topic Re: Amex Zync Newbie in Credit Cards

Amex Zync Newbie

JustMe77 — Fri, 30 Dec 2011 06:47:30 GMT

I applied for a Zync card and was approved (yay!). There goes my average age of accounts...

I signed up for the home pack, it was $15 but you get a $20 gift card to Lowes (which we'll use no question). Does anyone else have the home pack? Has anyone run into hidden gotchya surprise fees with the Zync packs?

Also, when I log in, it says 'member since 2012' even though I opened the account and can view the account online today (12/29/11). I was hoping it would say 2011 Bummer. Thought that was interesting..anyone else deal with that?

Re: Amex Zync Newbie

Creditaddict — Fri, 30 Dec 2011 06:35:47 GMT

I would be calling about that 2012 open date... not okay with that!

No hidden Fees in Packs... be sure to add all the free ones just in case!

Re: Amex Zync Newbie

improvingmycredit — Fri, 30 Dec 2011 06:46:24 GMT

Amex is great about correcting reporting issues. Just give them a call and get the 2012 issue corrected. You definitely want the 2011 year for future backdating.

Good Luck and Congrats on the approval.

Welcome to the Amex Family!

Re: Amex Zync Newbie

Anonymous — Fri, 30 Dec 2011 10:32:27 GMT

@JustMe77 wrote:
I applied for a Zync card and was approved (yay!). There goes my average age of accounts...

I signed up for the home pack, it was $15 but you get a $20 gift card to Lowes (which we'll use no question). Does anyone else have the home pack? Has anyone run into hidden gotchya surprise fees with the Zync packs?

Also, when I log in, it says 'member since 2012' even though I opened the account and can view the account online today (12/29/11). I was hoping it would say 2011 Bummer. Thought that was interesting..anyone else deal with that?

I have the Zync as well, and I got my 20 dollar Lowes card within probably two weeks from initial application. Great card, excellent service, got my 10,000 bonus points on my first statement. Have fun and take advantage of the Eco Pack which is free. Not sure where you live, but Trader Joe's is double points with that pack!

Re: Amex Zync Newbie

pizzadude — Fri, 30 Dec 2011 14:12:14 GMT

I am not aware of any hidden fees with the Packs. The only thing you should check is the auto~renewal. Most of the Packs will automatically roll over until you cancel.

I'm not sure about the 2012 date either. That's odd since the last time I checked we were still in 2011. Definitely give them a call and I'm sure they can fix it for you.

Re: Amex Zync Newbie

chan85 — Fri, 30 Dec 2011 14:43:33 GMT

@Anonymous wrote:
@JustMe77 wrote:
I applied for a Zync card and was approved (yay!). There goes my average age of accounts...

I signed up for the home pack, it was $15 but you get a $20 gift card to Lowes (which we'll use no question). Does anyone else have the home pack? Has anyone run into hidden gotchya surprise fees with the Zync packs?

Also, when I log in, it says 'member since 2012' even though I opened the account and can view the account online today (12/29/11). I was hoping it would say 2011 Bummer. Thought that was interesting..anyone else deal with that?
I have the Zync as well, and I got my 20 dollar Lowes card within probably two weeks from initial application. Great card, excellent service, got my 10,000 bonus points on my first statement. Have fun and take advantage of the Eco Pack which is free. Not sure where you live, but Trader Joe's is double points with that pack!
I have the Eco pack and the Restaurant Pack and when I go to Chipotle I get double for them being Eco and a Restaurant! So sometimes you get even more than what you expected! My Wal-Mart and Big Lots charges also get double under the Eco pack so pretty much everything I buy I get double on!

Re: Amex Zync Newbie

ptkdude — Fri, 30 Dec 2011 19:20:28 GMT

+1 on the double points at Trader Joes... There's one just up the street from me :-) If you use foursquare or Facebook, link your accounts to your Amex (this is done on an Amex site). They run specials on foursquare quite frequently. Just yesterday I got a $10 statement credit for spending $10 at a restaurant near me. I've had the card for literally four days and already paid for half my annual fee in credits. I eat at the places included anyway, so I'm not spending extra money to make money.

