topic Re: Walmart CLI in Credit Cards

Walmart CLI

lithium78 — Tue, 29 Nov 2011 21:11:28 GMT

I clicked the luv button this morning and Walmart bumped my retail card credit line from $875 to $1500. That makes it my third highest credit line at this point. Things are really improving for me.

Re: Walmart CLI

Anonymous — Tue, 29 Nov 2011 21:21:07 GMT

it xmas,, time of giving

Re: Walmart CLI

Anonymous — Tue, 29 Nov 2011 21:31:03 GMT

figures, my fourth statement wont drop until about January 10th. Bet GE stops all the love right after Jan 1 :-(

Re: Walmart CLI

improvingmycredit — Tue, 29 Nov 2011 21:33:54 GMT

Hey, after reading this thread, checked my walmart account to request some luv and bam... automatic CLI... $400.00 Do you think I can still request an increase on top of a auto increase? I love GE! Ha!

Re: Walmart CLI

Anonymous — Tue, 29 Nov 2011 22:26:27 GMT

Is it a HP or SP for a CLI? I opened my card in late Aug./early Sept. and haven't tried for an increase yet. On my online account summary is a link for Increase Credit Limit next to CL but I honestly don't remember if that's new or it's been there since I got the card. Wouldn't mind trying to get an increase but i don't want anymore inq on any of my reports.

What do they look for when it comes to utilization? Is there a magic number for it for them to CLI?

Re: Walmart CLI

UFGuy2006 — Tue, 29 Nov 2011 22:27:49 GMT

I did the same thing this morning (my 4th statement cut yesterday) and first CLI of... 2k! Not bad at all.

Re: Walmart CLI

Anonymous — Tue, 29 Nov 2011 22:28:20 GMT

Just looked... i looked at this account last night and was the same. But they automatically gave me a CLI... only $100 bucks but that ups my credit limit to $1300 now. Woo-hoo!

Re: Walmart CLI

bichonmom — Tue, 29 Nov 2011 22:37:12 GMT

Congrats! Awesome CLI!

Re: Walmart CLI

Switch2007 — Tue, 29 Nov 2011 22:38:23 GMT

CONGRATS!!!!!!! Nothing better than a bump for the holidays!

Re: Walmart CLI

Anonymous — Tue, 29 Nov 2011 22:46:39 GMT

@Anonymous wrote:
Is it a HP or SP for a CLI? I opened my card in late Aug./early Sept. and haven't tried for an increase yet. On my online account summary is a link for Increase Credit Limit next to CL but I honestly don't remember if that's new or it's been there since I got the card. Wouldn't mind trying to get an increase but i don't want anymore inq on any of my reports.
What do they look for when it comes to utilization? Is there a magic number for it for them to CLI?

Always been a soft for me

Re: Walmart CLI

Creditaddict — Tue, 29 Nov 2011 22:46:57 GMT

GE backed cards with the CLI online is always soft and Im pretty sure it automatically loads into the computer system just like Amex and if you click the button it just gives what's waiting... I wish they would just give it auto if it's approved but GE is every 4 months which is nice and every so often you get not enough time since last (double check your full 4 months and some usage usually required but not always) other message is not enough experience at current CL... then you just keep clicking each month!

most likely won't be full 4 months if you are using card.

Re: Walmart CLI

Anonymous — Tue, 29 Nov 2011 22:48:14 GMT

@Creditaddict wrote:
GE backed cards with the CLI online is always soft and Im pretty sure it automatically loads into the computer system just like Amex and if you click the button it just gives what's waiting... I wish they would just give it auto if it's approved but GE is every 4 months which is nice and every so often you get not enough time since last (double check your full 4 months and some usage usually required but not always) other message is not enough experience at current CL... then you just keep clicking each month!
most likely won't be full 4 months if you are using card.

That makes sense so any idea what day of the month it loads into the system?

Re: Walmart CLI

lithium78 — Wed, 30 Nov 2011 02:32:24 GMT

@Anonymous wrote:
@Creditaddict wrote:
GE backed cards with the CLI online is always soft and Im pretty sure it automatically loads into the computer system just like Amex and if you click the button it just gives what's waiting... I wish they would just give it auto if it's approved but GE is every 4 months which is nice and every so often you get not enough time since last (double check your full 4 months and some usage usually required but not always) other message is not enough experience at current CL... then you just keep clicking each month!
most likely won't be full 4 months if you are using card.

That makes sense so any idea what day of the month it loads into the system?

I just click the luv button as soon as the fourth monthly statement arrives and it always works.

Re: Walmart CLI

clocktick — Wed, 30 Nov 2011 03:44:20 GMT

Nice job OP and everyone else!

GEMB seems pretty generous with CLIs...well, at least the frequency of them. I think they will still be giving them after 1/1/12.

Re: Walmart CLI

learnin113 — Thu, 15 Dec 2011 03:59:01 GMT

@aleicgrant wrote:
figures, my fourth statement wont drop until about January 10th. Bet GE stops all the love right after Jan 1 :-(

Huh? What do u mean by this?

Re: Walmart CLI

LS2982 — Thu, 15 Dec 2011 12:04:08 GMT

@aleicgrant wrote:
figures, my fourth statement wont drop until about January 10th. Bet GE stops all the love right after Jan 1 :-(

What luv??? GE giving me bags of coal when I ask for a CLI on any of my cards!!! BAAAAA HUMBUG!!!!

Re: Walmart CLI

Juan123 — Fri, 16 Dec 2011 16:08:33 GMT

i asked for a CLI a month after getting the card and was denied >_< maybe i'll wait 6months this time

Re: Walmart CLI

Anonymous — Fri, 16 Dec 2011 16:44:43 GMT

@Juan123 wrote:
i asked for a CLI a month after getting the card and was denied >_< maybe i'll wait 6months this time

6 months is good - their typical pattern is a CLI upon request - after every fourth statement hits. If you keep that schedule, you can yield three CLI's each year.

Re: Walmart CLI

Anonymous — Mon, 16 Jan 2012 01:14:54 GMT

does any one no what the max credit limit walmart offers

is there a cut off limit mine is at $1600.00 right now

Re: Walmart CLI

Anonymous — Mon, 16 Jan 2012 01:17:01 GMT

@Anonymous wrote:
does any one no what the max credit limit walmart offers
is there a cut off limit mine is at $1600.00 right now

r we talking just the walmart card or the walmart by discover? my mother in law has a 10k walmart discover card (walmart only)