topic Re: Mini App Spree in Credit Cards

Mini App Spree

GB44 — Fri, 25 Nov 2011 16:11:21 GMT

Thanks Myfico forum for all of the help!

I don't post a lot, but I do read the wealth of information that is provded on this forum.

Last year my scores were sitting around 680! Fast forward to now and there are no more baddies on my credit reports. My AAoA is 5 years, utilization at 2% and my scores are EX (PSECU: 781, EQ: 761 and TU: 771.

I decided to take the plunge and app for Citi Hilton Honors and BCP. I was instantly approved for both. I live in CA and they pulled EX for both.

Citi Hilton Honors ($8,000)

BCP ($5,000)

I was also approved last month for PSECU combo ($8,000) and 45k car loan.

The BCP will be backdated to 1996 so I'm hoping that it will offset the new accounts and inquires on my EX some. However, I'm going to lay off apping for anything else until May 2012.

My goal for 2012 is 800!

Re: Mini App Spree

Anonymous — Fri, 25 Nov 2011 16:12:52 GMT

@GB44 wrote:
Thanks Myfico forum for all of the help!

I don't post a lot, but I do read the wealth of information that is provded on this forum.

Last year my scores were sitting around 680! Fast forward to now and there are no more baddies on my credit reports. My AAoA is 5 years, utilization at 2% and my scores are EX (PSECU: 781, EQ: 761 and TU: 771.

I decided to take the plunge and app for Citi Hilton Honors and BCP. I was instantly approved for both. I live in CA and they pulled EX for both.

Citi Hilton Honors ($8,000)
BCP ($5,000)

I was also approved last month for PSECU combo ($8,000) and 45k car loan.

The BCP will be backdated to 1996 so I'm hoping that it will offset the new accounts and inquires on my EX some. However, I'm going to lay off apping for anything else until May 2012.

My goal for 2012 is 800!

wtg and congrats 2u

Re: Mini App Spree

AndySoCal — Fri, 25 Nov 2011 16:16:27 GMT

Congrats on the new cards. if you want to make 800 in 2012 you might want to lay off apping until 2013.

Re: Mini App Spree

GB44 — Fri, 25 Nov 2011 16:29:43 GMT

Thanks and AndySoCal you are right on laying off on the apping until 2013!