topic Re: WHATS UP WITH CITI DIVIDEND PLATINUM SELECT MASTERCARD ?? in Credit Cards

WHATS UP WITH CITI DIVIDEND PLATINUM SELECT MASTERCARD ??

Anonymous — Sat, 15 Dec 2007 13:35:47 GMT

Whats up with this?

I have a 4 year old citi dividend platinum select mastercard cc with 4 years of PERFECT HISTORY! and 24 year perfect trade line history with a 820-835 fico (these are NOT FAKO scores they are the real thing) on all three reporting agency's.

I use it every month, 1% utl.

It has a credit limit.

Never late.

PIF.

When I pulled MYFICO 3 reports and scores yesterday, CITI did NOT show up at all on any of them, ziltch,noda,nothing?

Valuable perfect history going to waste, TOTALLY UNACCEPTABLE!

When I called citi, they said they do in fact report to all 3 bureau's and I need to write and inform citi's credit dispute department.

Is it possible that the consumer credit reports that come directly from the bureau's differ from MYFICO?

This is bizzare.

Whats up with that?

Please chime in

Message Edited by AllTheNationsWillMournUSA on 12-15-2007 05:35 AM

Re: WHATS UP WITH CITI DIVIDEND PLATINUM SELECT MASTERCARD ??

SonorityGenius — Sat, 15 Dec 2007 03:24:39 GMT

Are you / were you an AU on Citi card and removed?

Did you dispute any "not mine" blank disputes with CRAs?

I would pull a hard copy from each CBR and confirm..meanwhile, send a letter off to Citi

Re: WHATS UP WITH CITI DIVIDEND PLATINUM SELECT MASTERCARD ??

Anonymous — Sat, 15 Dec 2007 13:39:29 GMT

I have never been an AU on any account.

I have been the only user on this account and never any AU on this account.

Never did and never will put someone else on my credit as an AU or me on there's, never.

Never disputed anything other than some minor name variations and addresses, ect, and that was a year ago. Never anything negitive financialy.Never late,Im 46 and have a perfect 24 year trade line history with an 820-835 fico on all three agency's.

Im not sure what a not mine "blank" dispute is?

ALSO: If the hard copy of the reports that I ordered at the same time as MYFICO do in fact show citi on them, then why did'nt MYFICO show citi on there's after paying $49.95 for the infomation yesterday?, If so, a refund is in order for not getting what I paid for, less the promo code discount of course.

Whats up with that?

Message Edited by AllTheNationsWillMournUSA on 12-15-2007 05:39 AM

Re: WHATS UP WITH CITI DIVIDEND PLATINUM SELECT MASTERCARD ??

Anonymous — Sat, 15 Dec 2007 13:40:18 GMT

Are there any other GURU'S who would consider to chime in on these issue's?

Message Edited by AllTheNationsWillMournUSA on 12-15-2007 05:40 AM

Re: WHATS UP WITH CITI DIVIDEND PLATINUM SELECT MASTERCARD ??

Anonymous — Sat, 15 Dec 2007 14:19:57 GMT

Second, if they are showing on reports from the other bureaus, they should definitely be showing here at myfico. Myfico pulls your reports directly from the bureaus themselves. I have heard some strange thing as far as reporting on Citicards lately. There was an earlier post here on a shell card I think as well. It is also issued by citi.

Have you seen this card reporting on a bureau pulled directly from the source? I have three business cards with Citi and only one is currently reporting to my business crdit reports.

Message Edited by Brammy on 12-15-2007 09:19 AM

Re: WHATS UP WITH CITI DIVIDEND PLATINUM SELECT MASTERCARD ??

Anonymous — Sat, 15 Dec 2007 15:18:47 GMT

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=30931

Re: WHATS UP WITH CITI DIVIDEND PLATINUM SELECT MASTERCARD ??

Anonymous — Sat, 15 Dec 2007 16:31:19 GMT

I just pulled the hard copy's of the reports via phone/u.s. mail at the same time as myfico so I will not see them in the mail for another 10 days or so.

Re: WHATS UP WITH CITI DIVIDEND PLATINUM SELECT MASTERCARD ??

ficonovice — Mon, 17 Dec 2007 14:38:13 GMT

My Citi Shell card hasn't updated to the bureau's since June. My Citi PremierPass is reporting.

Re: WHATS UP WITH CITI DIVIDEND PLATINUM SELECT MASTERCARD ??

MidnightVoice — Mon, 17 Dec 2007 14:43:41 GMT

AllTheNationsWillMournUSA wrote:

Im 46 and have a perfect 24 year trade line history with an 820-835 fico on all three agency's.

So it is obviously not hurting you at all! Getting it to report will make very little difference in your scores, and your scores are high enough to get anything you can afford!

Re: WHATS UP WITH CITI DIVIDEND PLATINUM SELECT MASTERCARD ??

Anonymous — Mon, 17 Dec 2007 15:57:47 GMT

I have a Citi Dividend Platinum Select MasterCard, and it has been consistently reported to all 3 bureaus.

Re: WHATS UP WITH CITI DIVIDEND PLATINUM SELECT MASTERCARD ??

Anonymous — Mon, 17 Dec 2007 19:23:27 GMT

If you want your truest CRA report- pull them directly from the agency themselves. I myself, have found some variations on the reports that Myfico pulls. They are slight- however, a difference is a difference to me.

Some accounts missing on the Myfico ones.