topic Re: Buy.com visa in Credit Cards

Buy.com visa

ccaddict — Sun, 09 Dec 2007 19:12:12 GMT

Anyone have this card? Is it easy to get?

I've tried searching for reviews on this one on these forums, whogavemecredit and creditboards but nothing..

I want to buy a external HD and am interested in that 30$ promo coupon they have.

Re: Buy.com visa

SmartCookie — Sun, 09 Dec 2007 19:22:11 GMT

That the Revolution Card? I can't find that offer.

Re: Buy.com visa

ccaddict — Sun, 09 Dec 2007 20:11:15 GMT

No, not the Revolution card.. the buy.com visa

https://secure.buy.com/corp/support/login.asp?what=buyvisa&dir_name=buydotcom_ic_30_30_coup_no_int&mkid=664Q

it is something similar to the amazon.com visa. I took that because you get $30 credit for any purchases on amazon. Both of these are offered by Chase. You can also see them on the chase website.

Re: Buy.com visa

SmartCookie — Sun, 09 Dec 2007 20:22:35 GMT

Ooooh. Well duh... I should have remembered that, I've seen it before.

Looks like a nice deal if you found a good price for the HD. As for the card... anyone got it?

As a rule, I would not get the card unless I planned on doing frequent shopping there and the rewards were better than what I could get using a different method. There is a $10 offer if you get a google checkout account though.

I can give you my opinion on Chase.... once you are in with them, it is very easy to get another card. They also will redistribute CLs among your cards. They used to also convert cards but the rep I spoke with a few weeks back had no idea what I wanted.... so I don't know if they've stopped doing that. I didn't push the issue because I didn't need to at the time. This would make me more apt to be OK with apply for a new Chase card moreso for the offer than for continued loyalty to the particular store.

Re: Buy.com visa

ccaddict — Sun, 09 Dec 2007 21:33:27 GMT

Yeah I do buy stuff there very often and it'll be useful just like the Amazon card and the best price for what I've been looking for. Would be a steal with the 30 bux less.

But just don't want a hit on my report and not get something for it.

Something like a fear of rejection I guess. Thought if I could see scores on acceptance/rejection.. I'd get a general idea.

Re: Buy.com visa

SmartCookie — Sun, 09 Dec 2007 22:05:00 GMT

I hear ya. Wish I could help on the scores... without seeing your numbers though it sound like you know you will get approved but are just nervous. Seems like the card would suit you... If you are 680's or higher with no major derogs I'd say app now.

Re: Buy.com visa

ccaddict — Thu, 13 Dec 2007 17:06:52 GMT

The HD I was looking at just became $40 dearer(moved out of the deals section)

Also the t&c on card state that if you have had a similar offer from Chase before you are ineligible for it again.

Just called the csr and she confirmed that although I can get the card I won't get the $30 credit offer since I got it on the Amazon visa. Hah!

Planning next apps on student-friendly credit unions in 2 months from now..

Re: Buy.com visa

Red1Blue — Sun, 16 Dec 2007 21:55:33 GMT

I looked up on google. Buy.com visa is issued by chase.

Re: Buy.com visa

Anonymous — Mon, 17 Dec 2007 00:49:03 GMT

SmartCookie wrote:
Ooooh. Well duh... I should have remembered that, I've seen it before.

As a rule, I would not get the card unless I planned on doing frequent shopping there and the rewards were better than what I could get using a different method. There is a $10 offer if you get a google checkout account though.

So agreed w/ SmartCookie! I really, really regret getting my Macy's and Nieman Marcus- as the closest ones are an hour and a half away, and I am really NOT going to drive to Cinci just to give my card some util...

try NOT to app for a card that you will not really use... now I am stuck w/ the two having to use them twice a year to prevent them from being closed for non-usage...only this Christmas has Macy's offered free shipping and the purchase has to be over 75.00.

But if you will use it then it makes sense.

Message Edited by netpanther on 12-16-2007 07:49 PM

Re: Buy.com visa

ccaddict — Mon, 17 Dec 2007 07:12:35 GMT

yeah you guys are right.. that's one of the reasons I haven't applied for many store cards even though its really tempting.

Going from a stage where you are rejected for cards straight out to getting some of the okay (a bit above subprime) is an interesting transition. Feel like apping everywhere when the going's good but all you need is some patience and a good dose of common sense.

I don't think I'll go for this card.. definitely not in the next 6 months... i want my inquiries to disappear first. Then if i still feel like it.. maybe.

Thanks for your comments guys.. always good to get a reality check!