topic Re: Cap1 Pre-Approval Question in Credit Cards

Cap1 Pre-Approval Question

Creditaddict — Fri, 09 Dec 2011 23:16:48 GMT

In my experience with applying if I did not get a pre-approved offer on Cap1 website and applied for one of the "suggestions" I was denied instantly.

But when I do the pre-approval on creditcards website, they suggest 5 different Cap1 and a First Premier.

I assume I should stick to if Cap1 says I'm pre-approved and ignore this other site?

Re: Cap1 Pre-Approval Question

Anonymous — Mon, 12 Dec 2011 02:26:16 GMT

I am not sure but I just tried creditcards.com and it came up with 5 capital 1 and a first premere as well but I already have 3 capital 1 cards so no way I would be approved for a 4th

Re: Cap1 Pre-Approval Question

mAndrew1980 — Mon, 12 Dec 2011 04:57:01 GMT

Yeah, I stopped using the creditcards.com pre approval page but when I used to it would do the same for me. 5 cap1's and a First Premier. Two of the cap1's were Ventures, which I most certainly would get denied for.

Re: Cap1 Pre-Approval Question

Anonymous — Mon, 12 Dec 2011 06:15:41 GMT

@mAndrew1980 wrote:
Yeah, I stopped using the creditcards.com pre approval page but when I used to it would do the same for me. 5 cap1's and a First Premier. Two of the cap1's were Ventures, which I most certainly would get denied for.

Yeah, I'd have to agree, I'm not sure what they base ther recommendations off of, but I don't think they're very realistic. Based on my credit profile they recommended an AMEX BCP, and I'm 95% sure I'd immediately get shot down if I tried to apply for it.

I would definitely stick to the card issuer's own preapprovals for preapproval recommendations - and even then, it's not like it's a guaranteed approval.

Re: Cap1 Pre-Approval Question

Anonymous — Mon, 12 Dec 2011 06:39:28 GMT

Where is the pre-approval link on the creditcards.com site?

Re: Cap1 Pre-Approval Question

Anonymous — Mon, 12 Dec 2011 06:53:07 GMT

https://www.creditcards.com/cardmatch/

@Anonymous wrote:
Where is the pre-approval link on the creditcards.com site?

Re: Cap1 Pre-Approval Question

sandsanta — Mon, 12 Dec 2011 09:12:56 GMT

@Creditaddict wrote:
In my experience with applying if I did not get a pre-approved offer on Cap1 website and applied for one of the "suggestions" I was denied instantly.
But when I do the pre-approval on creditcards website, they suggest 5 different Cap1 and a First Premier.

I assume I should stick to if Cap1 says I'm pre-approved and ignore this other site?

That website is a sham. It told me to apply for the Venture card and I was instantly denied. Go through Cap1 instead.