October 2010, July 2011- Nordstom- Equifax (denied Oct, approved July)

September 2010- NY& Co Store Card- Experian (Approved)

August 2010- AMEX- Experian (Denied)

August 2010- Cap One- All 3 (Approved) J

uly 2010- Express Store Card- Experian (approved)

Re: Creditors are pulling when I applied for a _ card...

Skinnyminnie — Sun, 23 Oct 2011 22:49:22 GMT

Oregon

October 2011 - Discover More - EQ and TU

topic Re: Creditors are pulling ______ when I applied for a _______ card... in Credit Cards

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topic Re: Creditors are pulling when I applied for a _ card... in Credit Cards

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