topic Re: AMEX Pre-selected in Credit Cards

AMEX Pre-selected

CS800 — Wed, 23 Nov 2011 16:04:49 GMT

Just got an email saying :

'You may have been pre-selected for a special Card offer. Apply today, and with any Card you choose, you can start to enjoy the benefits, savings and rich rewards of Cardmembership.'

Is this the same as a 'pre-approval'? Didn't list any card. I clicked on the link and it brought me to my account but i didnt see any card apart from my existing one listed.

What does this mean?

Re: AMEX Pre-selected

CS800 — Wed, 23 Nov 2011 16:34:32 GMT

Ok now that's too strange.

I already have an AMEX platinum and in my offers, I have been pre-approved for an AMEX Platinum. Does this make any sense to any of you?

Re: AMEX Pre-selected

Anonymous — Wed, 23 Nov 2011 17:09:54 GMT

i recieved the same email... doesnt seem like theres any preapproval or anything. just marketing...

Re: AMEX Pre-selected

CS800 — Wed, 23 Nov 2011 17:46:42 GMT

Wehn I logged into my account I had a pre-approval waiting for me for the AMEX Platinum

It said clear on it 'You have been pre-approved for the American Express Platinum'

Hello tell me I have been pre-approved for the BCE please

Re: AMEX Pre-selected

Anonymous — Wed, 23 Nov 2011 18:56:10 GMT

Lol I called about a product change. I have the Blue but really want BCE. I also saved BCE on the site. Mysteriously, I received a BCE offer in the mail! I'm waiting until next summer to just do the product change...as great as Amex is, I dont need 3!

Re: AMEX Pre-selected

boomhower — Wed, 23 Nov 2011 19:43:57 GMT

@Anonymous wrote:
Lol I called about a product change. I have the Blue but really want BCE. I also saved BCE on the site. Mysteriously, I received a BCE offer in the mail! I'm waiting until next summer to just do the product change...as great as Amex is, I dont need 3!

Since they backdate there really isn't any hit to it. You may want to wait until the first of the year for that reason but other than no reason not too. If you want to close the blue next summer then that's fine but if it's a rewards card that will benefit you no real reason to wait that long.

Re: AMEX Pre-selected

Anonymous — Wed, 23 Nov 2011 20:07:32 GMT

@CS800 wrote:
Wehn I logged into my account I had a pre-approval waiting for me for the AMEX Platinum

It said clear on it 'You have been pre-approved for the American Express Platinum'

I got the same e-mail too. And, if I got it, you KNOW its just marketing hype. I really am convinced the CCCs are doing some heavy marketing for Black Friday Shopping Day, as well as, the upcoming Holidays in general.

Congratulations CS800 on your getting the AMEX BCE by the way -- that's awesome!

Re: AMEX Pre-selected

Anonymous — Wed, 23 Nov 2011 20:25:07 GMT

I was going to start a thread regarding this very same email! Glad to see it here!!! I've had my card less than a month! I'll just wait the half year to get my Costco TE card

Re: AMEX Pre-selected

Anonymous — Wed, 23 Nov 2011 21:11:56 GMT

@CS800 wrote:
Just got an email saying :

'You may have been pre-selected for a special Card offer. Apply today, and with any Card you choose, you can start to enjoy the benefits, savings and rich rewards of Cardmembership.'

Is this the same as a 'pre-approval'? Didn't list any card. I clicked on the link and it brought me to my account but i didnt see any card apart from my existing one listed.

What does this mean?

I got the same email, I believe it's just marketing email.

Re: AMEX Pre-selected

Anonymous — Wed, 23 Nov 2011 21:15:03 GMT

If AMEX was indeed the one who sent you pre-selected and/or pre-approved information, while logged in to your AMEX account, if you look at the AMEX website where it lists their portfolio of personal cards and you view all the cards, you might see in the left hand column a list of potential upgrades and pre-approved offers.

Re: AMEX Pre-selected

Imhotrodcrazy — Wed, 23 Nov 2011 21:31:51 GMT

I got the same e-mail today.

Re: AMEX Pre-selected

Anonymous — Wed, 23 Nov 2011 21:44:31 GMT

Ditto. Nothing preapproved when I signed on.

Re: AMEX Pre-selected

Anonymous — Wed, 23 Nov 2011 22:34:16 GMT

Got what sounds like the same email today. Didn't have any preapprovals, but took a shot at a Zync app anyway. Instant approval.

The email that I received had a pre-screen and opt-out notice at the very bottom, so probably not just random marketing spam.

Re: AMEX Pre-selected

Anonymous — Wed, 23 Nov 2011 22:41:11 GMT

Did it give any indication whatsoever in regards to what products they were pre-selecting and/or pre-approving you for? That seems a bit odd to receive such a notification and without any notice whatsoever in regards to what product(s) you were screened for.

Re: AMEX Pre-selected

Anonymous — Wed, 23 Nov 2011 22:45:24 GMT

That was the odd part. Nope. Just the benefits/prescreen and opt-out on mine.

Re: AMEX Pre-selected

CS800 — Wed, 23 Nov 2011 22:58:07 GMT

I should have taken a screenshot of the pre-approved offer when I logged on to my account. There was a message telling me ' You have been pre-approved for the American Express Platinum'

I was like what the .......... I already have it.

Re: AMEX Pre-selected

Anonymous — Thu, 24 Nov 2011 01:32:53 GMT

Got the same e-mail: Nada!

Re: AMEX Pre-selected

OnTheRebound — Thu, 24 Nov 2011 02:00:20 GMT

@CS800 wrote:
I should have taken a screenshot of the pre-approved offer when I logged on to my account. There was a message telling me ' You have been pre-approved for the American Express Platinum'

I was like what the .......... I already have it.

That's funny. About a week after my wife received her new Blue Cash Preferred, she started getting the message, "You have been pre-approved for the American Express Blue Cash Preferred".

Re: AMEX Pre-selected

sandsanta — Thu, 24 Nov 2011 02:07:30 GMT

That's nothing. I just got a mailing from Amex offering me 25k bonus points and 250 Gift card if i sign up with a gold card.

I just got my gold card.

Re: AMEX Pre-selected

scottwagnon — Thu, 24 Nov 2011 03:55:38 GMT

@Anonymous wrote:
Lol I called about a product change. I have the Blue but really want BCE. I also saved BCE on the site. Mysteriously, I received a BCE offer in the mail! I'm waiting until next summer to just do the product change...as great as Amex is, I dont need 3!

you don't need to wait to pc your blue to bce. the conversion will replace but keep history as well as backdate. there is no hard pull either.