https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153447#M322121 I applied for a Best Buy credit card and was declined because of one delinquent account, I've paid that account but it wasn't report to the credit bearus yet but now is gone from my credit report. How long should I wait to try again? Is been one month since I applied. Tue, 10 Jan 2012 17:53:54 GMT Anonymous 2012-01-10T17:53:54Z https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153447#M322121 I applied for a Best Buy credit card and was declined because of one delinquent account, I've paid that account but it wasn't report to the credit bearus yet but now is gone from my credit report. How long should I wait to try again? Is been one month since I applied. Tue, 10 Jan 2012 17:53:54 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153447#M322121 Anonymous 2012-01-10T17:53:54Z https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153509#M322132 <BLOCKQUOTE><HR />@Anonymous wrote:<BR />I applied for a Best Buy credit card and was declined because of one delinquent account, I've paid that account but it wasn't report to the credit bearus yet but now is gone from my credit report. How long should I wait to try again? Is been one month since I applied.<HR /></BLOCKQUOTE><P><FONT face="comic sans ms,sans-serif" size="2">How come you didn't recon w/ them to let them know you had taken care of the delinquent account?</FONT></P> Tue, 10 Jan 2012 18:25:42 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153509#M322132 2NE1 2012-01-10T18:25:42Z https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153521#M322133 <P>&nbsp;</P><P>Are you certain that this was the only reason that they denied your application ??&nbsp; If so, then&nbsp;go ahead an re~apply, unless there are other negatives on your report that they might not like....</P><P>&nbsp;</P> Tue, 10 Jan 2012 18:29:08 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153521#M322133 pizzadude 2012-01-10T18:29:08Z https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153523#M322134 I didn't think about it, it was stupid of me, should I go and try again? Tue, 10 Jan 2012 18:29:18 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153523#M322134 Anonymous 2012-01-10T18:29:18Z https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153545#M322138 <BLOCKQUOTE><HR />@Anonymous wrote:<BR />I didn't think about it, it was stupid of me, should I go and try again?<HR /></BLOCKQUOTE><P><BR />Did you check your reports for any other possible derogs?&nbsp; I you havent I would recommend getting at the least your annual free copies from annualcreditreport.com before you apply for credit.</P> Tue, 10 Jan 2012 18:34:57 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153545#M322138 CreditMuppet 2012-01-10T18:34:57Z https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153585#M322145 I got Fico score watch, that was the last derogatory item there, so is clean now. Tue, 10 Jan 2012 19:10:14 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153585#M322145 Anonymous 2012-01-10T19:10:14Z https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153653#M322163 D you know which CB they pulled? You might want to double check your CR at annualcreditreport.com just to make sure you didn't miss anything, also they should have given you a reason why they denied you. It should state if there were any other reasons for denial. Good luck! Tue, 10 Jan 2012 19:47:45 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Applying-for-CC/m-p/1153653#M322163 Anonymous 2012-01-10T19:47:45Z