topic Re: I AM SO HAPPY WITH CITI in Credit Cards

I AM SO HAPPY WITH CITI

Anonymous — Wed, 04 Jan 2012 01:53:29 GMT

I WAS DOING NOTHING SO I TOOK MY LAPTOP TO MY ROOM SO MY DW DON'T SEE THAT I WAS APPLYING FOR CREDIT AND THIS IS WHAT HAPPEN NEXT..

THEN I CALL MY DW TO SEE THE APPROVAL AND SHE START JUMPING LIKE CRAZY JAJAJA I AM SO HAPPY!

Step 3: Approval Status

Approved!

Congratulations, Julio xxxxxxxxx. You have been approved for a Citi Forward® Card.

Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.

Account Details1

Card Name:	Citi Forward® Card
Initial Credit Line:	$16,900.00
Purchase APR:	0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:	0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.

ACitibank (South Dakota), N.A.
Your Credit Report and the Price You Pay for Credit

What is a credit report?

A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.

How did we use your credit report?

We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate.
The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.

What if there are mistakes in your credit report?

You have a right to dispute any inaccurate information in your credit report.
If you find mistakes on your credit report, contact Equifax, which is the consumer reporting agency from which we obtained your credit report.
It is a good idea to check your credit report to make sure the information it contains is accurate.

How can you obtain a copy of your credit report?

Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact Equifax:

By telephone:	Call toll-free: 1-800-685-1111
By mail:	Mail your written request to: Equifax Credit Information Services, Inc P.O. Box 740241 Atlanta, GA 30374
On the web:	Visit www.equifax.com

How can you get more information about credit reports?

For more information about credit reports and your rights under federal law, visit the Federal Reserve Board’s web site at www.federalreserve.gov, or the Federal Trade Commission’s web site at www.ftc.gov.

Your Credit Score and Understanding Your Credit Score

Your credit score

799
Source: Equifax Date: 01/2012

What you should know about credit scores

Your credit score is a number that reflects the information in your credit report.
We used your credit score to set the terms of credit we are offering you.
Your credit score can change, depending on how your credit history changes.

The range of scores

Scores range from a low of 250 to a high of 900.

Key factors that adversely affected your credit score

Your credit report shows the length of time accounts have been established.
Your credit report shows a lack of recent installment loan information.
Your credit report shows too many inquiries in the last 12 months.
The length of time revolving accounts have been established on your credit report.

Welcome Kit

Immediate access to your account is not available at this time. Your Welcome Kit and card(s) will arrive in the mail within two weeks. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.

Your Card Details

Card Name:	Citi Forward® Card
Annual Fee:	$0.00
Initial Credit Line:	$16,900.00
Purchase APR:	0% introductory APR for 12 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:	0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening. After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.

Re: I AM SO HAPPY WITH CITI

Datx — Wed, 04 Jan 2012 01:41:24 GMT

Congrats Julio! Kinda odd limit, they couldve give you an extra $100 to make it an even 17K. Nice CL nonetheless.

Re: I AM SO HAPPY WITH CITI

Anonymous — Wed, 04 Jan 2012 04:26:35 GMT

@Anonymous wrote:
I WAS DOING NOTHING SO I TOOK MY LAPTOP TO MY ROOM SO MY DW DON'T SEE THAT I WAS APPLYING FOR CREDIT AND THIS IS WHAT HAPPEN NEXT..
THEN I CALL MY DW TO SEE THE APPROVAL AND SHE START JUMPING LIKE CRAZY JAJAJA I AM SO HAPPY!

Step 3: Approval Status
Approved!
Congratulations, Julio xxxxxxxxxx. You have been approved for a Citi Forward® Card.
Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.

Account Details1
Card Name:
Citi Forward® Card
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening.   After that, your APR will be 18.99%.   This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening.  After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.

