https://ficoforums.myfico.com/t5/Credit-Cards/What-s-the-diff-between-soft-and-hard-pull/m-p/116406#M31615 <DIV>Soft pulls only you see.</DIV><DIV>Hard pulls everyone that pulls your credit sees</DIV><DIV>Hard pulls lower your score, soft don't effect score.</DIV> Mon, 17 Dec 2007 03:51:47 GMT Creditaddict 2007-12-17T03:51:47Z https://ficoforums.myfico.com/t5/Credit-Cards/What-s-the-diff-between-soft-and-hard-pull/m-p/116405#M31614 I heard this term used a lot here.. what's the difference? Mon, 17 Dec 2007 03:50:43 GMT https://ficoforums.myfico.com/t5/Credit-Cards/What-s-the-diff-between-soft-and-hard-pull/m-p/116405#M31614 Anonymous 2007-12-17T03:50:43Z https://ficoforums.myfico.com/t5/Credit-Cards/What-s-the-diff-between-soft-and-hard-pull/m-p/116406#M31615 <DIV>Soft pulls only you see.</DIV><DIV>Hard pulls everyone that pulls your credit sees</DIV><DIV>Hard pulls lower your score, soft don't effect score.</DIV> Mon, 17 Dec 2007 03:51:47 GMT https://ficoforums.myfico.com/t5/Credit-Cards/What-s-the-diff-between-soft-and-hard-pull/m-p/116406#M31615 Creditaddict 2007-12-17T03:51:47Z https://ficoforums.myfico.com/t5/Credit-Cards/What-s-the-diff-between-soft-and-hard-pull/m-p/116409#M31617 <DIV>When a&nbsp; creditor reviews your ccount in the normal course of business, they do soft pulls.&nbsp; No one sees it but you and them.&nbsp; Requests for new credit generate hard pulls which CAN lower the score and may alert your other creditors to your attempts to seek new credit.</DIV> Mon, 17 Dec 2007 03:56:14 GMT https://ficoforums.myfico.com/t5/Credit-Cards/What-s-the-diff-between-soft-and-hard-pull/m-p/116409#M31617 Anonymous 2007-12-17T03:56:14Z