topic Re: Nice! Surprised by an automatic CLI in Credit Cards

Nice! Surprised by an automatic CLI

larinoriani — Fri, 11 Nov 2011 14:45:43 GMT

I got this card November last year, originally thay gave me $8,700 CL, I opened it as a result of a 18 months 0% BT offer I received in the mail, which I took advantage of.

Well, yesterday while checking one of my reports, I realized it showed CL $15,200! Went to their website to confirm, and yes! was correct. So thanks CITI for a nice 1-year anniversary surprise. Now this becomes my highest limit card, followed by the Blue Cash with $8,300 (which BTW, it's coming to th 1-year mark too, le't see if they follow suit...)

Just wanted to share for the record...

Re: Nice! Surprised by an automatic CLI

Anonymous — Fri, 11 Nov 2011 14:52:00 GMT

Oh wow that is a GREAT CLI !!! CONGRATULATIONS !!!

Re: Nice! Surprised by an automatic CLI

CS800 — Fri, 11 Nov 2011 15:08:27 GMT

Very nice !!

Re: Nice! Surprised by an automatic CLI

larinoriani — Fri, 11 Nov 2011 15:39:21 GMT

Thanks guys, forgot to mention, it's a Diamond Preferred card if it matters.

Re: Nice! Surprised by an automatic CLI

pastnow123 — Fri, 11 Nov 2011 21:26:39 GMT

Congrats! Citi is really generous about CL

Re: Nice! Surprised by an automatic CLI

Walt_K — Sat, 12 Nov 2011 00:50:39 GMT

@larinoriani wrote:
I got this card November last year, originally thay gave me $8,700 CL, I opened it as a result of a 18 months 0% BT offer I received in the mail, which I took advantage of.

Well, yesterday while checking one of my reports, I realized it showed CL $15,200! Went to their website to confirm, and yes! was correct. So thanks CITI for a nice 1-year anniversary surprise. Now this becomes my highest limit card, followed by the Blue Cash with $8,300 (which BTW, it's coming to th 1-year mark too, le't see if they follow suit...)

Just wanted to share for the record...

I can't remember for sure, but I thought I read that Amex auto CLIs are rare. You're eligible to ask them though and you can request up to 3x your limit. Should be a soft pull.

Re: Nice! Surprised by an automatic CLI

larinoriani — Sat, 12 Nov 2011 14:20:57 GMT

@Walt_K wrote:
@larinoriani wrote:
I got this card November last year, originally thay gave me $8,700 CL, I opened it as a result of a 18 months 0% BT offer I received in the mail, which I took advantage of.

Well, yesterday while checking one of my reports, I realized it showed CL $15,200! Went to their website to confirm, and yes! was correct. So thanks CITI for a nice 1-year anniversary surprise. Now this becomes my highest limit card, followed by the Blue Cash with $8,300 (which BTW, it's coming to th 1-year mark too, le't see if they follow suit...)

Just wanted to share for the record...
I can't remember for sure, but I thought I read that Amex auto CLIs are rare. You're eligible to ask them though and you can request up to 3x your limit. Should be a soft pull.

Yeah, I don't know about the auto CLI being rare, but the "Increase your credit limit" link has been there for several months. I'll wait to see what they do and if I don't get the auto increase I'll go ahead and request one.

Blue Cash is my daily card, so they can't complain about usage!

Re: Nice! Surprised by an automatic CLI

larinoriani — Sat, 12 Nov 2011 21:46:47 GMT

Well...I went ahead and gave the "Increase your Credit Limit" link a try....it took me to another page where they ask your income and what would you like your "new" limit to be, I requested $15,000, then it took like 45 seconds thinking about it, when it came back, it said that they can't give me that but they counter offered to increase it to $9600....I took it. Not what I was expectng but hey, an increase is an increase. That's a $7800 combined increase in two cards and a total CL's among all my cards it's $44,400 now..not too shaby!

Thanks for giving me the itch to request it Walt_k...

Re: Nice! Surprised by an automatic CLI

Anonymous — Sat, 12 Nov 2011 22:19:59 GMT

Congratulations, that's one heck of a nice Auto CLI from Citi, I'm surprised by AmEx not being more generous.

But a 7800 combined CLI on both cards is excellent!!

Re: Nice! Surprised by an automatic CLI

larinoriani — Sat, 12 Nov 2011 23:00:40 GMT

Thanks Mustang,

I would've liked it to be at least $10k ya know? it sounds more mature than $9600 ....but that's ok...

Re: Nice! Surprised by an automatic CLI

Anonymous — Sat, 12 Nov 2011 23:11:05 GMT

@larinoriani wrote:
Thanks Mustang,
I would've liked it to be at least $10k ya know? it sounds more mature than $9600 ....but that's ok...

I know what you mean, 10k is more appealing than 9600, but it's still a very respectable CL.

From what I've been reading Citi is very good with CLI's, so I'm sure you'll surpass that 10K in no time!!

Re: Nice! Surprised by an automatic CLI

Anonymous — Sat, 12 Nov 2011 23:39:07 GMT

Congrats OP I know that you are feeling really good at this point.

Re: Nice! Surprised by an automatic CLI

larinoriani — Sat, 12 Nov 2011 23:45:28 GMT

@Anonymous wrote:
@larinoriani wrote:
Thanks Mustang,
I would've liked it to be at least $10k ya know? it sounds more mature than $9600 ....but that's ok...

I know what you mean, 10k is more appealing than 9600, but it's still a very respectable CL.

From what I've been reading Citi is very good with CLI's, so I'm sure you'll surpass that 10K in no time!!

Actually it was CITI who gave me the nice CLI from $8.7 to $15.2 (what started this thread). But yeah, probably AMEX will give me another bump in six months or so if I request it. Amex was at $8.3k, now at $9.6 (website is showing it already!)

Re: Nice! Surprised by an automatic CLI

Anonymous — Sun, 13 Nov 2011 00:05:22 GMT

@larinoriani wrote:
@Anonymous wrote:
@larinoriani wrote:
Thanks Mustang,
I would've liked it to be at least $10k ya know? it sounds more mature than $9600 ....but that's ok...

I know what you mean, 10k is more appealing than 9600, but it's still a very respectable CL.

From what I've been reading Citi is very good with CLI's, so I'm sure you'll surpass that 10K in no time!!
Actually it was CITI who gave me the nice CLI from $8.7 to $15.2 (what started this thread). But yeah, probably AMEX will give me another bump in six months or so if I request it. Amex was at $8.3k, now at $9.6 (website is showing it already!)

Oh my bad, sorry about that, I had forgot we were talking about AmEx in your last reply.

Re: Nice! Surprised by an automatic CLI

clocktick — Sun, 13 Nov 2011 07:14:53 GMT

Way to go! I guessed you talking about Citi before you revealed it in your second paragraph. I really like them lately and they seem very generous with their BT offers and CLs (and CLIs!).

Nice job with the Amex too!