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    <title>topic PENFED and ChexSystems? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/PENFED-and-ChexSystems/m-p/1063912#M297637</link>
    <description>&lt;P&gt;I believe that my&amp;nbsp; report is clean but I am waiting for it in the mail. Just curious if this is even important or not when applying as a new member to the credit union.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
    <pubDate>Wed, 26 Oct 2011 15:29:44 GMT</pubDate>
    <dc:creator>sweetschuni</dc:creator>
    <dc:date>2011-10-26T15:29:44Z</dc:date>
    <item>
      <title>PENFED and ChexSystems?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PENFED-and-ChexSystems/m-p/1063912#M297637</link>
      <description>&lt;P&gt;I believe that my&amp;nbsp; report is clean but I am waiting for it in the mail. Just curious if this is even important or not when applying as a new member to the credit union.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Wed, 26 Oct 2011 15:29:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PENFED-and-ChexSystems/m-p/1063912#M297637</guid>
      <dc:creator>sweetschuni</dc:creator>
      <dc:date>2011-10-26T15:29:44Z</dc:date>
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    <item>
      <title>Re: PENFED and ChexSystems?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PENFED-and-ChexSystems/m-p/1064074#M297683</link>
      <description>&lt;P&gt;I have no idea about whether PenFed uses ChexSystems. But I requested my ChexSystems report and it said it would be in the mail within 2 weeks but &amp;nbsp;I never got anything. That was a month or two ago. I assume no news is good news? Also, I was accepted into PenFed but since I don't have my ChexSystems report, that doesn't mean anything.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 26 Oct 2011 18:09:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PENFED-and-ChexSystems/m-p/1064074#M297683</guid>
      <dc:creator>jla84</dc:creator>
      <dc:date>2011-10-26T18:09:29Z</dc:date>
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