Re: Amex Zync Newbie

chan85 — Fri, 30 Dec 2011 19:37:22 GMT

@ptkdude wrote:
+1 on the double points at Trader Joes... There's one just up the street from me :-) If you use foursquare or Facebook, link your accounts to your Amex (this is done on an Amex site). They run specials on foursquare quite frequently. Just yesterday I got a $10 statement credit for spending $10 at a restaurant near me. I've had the card for literally four days and already paid for half my annual fee in credits. I eat at the places included anyway, so I'm not spending extra money to make money.

Wow! I may have been missing out! I am going to sign up for that right now!

Re: Amex Zync Newbie

JustMe77 — Fri, 30 Dec 2011 19:43:04 GMT

Ugh, I wish we had Trader Joe's here! Love that store. I think Whole Foods is included in the ecopack though, I'll have to check.

I'm excited about getting rewards at Costco now. My rewards credit cards can't be used at Costco because they are Visa/Mastercard, and I buy a lot of gas (and groceries/house stuff) at Costco. This is primarily why I wanted an Amex, and I hope to one day get the Costco Amex card...

Had no idea about the Facebook thing, will definitely do that. Am also planning to call Amex to see if they will fix the 2011/2012 issue, and will update with how that goes.

Thanks everyone. Love this site.

Re: Amex Zync Newbie

chan85 — Fri, 30 Dec 2011 20:06:23 GMT

@JustMe77 wrote:
Ugh, I wish we had Trader Joe's here! Love that store. I think Whole Foods is included in the ecopack though, I'll have to check.

I'm excited about getting rewards at Costco now. My rewards credit cards can't be used at Costco because they are Visa/Mastercard, and I buy a lot of gas (and groceries/house stuff) at Costco. This is primarily why I wanted an Amex, and I hope to one day get the Costco Amex card...

Had no idea about the Facebook thing, will definitely do that. Am also planning to call Amex to see if they will fix the 2011/2012 issue, and will update with how that goes.

Thanks everyone. Love this site.

Whole Foods is included in the Eco Pack. They just had a special on some people's mobile accounts to where you spend $75 and get $15 back. So I got double points plus they paid some of my grocery bill back! If you click on the link for the Eco pack on the amex sight, it takes you to this webpage where you can search what businesses in your area are Eco friendly and qualify for the points (that's where I found out about Chipotle).

I just signed up for foursquare and it shows the $10 special for plenty of restuarants that I usually eat at!! That is actually going to help me cut back on my dining out bill since I usually spend around $10 in the first place! Thanks ptkdude!!

Re: Amex Zync Newbie

chnceit — Fri, 30 Dec 2011 20:10:20 GMT

@JustMe77 wrote:
I applied for a Zync card and was approved (yay!). There goes my average age of accounts...

I signed up for the home pack, it was $15 but you get a $20 gift card to Lowes (which we'll use no question). Does anyone else have the home pack? Has anyone run into hidden gotchya surprise fees with the Zync packs?

Also, when I log in, it says 'member since 2012' even though I opened the account and can view the account online today (12/29/11). I was hoping it would say 2011 Bummer. Thought that was interesting..anyone else deal with that?

I would definately call to get this fixed. AMEX CSR are great to work with!

Re: Amex Zync Newbie

LS2982 — Fri, 30 Dec 2011 20:10:40 GMT

Still dreaming of being a AMEX newbie...............

Re: Amex Zync Newbie

Juan123 — Fri, 30 Dec 2011 20:12:04 GMT

You know, im tired of reading all these "Amex is amazing" posts... can i read just ONE horror story or one BAD post BADMOUTHING them so i wouldn't feel so bad about not having one?!?!?

