topic Re: Can you recon target in Credit Cards

Can you recon target

Anonymous — Tue, 20 Dec 2011 18:19:48 GMT

I applied for the target card and was declined due to only inq and at time had a 709 fico for eq which is who they pulled and I was wondering is there anyway that I can call and have them look at the app again because I think it is very unfair to be declined for that reason alone

Re: Can you recon target

Creditaddict — Tue, 20 Dec 2011 18:26:17 GMT

@Anonymous wrote:
I applied for the target card and was declined due to only inq and at time had a 709 fico for eq which is who they pulled and I was wondering is there anyway that I can call and have them look at the app again because I think it is very unfair to be declined for that reason alone

I don't think so... but really surprised they had an INQ issue... I have never heard of them caring about that.

Re: Can you recon target

Anonymous — Tue, 20 Dec 2011 18:56:40 GMT

How about this for you I was declined only due to inq and had a 700 fico score from eq and inq were only reason

Re: Can you recon target

my25reasons — Tue, 20 Dec 2011 19:03:25 GMT

I'm not surprised. I don't know what the deal is with target. I have a fico score in the 760's, JCP gave me a cl of $1700 not even a month AFTER target gave me a cl of $200.....really, what's the point of a $200 cl?? I've never used the card. I suppose I could, but eh...

Re: Can you recon target

Ortz33__ — Tue, 20 Dec 2011 19:14:27 GMT

i don't think they let you through to underwriters. i app'd over the weekend and they wouldn't let me discuss. was ALSO inq denial. i think i had like 4 in the last month. but it let to some good lines, so their loss. k now it would have been a 200 limit anyways. just wanted the 5% off