topic Re: Which card is easy to get approved? Pls help in Credit Cards

Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 17:20:03 GMT

Hi Everyone,

I'm new here and I wanna ask what is a good real card to get approve easily? And that will not pull 3 CBs.
I have CAP1 NH Cash Rewards MC with $500 CL opened 07/11. And I got Bank of America Student Platinum Visa with $600 CL opened 02/2010. And i have like $400 on each card. :/

I wanna know if I can get a walmart card or a barclay?
I wanna get a new laptop for xmas.

I need your advice. Please help. Thanks in advance!!

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 17:22:12 GMT

I would guess walmart as Barclays likes a good history

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 17:22:39 GMT

u need to give us ur whole history and scores

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 17:23:14 GMT

and welcome to the forums

Re: Which card is easy to get approved? Pls help

Red1Blue — Wed, 14 Dec 2011 17:25:10 GMT

If you have less the 3 inq's on Eq and not too many new accounts, I would recommend to you apply for the Nordstrom Card. Even if they approve you for the store card after 7 months you can ask them to upgrade to their Visa card. They offer very generous credit limits and best customer support. They dont like too many inq's and new accounts when you apply for their card.

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 17:31:33 GMT

I just put my credit scores on my signature.
I have 7 inqs on my EX but 3 is more than 2yrs already.
I have 7 inqs on EQ
I have 2 inqs on TU

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 17:35:02 GMT

@Anonymous wrote:
I just put my credit scores on my signature.
I have 7 inqs on my EX but 3 is more than 2yrs already.
I have 7 inqs on EQ
I have 2 inqs on TU

u have 3 that r more than 2 yrs old and still on report? with those scores i would try Americanexpress.com and do a prequal, its only a soft hit

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 17:44:36 GMT

i just updated my report. I now have 4 inqs on my EX.

do you know how much CL can i get with my scores?

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 17:55:54 GMT

@Anonymous wrote:
i just updated my report. I now have 4 inqs on my EX.

do you know how much CL can i get with my scores?

what r ur scores,, and no i dont, some give me 1.5k and other give me 11k,,, go figure

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 18:06:14 GMT

My score is listed above. I dont know why it asked me again for a new login name. Im user POT121 also. Lol

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 18:07:31 GMT

In ur experience, which card do you know I will get approved?

Re: Which card is easy to get approved? Pls help

CS800 — Wed, 14 Dec 2011 18:09:46 GMT

With your scores, I would try a Barclay card or even an AMEX.

So you care it it's a charge card (no credit limt) or a credit card (preset credt limit)?

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 18:13:18 GMT

amex i would try

@CS800 wrote:
With your scores, I would try a Barclay card or even an AMEX.

So you care it it's a charge card (no credit limt) or a credit card (preset credt limit)?

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 18:15:31 GMT

I would like a real card with limit.
I have another question. I just got married and changed my last name to my married name just a couple of weeks ago. Is it gonna affect my prequalification status?
I tried to get prequalified on AmEX.com using my new name and new address. They dont have any prequalified offers for me :/

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 18:15:36 GMT

@Anonymous wrote:
My score is listed above. I dont know why it asked me again for a new login name. Im user POT121 also. Lol

it shows ur scores now,, but not b4

Re: Which card is easy to get approved? Pls help

kjm79 — Wed, 14 Dec 2011 18:15:50 GMT

@Anonymous wrote:
My score is listed above. I dont know why it asked me again for a new login name. Im user POT121 also. Lol

Those scores aren't FICO scores unfortunately. But credit card companies generally use a credit card enhanced score anyways, which you can't buy. You have the least amount of inquiries on TU and Barclays pulls TU. May be your best best. But your current cards are so close to their limits so your utilizations is pretty high. If you try for Barclays and get denied, you can call and ask for a recon. They are great in granting recons. You might want to start by pulling your FICO scores though, to get a better idea of where you really stand.

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 18:19:15 GMT

have u filed ur new name yet with the county? it takes abit for that stuff to report,, u might want to try with ur old name, and if that does'nt work call them

@Anonymous wrote:
I would like a real card with limit.
I have another question. I just got married and changed my last name to my married name just a couple of weeks ago. Is it gonna affect my prequalification status?
I tried to get prequalified on AmEX.com using my new name and new address. They dont have any prequalified offers for me :/

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 18:19:39 GMT

Thanks for your reply. how can i get FICO scores? Sorry im new to this. Im only 22. Lol

Re: Which card is easy to get approved? Pls help

kjm79 — Wed, 14 Dec 2011 18:21:44 GMT

You can get TU and EQ from this site. You can't buy your EX sadly.

Re: Which card is easy to get approved? Pls help

Anonymous — Wed, 14 Dec 2011 18:22:51 GMT

What do u mean filed? I reported my name change on Experian and they updated my account already. I also changed my name on both my credit cards and bank accounts.