https://ficoforums.myfico.com/t5/Credit-Cards/Consumers-Credit-Union/m-p/1093972#M305440 <P>Soft pull for ID verification and hard pull for credit. &nbsp;I think they pulled Equifax over the phone for CC. &nbsp;If you open the accounts over the phone they'll use the same pull for all products. &nbsp;</P> Thu, 24 Nov 2011 21:42:50 GMT austinguy907 2011-11-24T21:42:50Z https://ficoforums.myfico.com/t5/Credit-Cards/Consumers-Credit-Union/m-p/1093446#M305267 <P>Anyone have any experiences with Consumers Credit Union credit products? They currently are paying 4% APY on checking accounts.</P><P>Who do they pull etc?</P> Thu, 24 Nov 2011 03:31:18 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Consumers-Credit-Union/m-p/1093446#M305267 MrCredit 2011-11-24T03:31:18Z https://ficoforums.myfico.com/t5/Credit-Cards/Consumers-Credit-Union/m-p/1093922#M305421 <P>I can't answer for their credit products, but I did open a checking account a few months ago to take advantage of the 4% APY.&nbsp;&nbsp; They did not pull hard for the share/checking&nbsp; account opening.</P> Thu, 24 Nov 2011 20:27:09 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Consumers-Credit-Union/m-p/1093922#M305421 Anonymous 2011-11-24T20:27:09Z https://ficoforums.myfico.com/t5/Credit-Cards/Consumers-Credit-Union/m-p/1093972#M305440 <P>Soft pull for ID verification and hard pull for credit. &nbsp;I think they pulled Equifax over the phone for CC. &nbsp;If you open the accounts over the phone they'll use the same pull for all products. &nbsp;</P> Thu, 24 Nov 2011 21:42:50 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Consumers-Credit-Union/m-p/1093972#M305440 austinguy907 2011-11-24T21:42:50Z