topic Orchard Bank Platinum MasterCard in Credit Cards

Orchard Bank Platinum MasterCard

2NE1 — Fri, 06 Jan 2012 18:11:25 GMT

Is this a good CC? I'm surprised after filling out the pre-approval app, this is the CC option I qualify for and not a secured card!

Re: Orchard Bank Platinum MasterCard

Anonymous — Fri, 06 Jan 2012 18:22:23 GMT

It's a great rebuilder card. You can establish your credit with responsible payments. I've heard through the grapevine that some people can grow their limits to over $1000. I wouldn't expect a line of no more than $300-$700 for the life of the card. I would hold onto it for a year or two then sever the relationship. I've had one for 6 years and I still have a $600 limit

Re: Orchard Bank Platinum MasterCard

2NE1 — Fri, 06 Jan 2012 18:27:53 GMT

@Anonymous wrote:
It's a great rebuilder card. You can establish your credit with responsible payments. I've heard through the grapevine that some people can grow their limits to over $1000. I wouldn't expect a line of no more than $300-$700 for the life of the card. I would hold onto it for a year or two then sever the relationship. I've had one for 6 years and I still have a $600 limit

oh damn, sorry to hear that... I'm surprised you haven't ditched it yet! is this the only card you have?

Re: Orchard Bank Platinum MasterCard

Anonymous — Fri, 06 Jan 2012 19:27:51 GMT

@2NE1 wrote:
oh damn, sorry to hear that... I'm surprised you haven't ditched it yet! is this the only card you have?

I actually had no idea there was a such thing as Sub-prime/ Prime credit card. I just thought the card would eventually grow a larger limit. I found this site and my eyes were opened. I now have an Amex Zync, Amex Gold, Barclays Amex a CU visa and the HSBC card. It is currently my only mastercard that I can use at Sams club but will be chopped prior to the AF in October.

Re: Orchard Bank Platinum MasterCard

2NE1 — Fri, 06 Jan 2012 20:12:29 GMT

@Anonymous wrote:

I actually had no idea there was a such thing as Sub-prime/ Prime credit card. I just thought the card would eventually grow a larger limit. I found this site and my eyes were opened. I now have an Amex Zync, Amex Gold, Barclays Amex a CU visa and the HSBC card. It is currently my only mastercard that I can use at Sams club but will be chopped prior to the AF in October.

Oh nice! and yeah I'm glad I found this site before app for "rebuilder" cards... I got approved the Orchard MC about two hours ago! I shall use it for a year and then we'll see what happens. I'd love to have an Amex card! you got a very nice wallet!