topic Re: Mulitple Cards With The Same Issuer in Credit Cards

Mulitple Cards With The Same Issuer

Anonymous — Fri, 06 Jan 2012 14:40:52 GMT

When it comes to Credit line increases can you receive increases on all accounts at the same time if they are eligible or, will you get one with a soft and the others are Hards? Guess I am speaking specifically about Citi

Re: Mulitple Cards With The Same Issuer

pizzadude — Fri, 06 Jan 2012 15:35:00 GMT

Are you referring to Auto~CLIs or Consumer Initiated CLI ? I have never tried to get more than one CLI at a time, but I guess you could ask them if you are requesting.

I think most CLIs are evaluated per account, so they may not do an across the board increase for all your accounts at once.

Re: Mulitple Cards With The Same Issuer

jefftca925 — Fri, 06 Jan 2012 15:38:49 GMT

Citi has been changing their CLI policy a LOT lately. It used to be one soft INQ for ONE Citi card every 6 months, more than that would require a hard pull. However, others have said they have been HP'd on the first card. I'd call in to see if they'll increase your lines without a HP. The CSR can tell you if your account will qualify or not.

Re: Mulitple Cards With The Same Issuer

Anonymous — Fri, 06 Jan 2012 16:00:45 GMT

Was referring to using the online method. I've always been given an increase without a hard pull, but never tried to do multiple increases.

Re: Mulitple Cards With The Same Issuer

jefftca925 — Fri, 06 Jan 2012 16:03:13 GMT

The online method is a crap shoot