topic Re: AMEX in cahoots with GEMB? in Credit Cards

AMEX in cahoots with GEMB?

Anonymous — Sun, 16 Dec 2007 21:37:24 GMT

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Re: AMEX in cahoots with GEMB?

Anonymous — Sun, 16 Dec 2007 21:38:53 GMT

co-braned card. like amex usaa, hsbc, boa, etc.

Re: AMEX in cahoots with GEMB?

Red1Blue — Sun, 16 Dec 2007 23:05:27 GMT

I applied for it few months ago and they sent me store card instead. I'll wait 6 months and I'll ask them to see if they would upgrade the store card to amex card.

Re: AMEX in cahoots with GEMB?

haulingthescoreup — Sun, 16 Dec 2007 23:09:02 GMT

It would be nice if they were in cahoots. GEMB could learn a lot in terms of customer service.

Re: AMEX in cahoots with GEMB?

Anonymous — Sun, 16 Dec 2007 23:10:36 GMT

haulingthescoreup wrote:
It would be nice if they were in cahoots. GEMB could learn a lot in terms of customer service.

what she said! i'm almost ready to kick them to the curb.

Re: AMEX in cahoots with GEMB?

Red1Blue — Sun, 16 Dec 2007 23:12:45 GMT

I Agree. GEMB support is very bad. I have 4 cards issued by them. Both online and CS support is very poor. I guess, I'll let my accounts age and close them later as there is no AF on the cards. My HSBC cards are worse not only the support is bad, I have to pay AF on them.

Re: AMEX in cahoots with GEMB?

notmyname — Mon, 17 Dec 2007 00:38:47 GMT

I did one of those retail purchases a couple years ago where the promotion is no interest for twelve months.

It was a large purchase and I payed regular and "small". Soooo , at the end of the year I paid it off and I know this gets their "goats" since they expect you not to make it.

They took quite a few days to post, probably looking for a loop whole. Now this large CLI sits their giving my UTL a nice boost.

I don't like them because they have taken over almost all the dept. store banking in the known universe including some of my favorites, thereby introducing surly financial services to otherwise wonderful retail businesses.

Re: AMEX in cahoots with GEMB?

Anonymous — Mon, 17 Dec 2007 00:45:30 GMT

notmyname wrote:
I did one of those retail purchases a couple years ago where the promotion is no interest for twelve months.
It was a large purchase and I payed regular and "small". Soooo , at the end of the year I paid it off and I know this gets their "goats" since they expect you not to make it.
They took quite a few days to post, probably looking for a loop whole. Now this large CLI sits their giving my UTL a nice boost.

Don't you love it when you pay zero percent and beat the CCC's at their own game? Ah- we've come a loooooooonnnnnnnngggggggg way!!

Re: AMEX in cahoots with GEMB?

haulingthescoreup — Mon, 17 Dec 2007 01:12:02 GMT

@notmyname wrote:
I did one of those retail purchases a couple years ago where the promotion is no interest for twelve months.
It was a large purchase and I payed regular and "small". Soooo , at the end of the year I paid it off and I know this gets their "goats" since they expect you not to make it.
They took quite a few days to post, probably looking for a loop whole. Now this large CLI sits their giving my UTL a nice boost.
I don't like them because they have taken over almost all the dept. store banking in the known universe including some of my favorites, thereby introducing surly financial services to otherwise wonderful retail businesses.
RP

It astonishes me how GEMB and WFN have almost cornered the market on so many of the good retail stores, and they are well-known for poor customer service.

Re: AMEX in cahoots with GEMB?

Anonymous — Mon, 17 Dec 2007 01:23:20 GMT

haulingthescoreup wrote:
It astonishes me how GEMB and WFN have almost cornered the market on so many of the good retail stores, and they are well-known for poor customer service.

Me too! You would think the stores want their customers treated well.

Re: AMEX in cahoots with GEMB?

haulingthescoreup — Mon, 17 Dec 2007 02:00:00 GMT

The Lowe's card is GEMB, and Home Depot is Citi. (Not that they're princes...) A Lowe's employee told me that their contractors go crazy because charges and payments are so slow to post.

My J.Crew card is WFN. I've spent the last three months trying to get it to show as being currently used. The CSR's keep telling me that they report every Friday, but that the CRA's take 60-90 days to post, uh huh. (Everything else posts within a week max.) I charged something once, but I paid it off too quickly, and it never reported. So I finally charged something else, paid it down to 9%, and disputed with all three CRA's as incorrect balance --they were still showing $0 from a year ago. And waited. All three updated to current, and EQ and EX have the $45 balance. TU doesn't, but at least they're showing current. Paid the $45 off 10 minutes after I got the dispute verification e-mail from TU, and the card is in the sock drawer, where it's going to remain.

BTW, they told me that they don't do a statement unless there's a balance, and even then, it takes 3-4 weeks to show. Someone could get an awful lot of cashmere in the meantime. Well, $500 worth, anyway!

Re: AMEX in cahoots with GEMB?

Anonymous — Mon, 17 Dec 2007 04:17:01 GMT

this is VERY, VERY sad---my beloved Amex getting into bed with the Devil - GEMB!

Re: AMEX in cahoots with GEMB?

Anonymous — Mon, 17 Dec 2007 20:46:01 GMT

Amex is on a co-branding spree!! HSBC and GEMB whats next!