ACitibank (South Dakota), N.A.
Your Credit Report and the Price You Pay for Credit
What is a credit report?
A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.
How did we use your credit report?
We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate.
The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.
What if there are mistakes in your credit report?
You have a right to dispute any inaccurate information in your credit report.
If you find mistakes on your credit report, contact Equifax, which is the consumer reporting agency from which we obtained your credit report.
It is a good idea to check your credit report to make sure the information it contains is accurate.
How can you obtain a copy of your credit report?
Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact Equifax:
By telephone:
Call toll-free: 1-800-685-1111

By mail:
Mail your written request to:
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374

On the web:
Visit www.equifax.com
How can you get more information about credit reports?
For more information about credit reports and your rights under federal law, visit the Federal Reserve Board’s web site at www.federalreserve.gov, or the Federal Trade Commission’s web site at www.ftc.gov.
Your Credit Score and Understanding Your Credit Score
Your credit score
799
Source: Equifax                        Date: 01/2012
What you should know about credit scores
Your credit score is a number that reflects the information in your credit report.
We used your credit score to set the terms of credit we are offering you.
Your credit score can change, depending on how your credit history changes.
The range of scores
Scores range from a low of 250 to a high of 900.
Key factors that adversely affected your credit score
Your credit report shows the length of time accounts have been established.
Your credit report shows a lack of recent installment loan information.
Your credit report shows too many inquiries in the last 12 months.
The length of time revolving accounts have been established on your credit report.
Welcome Kit
Immediate access to your account is not available at this time. Your Welcome Kit and card(s) will arrive in the mail within two weeks. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Your Card Details
Card Name:
Citi Forward® Card
Annual Fee:
$0.00
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening.   After that, your APR will be 18.99%.   This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening.  After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.

holly crap im jumping up and down with ur wife

Re: I AM SO HAPPY WITH CITI

pizzadude — Wed, 04 Jan 2012 01:46:21 GMT

Wow Congrats on both the CL and the 0% for 12 months ~ that's fantastic.

Citi seems to have some of the best offers for Balance Transfers that I have seen....

Re: I AM SO HAPPY WITH CITI

CS800 — Wed, 04 Jan 2012 04:26:55 GMT

@Anonymous wrote:
I WAS DOING NOTHING SO I TOOK MY LAPTOP TO MY ROOM SO MY DW DON'T SEE THAT I WAS APPLYING FOR CREDIT AND THIS IS WHAT HAPPEN NEXT..
THEN I CALL MY DW TO SEE THE APPROVAL AND SHE START JUMPING LIKE CRAZY JAJAJA I AM SO HAPPY!

Step 3: Approval Status
Approved!
Congratulations, Julio xxxxxxxxxxxxxxx. You have been approved for a Citi Forward® Card.
Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.

Account Details1
Card Name:
Citi Forward® Card
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening.   After that, your APR will be 18.99%.   This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening.  After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.

ACitibank (South Dakota), N.A.
Your Credit Report and the Price You Pay for Credit
What is a credit report?
A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.
How did we use your credit report?
We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate.
The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.
What if there are mistakes in your credit report?
You have a right to dispute any inaccurate information in your credit report.
If you find mistakes on your credit report, contact Equifax, which is the consumer reporting agency from which we obtained your credit report.
It is a good idea to check your credit report to make sure the information it contains is accurate.
How can you obtain a copy of your credit report?
Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact Equifax:
By telephone:
Call toll-free: 1-800-685-1111

By mail:
Mail your written request to:
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374

