topic AMEX Revolver AU Spending Limit vs. Reported CL in Credit Cards

AMEX Revolver AU Spending Limit vs. Reported CL

steve23111 — Mon, 05 Dec 2011 16:39:34 GMT

Does changing the Spending Limit on an AMEX Revolver AU card impact the reported CL for the AU in any way? AMEX makes quite the distinction that a "Spending Limit" does not work like a "Credit Limit" on an AU card (that is, it's based on the actual amount spent, and the only thing that allows for more spending is the passage of time, not making a payment to lower the limit). I'm curious what gets reported for the CL on the AU card: the Spending Limit (as set at the time the statement cuts) or the actual CL from the primary card? I would imagine it would be the primary card's CL, but you never know...

Re: AMEX Revolver AU Spending Limit vs. Reported CL

SevenNEW — Mon, 05 Dec 2011 18:12:15 GMT

It's the CL -- this is what I see in DW's report (she is AU on my BCP):

Status as of Nov, 2011

Date opened Aug, 2011

Loan type Credit Card

Credit limit $ 5,500

Largest past balance $ 538

Account Type Revolving

Account holder Aurthorized Account

Industry Banks

Re: AMEX Revolver AU Spending Limit vs. Reported CL

steve23111 — Mon, 05 Dec 2011 18:21:29 GMT

Very good, thank you for checking for me!