Denied Zync Nov 2011.... Bah humbug!

Re: Amex Zync Newbie

chnceit — Fri, 30 Dec 2011 20:14:32 GMT

Trust me in time you both will It took me a few years in order to get my AMEX from my rebuilding stages.

Re: Amex Zync Newbie

ptkdude — Fri, 30 Dec 2011 20:30:18 GMT

Regarding the $10 credit for spending $10, I think you can only use that once, not once at each restaurant (and it expires 12-31-2011).

Re: Amex Zync Newbie

LS2982 — Fri, 30 Dec 2011 20:41:14 GMT

@Juan123 wrote:
You know, im tired of reading all these "Amex is amazing" posts... can i read just ONE horror story or one BAD post BADMOUTHING them so i wouldn't feel so bad about not having one?!?!?

Denied Zync Nov 2011.... Bah humbug!

Denied in Oct 2011. July 2012 I will have one or im going to their HQ with a box of white powder and leaving it the doorstep and balling out

Re: Amex Zync Newbie

sdoonan — Fri, 30 Dec 2011 20:41:54 GMT

@LS2982 wrote:
@Juan123 wrote:
You know, im tired of reading all these "Amex is amazing" posts... can i read just ONE horror story or one BAD post BADMOUTHING them so i wouldn't feel so bad about not having one?!?!?

Denied Zync Nov 2011.... Bah humbug!
+1

Denied in Oct 2011. July 2012 I will have one or im going to their HQ with a box of white powder and leaving it the doorstep and balling out

I don't think that's your wisest choice if you want credit with them...

Re: Amex Zync Newbie

LS2982 — Fri, 30 Dec 2011 20:42:50 GMT

@sdoonan wrote:
@LS2982 wrote:
@Juan123 wrote:
You know, im tired of reading all these "Amex is amazing" posts... can i read just ONE horror story or one BAD post BADMOUTHING them so i wouldn't feel so bad about not having one?!?!?

Denied Zync Nov 2011.... Bah humbug!
+1

Denied in Oct 2011. July 2012 I will have one or im going to their HQ with a box of white powder and leaving it the doorstep and balling out
I don't think that's your wisest choice if you want credit with them...

Naw, but they'll never know who did it...................................

Re: Amex Zync Newbie

chan85 — Fri, 30 Dec 2011 20:44:00 GMT

@ptkdude wrote:
Regarding the $10 credit for spending $10, I think you can only use that once, not once at each restaurant (and it expires 12-31-2011).

Aww I must have skipped all the"details" in my excitement, but I just looked again, I don't see the expiration date part but I did see the only 1 credit thing..... even still, who knows what other specials they have.....

Re: Amex Zync Newbie

aussiesareforever — Fri, 30 Dec 2011 21:35:38 GMT

@chan85 wrote:
@Anonymous wrote:
@JustMe77 wrote:
I applied for a Zync card and was approved (yay!). There goes my average age of accounts...

I signed up for the home pack, it was $15 but you get a $20 gift card to Lowes (which we'll use no question). Does anyone else have the home pack? Has anyone run into hidden gotchya surprise fees with the Zync packs?

Also, when I log in, it says 'member since 2012' even though I opened the account and can view the account online today (12/29/11). I was hoping it would say 2011 Bummer. Thought that was interesting..anyone else deal with that?
I have the Zync as well, and I got my 20 dollar Lowes card within probably two weeks from initial application. Great card, excellent service, got my 10,000 bonus points on my first statement. Have fun and take advantage of the Eco Pack which is free. Not sure where you live, but Trader Joe's is double points with that pack!
I have the Eco pack and the Restaurant Pack and when I go to Chipotle I get double for them being Eco and a Restaurant! So sometimes you get even more than what you expected! My Wal-Mart and Big Lots charges also get double under the Eco pack so pretty much everything I buy I get double on!

Hmmmm Chipotle.......I love Chipotle. Cannot wait until they are open here