topic GE Update and Question.... in Credit Cards

GE Update and Question....

Creditaddict — Fri, 30 Dec 2011 06:48:25 GMT

Applied for Amazon and got HP on all 3, I have never seen that.

I have froze my EQ now and I am wondering...

I got Lowes which pulled TU but I would like CLI on activation if possible... feedback on if this is computer done or passed down for manual review?

Now that EQ is frozen can I apply at Amazon again and if they decline based on froze get them to pull TU? and how long after denial do I have to wait?

Also wouldn't mind getting a Care Credit but pretty sure they pull EQ, same as above, think I can convince to pull TU (I have a little doggie who is starting to have some ongoing medical issues and although I do have an open Care Credit with a friend that he got for me when she had $2500 medical expense about 6 months ago I do not want to continue using his account for further expenses of the dog... I have got the balance on his card down to $1200 and have over 12 months left of the 0%, but still paying extra to make it go away faster for my friend.

Other then the Line of Credit I'm looking into, I don't need anymore credit probably within the next 12 months so I want to take the inq and new accounts hit now and lock up the reports.

Thoughts?

Re: GE Update and Question....

LS2982 — Fri, 30 Dec 2011 11:26:21 GMT

@Creditaddict wrote:
Applied for Amazon and got HP on all 3, I have never seen that.
I have froze my EQ now and I am wondering...
I got Lowes which pulled TU but I would like CLI on activation if possible... feedback on if this is computer done or passed down for manual review?
Now that EQ is frozen can I apply at Amazon again and if they decline based on froze get them to pull TU? and how long after denial do I have to wait?
Also wouldn't mind getting a Care Credit but pretty sure they pull EQ, same as above, think I can convince to pull TU (I have a little doggie who is starting to have some ongoing medical issues and although I do have an open Care Credit with a friend that he got for me when she had $2500 medical expense about 6 months ago I do not want to continue using his account for further expenses of the dog... I have got the balance on his card down to $1200 and have over 12 months left of the 0%, but still paying extra to make it go away faster for my friend.

Other then the Line of Credit I'm looking into, I don't need anymore credit probably within the next 12 months so I want to take the inq and new accounts hit now and lock up the reports.

Thoughts?

I;m not sure why you got 3 HP's, I apped for both of these cards and got 1 HP on EQ and TU. Do you already have freezes on your reports?? Maybe lift EQ and try CareCredit.

Re: GE Update and Question....

CS800 — Fri, 30 Dec 2011 14:01:54 GMT

LS, did you app for the lowes card?

Re: GE Update and Question....

LS2982 — Fri, 30 Dec 2011 15:47:54 GMT

@CS800 wrote:
LS, did you app for the lowes card?

Yes like 2 months ago and got declined for high util %

Re: GE Update and Question....

CS800 — Fri, 30 Dec 2011 17:09:18 GMT

Ah thats why you were waiting for couple of more months to apply again ?

Re: GE Update and Question....

LS2982 — Fri, 30 Dec 2011 20:05:45 GMT

@CS800 wrote:
Ah thats why you were waiting for couple of more months to apply again ?

I'm waiting until at least July to app for anything, can't make Barclay's mad at me.