topic Re: Citi Platinum Select... Applied. Questions... in Credit Cards

Citi Platinum Select... Applied. Questions...

Anonymous — Tue, 08 Nov 2011 15:36:41 GMT

Hello all,

I applied for a Citi Platinum Select card last night. This would be my third CC (Amex Blue w/ $15,000 CL and Amex Zync), also have a car loan with a $3,800 balance. My Fico score normally hovers between 740-760 so with this I was hoping to get an instant approval in the 7-10k CL range. One of the reasons I went with a Citi was because I wanted the higher CL right off the bat

After I review the app and submit it, I get the "this application requires further review" note. I call them today and they have no record of my App saying that it takes 24-48 hours to get into their system. I get no email confirmation, nothing. Is this normal for Citi cards? My American Express applications were approved instantly and I know Capital One is running a "Get Approved in 60 seconds" promo.

Any advice would be helpful. Thanks.

-Greg

Re: Citi Platinum Select... Applied. Questions...

Anonymous — Tue, 08 Nov 2011 15:41:05 GMT

I'm going through the same deal with Amex.... They know of my app but I applied last Tuesday and still lists in progress. Called them yesterday and they said to call back in a week... I feel like I have to catch them though before they deny me.

Re: Citi Platinum Select... Applied. Questions...

terren2000 — Tue, 08 Nov 2011 15:54:25 GMT

its normal. I got the same thing.

And then got an email in 2 to 3 days welcoming me and telling me my credit limit.

They wont have a record right away.

Re: Citi Platinum Select... Applied. Questions...

Anonymous — Tue, 08 Nov 2011 16:02:07 GMT

Well that makes me feel a little better... I was thinking that waiting 2 weeks to get a letter in the mail was a little silly. This is 2011...

Re: Citi Platinum Select... Applied. Questions...

Anonymous — Wed, 09 Nov 2011 15:52:55 GMT

I called today and they had no record of my application... said it should take no more than 48 hours... I applied Monday night so I guess I will try calling them again tomorrow. I'm getting a little nervous.

Re: Citi Platinum Select... Applied. Questions...

Anonymous — Wed, 09 Nov 2011 15:56:37 GMT

That is weird I agree.

Re: Citi Platinum Select... Applied. Questions...

mxp114 — Wed, 09 Nov 2011 16:01:07 GMT

Call again and ask the rep to check the second system, your app is probably on it.

Re: Citi Platinum Select... Applied. Questions...

Anonymous — Wed, 09 Nov 2011 16:07:23 GMT

Just called and asked about a "second system". The rep made me sound like I was crazy and acted like no such system existed... Already not liking Citi.

Re: Citi Platinum Select... Applied. Questions...

Anonymous — Wed, 09 Nov 2011 16:19:11 GMT

Call and tell the rep you sent your application in with your mind and they need to check the telepathic inbox.

Re: Citi Platinum Select... Applied. Questions...

Anonymous — Wed, 09 Nov 2011 16:22:51 GMT

For some reason I feel that my saracasim would be lost on "Raymond". The friendly CSR who is from "Texas". If Texas was across the ocean and in the southern hemisphere.

Re: Citi Platinum Select... Applied. Questions...

terren2000 — Wed, 09 Nov 2011 19:51:54 GMT

Only been 2 days I wouldnt panic until tomorrow.

Re: Citi Platinum Select... Applied. Questions...

mxp114 — Wed, 09 Nov 2011 23:18:12 GMT

@Anonymous wrote:
Just called and asked about a "second system". The rep made me sound like I was crazy and acted like no such system existed... Already not liking Citi.

They have two systems, the second is a secondary one when the main one is down. I know because my original app was on the second so everytime I called no one could find my app. The rep was prob clueless. It's very rare to speak with a US based rep.

Re: Citi Platinum Select... Applied. Questions...

Anonymous — Thu, 10 Nov 2011 19:15:04 GMT

Well, got the email today... APPROVED!!! With a $10,900 Credit limit. That means I have almost $26,000 in avaliable credit between my Amex Blue and Citi Cards.

Not too Shabby for a 25 year old who got his first Card in 2008 with a $1,000 credit line. Good things happen to those who manage their money!

Re: Citi Platinum Select... Applied. Questions...

terren2000 — Sat, 12 Nov 2011 07:03:00 GMT

Good look.

Even though you dont have your card, if you call them, theyll try and get you to do a balance transfer.

I got a $2000.00 check today in the mail. When I called them today, they tried to get me to take another check, I told them no thanks. I also had them pay off my BillmeLater of 1300$.

So even without my card, theyve pretty much taken care of all my business.

They are very friendly. i almost want to marry one of the reps. Sounds like she'd make a good housewife.