topic Re: I Heart Barclays! in Credit Cards

I Heart Barclays!

daveg38 — Tue, 03 Jan 2012 14:32:13 GMT

Got approved on the 28th, paid off iPod i got shortly thereafter, called today asked for a CLI - soft pulled, asked me about 1 baddie, told me not to apply for no more credit (few hards lately) and gave me a $1000 increase! I cannot stop saying good things about this bank! Honesty goes far with them; tell them no BS and they WILL help you!

Re: I Heart Barclays!

Anonymous — Tue, 03 Jan 2012 15:10:37 GMT

yea i love barclays too. i plan on them being one of my main cards when i start to close all of mine

Re: I Heart Barclays!

RockinRay — Tue, 03 Jan 2012 15:17:05 GMT

They are very nice poeple to deal with yes. And, once you have established with them, they will take good care of you.

Their interest rates are not very reasonable, but there CL's and CS is top notch!

Congrats!

Ray

Re: I Heart Barclays!

daveg38 — Tue, 03 Jan 2012 15:13:53 GMT

It was really cool of them to be so kind and give me a good chance to prove my new worth. Old habits have officially died!

Best part of the whole deal is that all this happened BEFORE my card even arrived...I thanked the nice woman and let them know how awful Crapital One treats there people. She chuckled and stated they get that statement alot.

Re: I Heart Barclays!

pizzadude — Tue, 03 Jan 2012 15:37:19 GMT

Yeah I agree they are great ~ they will work with you to grow your CLs, very very very different than many other CCs.....

Re: I Heart Barclays!

quest208 — Tue, 03 Jan 2012 16:43:27 GMT

dave how thin (or thick) was your credit file? what other high limit cards do you have?

Re: I Heart Barclays!

Anonymous — Tue, 03 Jan 2012 16:56:02 GMT

@daveg38 wrote:
Got approved on the 28th, paid off iPod i got shortly thereafter, called today asked for a CLI - soft pulled, asked me about 1 baddie, told me not to apply for no more credit (few hards lately) and gave me a $1000 increase! I cannot stop saying good things about this bank! Honesty goes far with them; tell them no BS and they WILL help you!

Usually new HP on TU disappears for 1-2 days before resurfacing. You might need to check TU 3 days later to be sure no HP generated.

Re: I Heart Barclays!

daveg38 — Tue, 03 Jan 2012 17:47:44 GMT

My file, actually, kind of looks "flat".

1 Capital One Card - $750 / 743.00 avail (perfect payments)

1 Barclaycard - $1350 / 1325.73 available (1 payment so far, perfect)

1 Fingerhut account - $207 / 165 available (perfect payments)

1 closed car loan - $6860 / paid perfectly for 2 1/2 years, closed in 2009

2 closed credit cards - paid in full

All recent payments beat the statement dates, so util is about 1%

1 baddie - CSC ($594)

13 inq /2 years

Re: I Heart Barclays!

Anonymous — Tue, 03 Jan 2012 18:01:26 GMT

This is the reason I love Barclays they will work with people and won't say because you have a baddie we can't lend they have the attitude of okay this person turned it around let's see what he has gives them a decent cl and will give you cli with out even batting an eyelash as long as you have good history with them I mean they are the company that capital one is not. This is cap one we gave you 500 dollar cl and will never increase it even if you deserve it Barclays says after speaking with you and going over your report it seems you are working hard to build a good credit history and we want to be apart of it here is ur credit line of 1000 and be good to us and call us in 6 months with perfect history and we have no problem with bringing it to 2000 and so on c'mon cap one Barclays is world class and knows what they are doing get a customer young and just starting in credit world and reward they very good and they will stick with you till they die in 80 years because you treat them right and reward great management

Re: I Heart Barclays!

JusdoNit — Tue, 03 Jan 2012 18:28:02 GMT

Sounds terrific. I have yet to receive love from Barclays even though we cruise Carnival every year , but I know it's coming and it's going to be good when it's my turn at bat. LOL

Re: I Heart Barclays!

CS800 — Tue, 03 Jan 2012 18:33:52 GMT

While I agree that Barclays is good, it depends which of their card you get. I have the Apple one and from what I have read the CL is not stellar. But it serves its purpose:

1. Getting a prime card

2. Establishing good history with Barclays

3. Finance 0% with Apple products

4. Did I say it was a prime card?

I hope in the distant future to get an LL Bean card also.

But I can say I <3 my Barclays card.

Re: I Heart Barclays!

Anonymous — Tue, 03 Jan 2012 19:00:12 GMT

Well a cl of 12000 is not to shabby because if you have great credit and recon and say you want to redo your whole house with new Mac pros and you have credit to back it up I bet they give you a very good cl

Re: I Heart Barclays!

CS800 — Tue, 03 Jan 2012 19:03:41 GMT

@Anonymous wrote:
Well a cl of 12000 is not to shabby because if you have great credit and recon and say you want to redo your whole house with new Mac pros and you have credit to back it up I bet they give you a very good cl

You mean a CL of $12000 on the Apple Card?? That would be a first. I think the highest I have heard (in my case) of is $5000.

Re: I Heart Barclays!

Anonymous — Tue, 03 Jan 2012 19:05:57 GMT

No I mean 12000 there is a member on here that has an apple card at 12000 it is in another thread about Barclays I think a recon thread

Re: I Heart Barclays!

CS800 — Tue, 03 Jan 2012 19:07:13 GMT

@Anonymous wrote:
No I mean 12000 there is a member on here that has an apple card at 12000 it is in another thread about Barclays I think a recon thread

Goodness !!!

I never thought they went that high for the Apple card. Now I have something good to look forward to

Re: I Heart Barclays!

Anonymous — Tue, 03 Jan 2012 19:11:19 GMT

Yes they do go high in cl have you ever went to the apple store lol you need a huge cl to get just a computer iPad and tv think of it like this 12000 cl only gets you a couple MacBooks really not much when you think about it cl are not determined by the kind of card they are fully due to credit history if you have a long credit history and perfect payment history you can get what you want from them

Re: I Heart Barclays!

daveg38 — Tue, 03 Jan 2012 19:16:51 GMT

The prime card status is one I have waited for; the CL I don't expect to go over 5k - may just settle for 3k and ride the AAoA on it for the rest of my life.

Re: I Heart Barclays!

Anonymous — Tue, 03 Jan 2012 19:26:08 GMT

I think a lot of people forget how big Barclays is 12000 dollar cl is not to hard to obtain if you have great history and you use the card and especially if you start with them being new to credit and then build your credit up I'm sure you can get it up to 15k that is my goal I'm 19 have 1000 cl on apple card and 500 on carnival card I'm pretty sure if I keep with them and build my already good credit that by time I'm 30 I could have 15 k cl if not more

Re: I Heart Barclays!

eparker — Tue, 03 Jan 2012 19:59:08 GMT

I like Barclay as well.....just got my card a couple of months ago. Waiting to get my MacBook. Hopefully I can get an CLI at my six months. Maybe from $3000 to about $6000. Not sure but time will tell.

Are there any other good Barclay cards to get????

Re: I Heart Barclays!

CS800 — Tue, 03 Jan 2012 20:09:49 GMT

@eparker wrote:
I like Barclay as well.....just got my card a couple of months ago. Waiting to get my MacBook. Hopefully I can get an CLI at my six months. Maybe from $3000 to about $6000. Not sure but time will tell.

Are there any other good Barclay cards to get????

Depending on what your needs are.

http://www.aboutbarclaycardus.com/prodsresource_products.php

topic Re: I *Heart* Barclays! in Credit Cards

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topic Re: I Heart Barclays! in Credit Cards

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