On the web:
Visit www.equifax.com
How can you get more information about credit reports?
For more information about credit reports and your rights under federal law, visit the Federal Reserve Board’s web site at www.federalreserve.gov, or the Federal Trade Commission’s web site at www.ftc.gov.
Your Credit Score and Understanding Your Credit Score
Your credit score
799
Source: Equifax                        Date: 01/2012
What you should know about credit scores
Your credit score is a number that reflects the information in your credit report.
We used your credit score to set the terms of credit we are offering you.
Your credit score can change, depending on how your credit history changes.
The range of scores
Scores range from a low of 250 to a high of 900.
Key factors that adversely affected your credit score
Your credit report shows the length of time accounts have been established.
Your credit report shows a lack of recent installment loan information.
Your credit report shows too many inquiries in the last 12 months.
The length of time revolving accounts have been established on your credit report.
Welcome Kit
Immediate access to your account is not available at this time. Your Welcome Kit and card(s) will arrive in the mail within two weeks. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Your Card Details
Card Name:
Citi Forward® Card
Annual Fee:
$0.00
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening.   After that, your APR will be 18.99%.   This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening.  After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.

First of all congrats on the great card and CL..

Secondly, is that your real name? I would remove it if i were you

Third, I notice the EQ score is 250 to 900. Do you know your EQ FICO? I got a similar letter from Macy's and my EQ was 751 with the same range.

Re: I AM SO HAPPY WITH CITI

Anonymous — Wed, 04 Jan 2012 04:27:40 GMT

@CS800 wrote:
@Anonymous wrote:
I WAS DOING NOTHING SO I TOOK MY LAPTOP TO MY ROOM SO MY DW DON'T SEE THAT I WAS APPLYING FOR CREDIT AND THIS IS WHAT HAPPEN NEXT..
THEN I CALL MY DW TO SEE THE APPROVAL AND SHE START JUMPING LIKE CRAZY JAJAJA I AM SO HAPPY!

Step 3: Approval Status
Approved!
Congratulations, Julio xxxxxxxxxxxxxxxxx. You have been approved for a Citi Forward® Card.
Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.

Account Details1
Card Name:
Citi Forward® Card
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening.   After that, your APR will be 18.99%.   This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening.  After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.

ACitibank (South Dakota), N.A.
Your Credit Report and the Price You Pay for Credit
What is a credit report?
A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.
How did we use your credit report?
We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate.
The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.
What if there are mistakes in your credit report?
You have a right to dispute any inaccurate information in your credit report.
If you find mistakes on your credit report, contact Equifax, which is the consumer reporting agency from which we obtained your credit report.
It is a good idea to check your credit report to make sure the information it contains is accurate.
How can you obtain a copy of your credit report?
Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact Equifax:
By telephone:
Call toll-free: 1-800-685-1111

By mail:
Mail your written request to:
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374

On the web:
Visit www.equifax.com
How can you get more information about credit reports?
For more information about credit reports and your rights under federal law, visit the Federal Reserve Board’s web site at www.federalreserve.gov, or the Federal Trade Commission’s web site at www.ftc.gov.
Your Credit Score and Understanding Your Credit Score
Your credit score
799
Source: Equifax                        Date: 01/2012
What you should know about credit scores
Your credit score is a number that reflects the information in your credit report.
We used your credit score to set the terms of credit we are offering you.
Your credit score can change, depending on how your credit history changes.
The range of scores
Scores range from a low of 250 to a high of 900.
Key factors that adversely affected your credit score
Your credit report shows the length of time accounts have been established.
Your credit report shows a lack of recent installment loan information.
Your credit report shows too many inquiries in the last 12 months.
The length of time revolving accounts have been established on your credit report.
Welcome Kit
Immediate access to your account is not available at this time. Your Welcome Kit and card(s) will arrive in the mail within two weeks. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Your Card Details
Card Name:
Citi Forward® Card
Annual Fee:
$0.00
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening.   After that, your APR will be 18.99%.   This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening.  After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.

First of all congrats on the great card and CL..

Secondly, is that your real name? I would remove it if i were you

Third, I notice the EQ score is 250 to 900. Do you know your EQ FICO? I got a similar letter from Macy's and my EQ was 751 with the same range.

that cant b a real name,,, the MOD SQUAD will b all over that

Re: I AM SO HAPPY WITH CITI

CS800 — Wed, 04 Jan 2012 04:28:05 GMT

@Anonymous wrote:
@CS800 wrote:
@Anonymous wrote:
I WAS DOING NOTHING SO I TOOK MY LAPTOP TO MY ROOM SO MY DW DON'T SEE THAT I WAS APPLYING FOR CREDIT AND THIS IS WHAT HAPPEN NEXT..
THEN I CALL MY DW TO SEE THE APPROVAL AND SHE START JUMPING LIKE CRAZY JAJAJA I AM SO HAPPY!

