https://ficoforums.myfico.com/t5/Credit-Cards/First-Service-CU-Can-I-Join-Info-on-CC-if-able-to-join/m-p/1136049#M317089 <P>They have a rate as low as 6% with No BT Fee and 1% cash back on BT!!!</P><P>&nbsp;</P><P>I started and it gives options that qualify me and I answered I don't know if I qualify but still want to apply and it looks like I can go through whole application... Will they pull Credit and then decide I don't qualify for membership or how might that work?</P><P>&nbsp;</P><P>If I could join, what CR do they pull and what scores for credit products? BK Friendly?</P> Fri, 30 Dec 2011 01:40:10 GMT Creditaddict 2011-12-30T01:40:10Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Service-CU-Can-I-Join-Info-on-CC-if-able-to-join/m-p/1136049#M317089 <P>They have a rate as low as 6% with No BT Fee and 1% cash back on BT!!!</P><P>&nbsp;</P><P>I started and it gives options that qualify me and I answered I don't know if I qualify but still want to apply and it looks like I can go through whole application... Will they pull Credit and then decide I don't qualify for membership or how might that work?</P><P>&nbsp;</P><P>If I could join, what CR do they pull and what scores for credit products? BK Friendly?</P> Fri, 30 Dec 2011 01:40:10 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Service-CU-Can-I-Join-Info-on-CC-if-able-to-join/m-p/1136049#M317089 Creditaddict 2011-12-30T01:40:10Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Service-CU-Can-I-Join-Info-on-CC-if-able-to-join/m-p/1136353#M317158 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/71850">@Creditaddict</a> wrote:<BR /><P>They have a rate as low as 6% with No BT Fee and 1% cash back on BT!!!</P><P>&nbsp;</P><P>I started and it gives options that qualify me and I answered<FONT color="#FF0000"> I don't know if I qualify but still want to apply and it looks like I can go through whole application... Will they pull Credit and then decide I don't qualify for membership or how might that work?</FONT></P><P>&nbsp;</P><P>If I could join, what CR do they pull and what scores for credit products? BK Friendly?</P><HR /></BLOCKQUOTE><P>Not familiar with this CU and as you know closed membership small CU posts often get buried so I'll bump it but it works as expected CA, they may HP and if in fact they find a candidate doesn't qualify for membership post app, membership may be summarily revoked.</P> Fri, 30 Dec 2011 11:32:28 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Service-CU-Can-I-Join-Info-on-CC-if-able-to-join/m-p/1136353#M317158 score_building 2011-12-30T11:32:28Z