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    <title>topic Re: Starting Over in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Starting-Over/m-p/1077320#M300984</link>
    <description>&lt;P&gt;IMO both factors both played a part in approval.&lt;/P&gt;</description>
    <pubDate>Wed, 09 Nov 2011 14:36:43 GMT</pubDate>
    <dc:creator>FinanceGuy007</dc:creator>
    <dc:date>2011-11-09T14:36:43Z</dc:date>
    <item>
      <title>Starting Over</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Starting-Over/m-p/1077302#M300982</link>
      <description>&lt;P&gt;Here's The Backgorund To Clarify My Question.... &amp;nbsp;I Have A House In Foreclosure, Car Repo, Charge Off Car and Cards, Collections, 30 Inquiries, etc... &amp;nbsp;All From A Previous Marriage/Divorce.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Now Fast Forward 3 Years, I'm Remarried And I Had Been Trying To Get Orchard, Cap1, Credit 1, Cards With No Success. &amp;nbsp;My Current Wife Has Amazing Credit With Super High Limits, So She Adds Me As An AU On A Few Accounts. &amp;nbsp;1 Year Later I Apply For Orchard, Cap1, Credit1, MTV(Cap1) And Get Approved For Them All. &amp;nbsp;Scores Are Only In The Low To Mid 500's. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So My Question Is.... &amp;nbsp;Did I Get Approved Because Those Baddies Are Getting Older, Or Because Of The AU Cards Showing On My Report??? &amp;nbsp;I Appreciate Any Insight Anybody May Have, As Well As Advise For The Future.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Scott&lt;/P&gt;</description>
      <pubDate>Wed, 09 Nov 2011 14:20:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Starting-Over/m-p/1077302#M300982</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-11-09T14:20:06Z</dc:date>
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    <item>
      <title>Re: Starting Over</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Starting-Over/m-p/1077320#M300984</link>
      <description>&lt;P&gt;IMO both factors both played a part in approval.&lt;/P&gt;</description>
      <pubDate>Wed, 09 Nov 2011 14:36:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Starting-Over/m-p/1077320#M300984</guid>
      <dc:creator>FinanceGuy007</dc:creator>
      <dc:date>2011-11-09T14:36:43Z</dc:date>
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