Step 3: Approval Status
Approved!
Congratulations, Julio xxxxxxxxxxxxxx. You have been approved for a Citi Forward® Card.
Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.

Account Details1
Card Name:
Citi Forward® Card
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening.   After that, your APR will be 18.99%.   This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening.  After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.

ACitibank (South Dakota), N.A.
Your Credit Report and the Price You Pay for Credit
What is a credit report?
A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.
How did we use your credit report?
We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate.
The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.
What if there are mistakes in your credit report?
You have a right to dispute any inaccurate information in your credit report.
If you find mistakes on your credit report, contact Equifax, which is the consumer reporting agency from which we obtained your credit report.
It is a good idea to check your credit report to make sure the information it contains is accurate.
How can you obtain a copy of your credit report?
Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact Equifax:
By telephone:
Call toll-free: 1-800-685-1111

By mail:
Mail your written request to:
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374

On the web:
Visit www.equifax.com
How can you get more information about credit reports?
For more information about credit reports and your rights under federal law, visit the Federal Reserve Board’s web site at www.federalreserve.gov, or the Federal Trade Commission’s web site at www.ftc.gov.
Your Credit Score and Understanding Your Credit Score
Your credit score
799
Source: Equifax                        Date: 01/2012
What you should know about credit scores
Your credit score is a number that reflects the information in your credit report.
We used your credit score to set the terms of credit we are offering you.
Your credit score can change, depending on how your credit history changes.
The range of scores
Scores range from a low of 250 to a high of 900.
Key factors that adversely affected your credit score
Your credit report shows the length of time accounts have been established.
Your credit report shows a lack of recent installment loan information.
Your credit report shows too many inquiries in the last 12 months.
The length of time revolving accounts have been established on your credit report.
Welcome Kit
Immediate access to your account is not available at this time. Your Welcome Kit and card(s) will arrive in the mail within two weeks. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Your Card Details
Card Name:
Citi Forward® Card
Annual Fee:
$0.00
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening.   After that, your APR will be 18.99%.   This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening.  After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.

First of all congrats on the great card and CL..

Secondly, is that your real name? I would remove it if i were you

Third, I notice the EQ score is 250 to 900. Do you know your EQ FICO? I got a similar letter from Macy's and my EQ was 751 with the same range.

that cant b a real name,,, the MOD SQUAD will b all over that

Maybe there are no mods currently on. I'm unsure if one can post real name on. I'm assuming not.

Re: I AM SO HAPPY WITH CITI

Anonymous — Wed, 04 Jan 2012 04:28:27 GMT

@CS800 wrote:
@Anonymous wrote:
@CS800 wrote:
@Anonymous wrote:
I WAS DOING NOTHING SO I TOOK MY LAPTOP TO MY ROOM SO MY DW DON'T SEE THAT I WAS APPLYING FOR CREDIT AND THIS IS WHAT HAPPEN NEXT..
THEN I CALL MY DW TO SEE THE APPROVAL AND SHE START JUMPING LIKE CRAZY JAJAJA I AM SO HAPPY!

Step 3: Approval Status
Approved!
Congratulations, Julio xxxxxxxxxxxxxxx. You have been approved for a Citi Forward® Card.
Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.

Account Details1
Card Name:
Citi Forward® Card
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening.   After that, your APR will be 18.99%.   This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening.  After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.

