topic Re: Good enough for PSECU? in Credit Cards

Good enough for PSECU?

LS2982 — Wed, 21 Dec 2011 01:55:21 GMT

I have a 675 EX FICO (which is likely to be 690-700 at end of feb. when I want to app)

No collections

5+ yr old Paid tax lien

11 INQ's (last app for credit 10/16)

Util will be 3% @ apptime

Does this sound like a winner or wait?

Re: Good enough for PSECU?

Anonymous — Wed, 21 Dec 2011 01:56:47 GMT

@LS2982 wrote:
I have a 675 EX FICO (which is likely to be 690-700 at end of feb. when I want to app)

No collections
5+ yr old Paid tax lien
11 INQ's (last app for credit 10/16)
@Util will be 3% @ apptime

Does this sound like a winner or wait?

u have always been a winner in my eyes

Re: Good enough for PSECU?

LS2982 — Wed, 21 Dec 2011 01:58:31 GMT

@Anonymous wrote:
@LS2982 wrote:
I have a 675 EX FICO (which is likely to be 690-700 at end of feb. when I want to app)

No collections
5+ yr old Paid tax lien
11 INQ's (last app for credit 10/16)
@Util will be 3% @ apptime

Does this sound like a winner or wait?
u have always been a winner in my eyes

Umm.....whats that supposed to mean??

Re: Good enough for PSECU?

Anonymous — Wed, 21 Dec 2011 02:18:33 GMT

@LS2982 wrote:
@Anonymous wrote:
@LS2982 wrote:
I have a 675 EX FICO (which is likely to be 690-700 at end of feb. when I want to app)

No collections
5+ yr old Paid tax lien
11 INQ's (last app for credit 10/16)
@Util will be 3% @ apptime

Does this sound like a winner or wait?
u have always been a winner in my eyes
Umm.....whats that supposed to mean??

that ur doing a gr8 job

Re: Good enough for PSECU?

Anonymous — Wed, 21 Dec 2011 02:22:13 GMT

@Anonymous wrote:
that ur doing a gr8 job

Did you know that in New York theres a law that says:

A fine of $25 can be levied for flirting.

Re: Good enough for PSECU?

Anonymous — Wed, 21 Dec 2011 02:23:53 GMT

@Anonymous wrote:
@Anonymous wrote:
that ur doing a gr8 job

Did you know that in New York theres a law that says:

A fine of $25 can be levied for flirting.

slow down big boy,,, i not flirting....

Re: Good enough for PSECU?

Anonymous — Wed, 21 Dec 2011 02:28:48 GMT

All in good fun!

Anyway, back on topic..

I think you have a good chance, being so large I'm sure they have members with worse.

Re: Good enough for PSECU?

tbc — Wed, 21 Dec 2011 03:47:11 GMT

Talk about HiJACKING........giggle giggle giggle

Good luck on ur pursuit with PSECU

Re: Good enough for PSECU?

visorboy1974 — Wed, 21 Dec 2011 13:23:58 GMT

@LS2982 wrote:
I have a 675 EX FICO (which is likely to be 690-700 at end of feb. when I want to app)

No collections
5+ yr old Paid tax lien
11 INQ's (last app for credit 10/16)
@Util will be 3% @ apptime

Does this sound like a winner or wait?

11 INQs may be an issue. how many are within the past 6 months?

Re: Good enough for PSECU?

CS800 — Wed, 21 Dec 2011 14:15:52 GMT

@LS2982 wrote:
I have a 675 EX FICO (which is likely to be 690-700 at end of feb. when I want to app)

No collections
5+ yr old Paid tax lien
11 INQ's (last app for credit 10/16)
@Util will be 3% @ apptime

Does this sound like a winner or wait?

Make sure you dont have any derog even old ones. I have a 5 year old (going on 6) charge off and was denied by PSECU for a CC a while back.

The rest of my baddies are mostly 30 day lates 3-4 years ago. They declined becasue of this one charge off. And although I have heard from people on here that they got accepted for a card with collections, I even try to recon (PSECU has a recon team). They still said no.

I remember you have a tax lien. Not sure how old it is but I would wait for it to fall off. Thats my take.