topic Re: What is easy to get Citi Card? in Credit Cards

What is easy to get Citi Card?

Red1Blue — Sat, 15 Dec 2007 22:46:14 GMT

What is the easy to get Citi Card? I think my Fico is around 700 on TU. I think Citi normally pulls TU. I have one paid judgement reporting from 4 years that is waiting to be deleted. Does Citi mind it?

Re: What is easy to get Citi Card?

Niki9 — Sat, 15 Dec 2007 22:55:55 GMT

I think that you should be fine.

I don't think that they like BK and no recent baddies.

Re: What is easy to get Citi Card?

Anonymous — Sat, 15 Dec 2007 23:07:58 GMT

concorduser wrote:
What is the easy to get Citi Card? I think my Fico is around 700 on TU. I think Citi normally pulls TU. I have one paid judgement reporting from 4 years that is waiting to be deleted. Does Citi mind it?

citi pulls regionally. midwest they pull eq always. if they've always pulled tu for you then a 700 would be more than adequate. as for the easiest i hear the premeire pass can be one of thier easiest.

Re: What is easy to get Citi Card?

Red1Blue — Sat, 15 Dec 2007 23:15:49 GMT

Since I had citi business accounts, I applied for CitiBusiness / AAdvantage MasterCard and I got message stating further review required and will hear in 30 days. I should have applied for pp. Any way, I'll wait and see. I think they are pulling TU in my region. I'll know tomorrow.

Re: What is easy to get Citi Card?

Anonymous — Sun, 16 Dec 2007 03:02:00 GMT

Concord I app'd for citi not even 2 wks ago at the time my score was 686,no baddies, and I got approved for 5K. I got my card in the mail 2 days ago. BTW, I got the same message and I called like 3 days after I app'd and the told me I had been approved. THEY DO NOT LIKE BADDIES. I am in TX, and they pulled EQ for me.

Re: What is easy to get Citi Card?

Red1Blue — Sun, 16 Dec 2007 22:29:46 GMT

I checked my reports. I was thinking citi would pull TU. Oops. Citi pulled EQ instead of TU. I have 691 on TU and 652 on EQ. Any chance I would be approved for the citi card?

Re: What is easy to get Citi Card?

Anonymous — Sun, 16 Dec 2007 22:40:50 GMT

i had a eq around there when i got my 3.5k diamond prefered rewards card and score was still around there about 4 moths later when i rqstd a cli (hard pull though). they cli'd me to 5.1k.

Re: What is easy to get Citi Card?

Anonymous — Mon, 17 Dec 2007 00:27:22 GMT

Don't app w/ a paid or unpaid collection less than three years old.

Re: What is easy to get Citi Card?

Red1Blue — Mon, 17 Dec 2007 00:35:00 GMT

Too late. I have already apped for it last night. I just have to wait and see what happens. I have some baddies, have to wait and see when they will be removed. I have several cards for my business with citi, may be they might consider me for this biz card with pg and approve it. What ever, it is done, I guess I have to wait to hear from them and see what happens.

Re: What is easy to get Citi Card?

Anonymous — Mon, 17 Dec 2007 00:38:24 GMT

concorduser wrote:
Too late. I have already apped for it last night. I just have to wait and see what happens. I have some baddies, have to wait and see when they will be removed. I have several cards for my business with citi, may be they might consider me for this biz card with pg and approve it. What ever, it is done, I guess I have to wait to hear from them and see what happens.

If you already have Citi's, then it might be ok.

Re: What is easy to get Citi Card?

Red1Blue — Mon, 17 Dec 2007 01:25:12 GMT

Citi Biz cards I have are on the business name with out PG. They dont even have my ssno on them. However on the Biz MC card application, I have included the EIN for my Biz. We will see what happens. Hope I'll get it. Let us wait and see what they say in the next few days. It will be a nice addition to have Citi Biz MC along with other Citi Biz cards. Makes it easy to manage all the accounts together. Let us see what happens.

Re: What is easy to get Citi Card?

Anonymous — Mon, 17 Dec 2007 01:27:25 GMT

good luck! i had a collection that i paid in '06 (think it hit in '05) and several older paid collections as well as some cap1 lates from '03 and they still deemed me worthy.

Re: What is easy to get Citi Card?

Red1Blue — Mon, 17 Dec 2007 01:33:17 GMT

Thanks ducky. I hope I'll get it. I just can not wait to hear what they say about this app. I have 7 Biz cards from Citi all in excellent status with citi. They probably would give me a biz MC/Visa card with out pg in 6 months any way. Let us wait and see what they say about this app in the next few days.

Re: What is easy to get Citi Card?

Anonymous — Mon, 17 Dec 2007 01:36:19 GMT

it did come when i obtained a citifinancial loan (i hear citi values a deep relationship). it also hit the cra's well before i knew my limit (that's how i knew what the approval limit was was), card came about a week later.

Re: What is easy to get Citi Card?

future — Mon, 17 Dec 2007 01:51:30 GMT

citi pulled tu for me. to my surprise i didn't get it. no baddies, inq were low. i called and did a recon, the lady said one of the things was -my acc needed to be a yr old. what kind of crap is that. my score at the time was some where around 692-713. i guess i might try again when the cards are a yr old. this was last month and the card was the plat select aa card, which is suppose to be a easy one also

Re: What is easy to get Citi Card?

Red1Blue — Tue, 18 Dec 2007 00:27:59 GMT

I have not heard back from Citi yet. I guess no news is a good news instead of getting a declined email from them. How many days should I wait before I call citi and ask them about my app?

Re: What is easy to get Citi Card?

Anonymous — Tue, 18 Dec 2007 00:30:03 GMT

concorduser wrote:
I have not heard back from Citi yet. I guess no news is a good news instead of getting a declined email from them. How many days should I wait before I call citi and ask them about my app?

Can't tell you about Citi cuz I don't have one- they wont' touch me. Maybe the others can tell you.

Re: What is easy to get Citi Card?

Anonymous — Tue, 18 Dec 2007 00:36:26 GMT

concorduser wrote:

Citi Biz cards I have are on the business name with out PG. They dont even have my ssno on them. However on the Biz MC card application, I have included the EIN for my Biz. We will see what happens. Hope I'll get it. Let us wait and see what they say in the next few days. It will be a nice addition to have Citi Biz MC along with other Citi Biz cards. Makes it easy to manage all the accounts together. Let us see what happens.

What6 card di you get through Citi with no PG besides HD and Lowes. All those I seeon the site ask for SSN and the T&Cs automatically PG the applicant to the card.

Re: What is easy to get Citi Card?

Red1Blue — Tue, 18 Dec 2007 00:43:44 GMT

Hi Brammy, these are the cards I have so far from citi for my biz wo pg.

HD/Staples/OD/ExxonMobil/Shell/Sunoco/Sears/Amazon ( Waiting on Macy's).

I just apped for Citi AA Biz card what is with PG though. Waiting to hear from them.

Re: What is easy to get Citi Card?

Anonymous — Tue, 18 Dec 2007 01:26:36 GMT

@dnm45227 wrote:

@Red1Blue wrote:
What is the easy to get Citi Card? I think my Fico is around 700 on TU. I think Citi normally pulls TU. I have one paid judgement reporting from 4 years that is waiting to be deleted. Does Citi mind it?

citi pulls regionally. midwest they pull eq always. if they've always pulled tu for you then a 700 would be more than adequate. as for the easiest i hear the premeire pass can be one of thier easiest.

I am in the Midwest and they pulled EX