ACitibank (South Dakota), N.A.
Your Credit Report and the Price You Pay for Credit
What is a credit report?
A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.
How did we use your credit report?
We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate.
The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.
What if there are mistakes in your credit report?
You have a right to dispute any inaccurate information in your credit report.
If you find mistakes on your credit report, contact Equifax, which is the consumer reporting agency from which we obtained your credit report.
It is a good idea to check your credit report to make sure the information it contains is accurate.
How can you obtain a copy of your credit report?
Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact Equifax:
By telephone:
Call toll-free: 1-800-685-1111

By mail:
Mail your written request to:
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374

On the web:
Visit www.equifax.com
How can you get more information about credit reports?
For more information about credit reports and your rights under federal law, visit the Federal Reserve Board’s web site at www.federalreserve.gov, or the Federal Trade Commission’s web site at www.ftc.gov.
Your Credit Score and Understanding Your Credit Score
Your credit score
799
Source: Equifax                        Date: 01/2012
What you should know about credit scores
Your credit score is a number that reflects the information in your credit report.
We used your credit score to set the terms of credit we are offering you.
Your credit score can change, depending on how your credit history changes.
The range of scores
Scores range from a low of 250 to a high of 900.
Key factors that adversely affected your credit score
Your credit report shows the length of time accounts have been established.
Your credit report shows a lack of recent installment loan information.
Your credit report shows too many inquiries in the last 12 months.
The length of time revolving accounts have been established on your credit report.
Welcome Kit
Immediate access to your account is not available at this time. Your Welcome Kit and card(s) will arrive in the mail within two weeks. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.
Your Card Details
Card Name:
Citi Forward® Card
Annual Fee:
$0.00
Initial Credit Line:
$16,900.00
Purchase APR:
0% introductory APR for 12 months from date of account opening.   After that, your APR will be 18.99%.   This APR will vary with the market based on the Prime Rate.
Balance Transfer APR:
0% introductory APR for 12 months from date of account opening when transfers are completed within 4 months from date of account opening.  After that, your APR will be 18.99%. This APR will vary with the market based on the Prime Rate.

First of all congrats on the great card and CL..

Secondly, is that your real name? I would remove it if i were you

Third, I notice the EQ score is 250 to 900. Do you know your EQ FICO? I got a similar letter from Macy's and my EQ was 751 with the same range.

that cant b a real name,,, the MOD SQUAD will b all over that
Maybe there are no mods currently on. I'm unsure if one can post real name on. I'm assuming not.

nope no names,,, u can barely make a joke without,,, omg help help

Re: I AM SO HAPPY WITH CITI

Anonymous — Wed, 04 Jan 2012 02:00:57 GMT

Awesome news!!

Re: I AM SO HAPPY WITH CITI

Anonymous — Wed, 04 Jan 2012 02:01:01 GMT

Super jealous!!! Congrats!!!!

Re: I AM SO HAPPY WITH CITI

CS800 — Wed, 04 Jan 2012 02:02:30 GMT

@Anonymous wrote:
Super jealous!!! Congrats!!!!

Super ultra mega jealous over here

Re: I AM SO HAPPY WITH CITI

Anonymous — Wed, 04 Jan 2012 02:03:57 GMT

@CS800 wrote:
@Anonymous wrote:
Super jealous!!! Congrats!!!!

Super ultra mega jealous over here

+10

Re: I AM SO HAPPY WITH CITI

CS800 — Wed, 04 Jan 2012 02:27:07 GMT

Julio, your credit report must be very clean.

Do you have cards that high?

Re: I AM SO HAPPY WITH CITI

learnin113 — Wed, 04 Jan 2012 03:00:19 GMT

Sweet!

Re: I AM SO HAPPY WITH CITI

Anonymous — Wed, 04 Jan 2012 03:17:17 GMT

@Anonymous wrote:
@CS800 wrote:
@Anonymous wrote:
Super jealous!!! Congrats!!!!

Super ultra mega jealous over here
+10

+10,000

CONGRATS!!!!!

Re: I AM SO HAPPY WITH CITI

mAndrew1980 — Wed, 04 Jan 2012 03:45:02 GMT

Wow. What an insane credit score. I'm soooooo jealous. Congrats!!!

Re: I AM SO HAPPY WITH CITI

haulingthescoreup — Wed, 04 Jan 2012 04:33:00 GMT

Thanks to the member who let us know about this. We're a bit short-handed over the holidays.

It's very easy in the excitement to not realize that you're posting more than you meant to.

For the snarky commenter, I will point out that googling a name will bring up a post here, if the name is part of the post. No one needs to bring that down on himself (or herself.) That's why we ask that people not make their username easily recognizable by their friends, ex-spouses, employers, and creditors. Ahem.

I for one appreciate the "we've got your back" camaraderie around here.

Congrats Julio on the new card and the awesome 799 FICO!

Re: I AM SO HAPPY WITH CITI

corysti — Wed, 04 Jan 2012 05:00:34 GMT

Congrats! Just do me a favor and use is wisely my friend

Re: I AM SO HAPPY WITH CITI

Anonymous — Wed, 04 Jan 2012 05:08:27 GMT

Company Account number Date opened Balance Status Negative Indicator? [?]

MacYs Department Stores	open	8/2010	$0	Paid or paying as agreed	No	Details
Kohls Department Store	open $400.00	8/2010	$0	Paid or paying as agreed	No	Details
American Express	open $1000.00	10/2009	$10	Paid or paying as agreed	No	Details
Bank Of America	open $2000.00	10/2011	$0	Paid or paying as agreed	No	Details
Sears/Cbna	open $1800.00	3/2011	$0	Paid or paying as agreed	No	Details
Chase Bank Usa Na	close $1500.00	8/2010	$0	Paid or paying as agreed	No	Details
Bank Of America	open $11000.00	4/2011	$0	Paid or paying as agreed	No	Details
Barclays Bank Delaware	close$2000.00	3/2011	$0	Paid or paying as agreed	No	Details
Discover Financial Servi	close$1350.00	3/2011	$0	Paid or paying as agreed	No	Details
Hsbc Bank	close$500.00	10/2009	$0	Paid or paying as agreed	No	Details
Capital One Bank Usa Na	close$300.00	4/2010	$0	Paid or paying as agreed	No	Details
Hsbc Bank	close$500.00	4/2010	$0	Paid or paying as agreed	No	Details

This are my card Plus my new card from citi just approved for $16900.00

My FICO score are Equifax 799 and my Trasunion 788

Re: I AM SO HAPPY WITH CITI

Anonymous — Wed, 04 Jan 2012 09:20:13 GMT

@Anonymous wrote:
Company Account number Date opened Balance Status Negative Indicator? [?]
MacYs Department Stores open 8/2010 $0 Paid or paying as agreed No Details
Kohls Department Store open $400.00 8/2010 $0 Paid or paying as agreed No Details
American Express open $1000.00 10/2009 $10 Paid or paying as agreed No Details
Bank Of America open $2000.00 10/2011 $0 Paid or paying as agreed No Details
Sears/Cbna open $1800.00 3/2011 $0 Paid or paying as agreed No Details
Chase Bank Usa Na close $1500.00 8/2010 $0 Paid or paying as agreed No Details
Bank Of America open $11000.00 4/2011 $0 Paid or paying as agreed No Details
Barclays Bank Delaware close$2000.00 3/2011 $0 Paid or paying as agreed No Details
Discover Financial Servi close$1350.00 3/2011 $0 Paid or paying as agreed No Details
Hsbc Bank close$500.00 10/2009 $0 Paid or paying as agreed No Details
Capital One Bank Usa Na close$300.00 4/2010 $0 Paid or paying as agreed No Details
Hsbc Bank close$500.00 4/2010 $0 Paid or paying as agreed No Details

This are my card Plus my new card from citi just approved for $16900.00

My FICO score are Equifax 799 and my Trasunion 788

Congrats on the approval and awesome CL. If you don't mind would you share the income you reported on the application