topic Re: Citi Platinum Select Approved in Credit Cards

Citi Platinum Select Approved

minimock — Thu, 18 Aug 2011 11:38:49 GMT

After the AMEX decline I was mad as all get out, so I started apping LOL

Apping over, back to garden mode.

Got a CITI question, I apped last weekend and got the 7-10 day deal. Called the Automated APP status line today, and they said app was approved.

Anyway to find out a CL in the mean time, short of calling? Dont want to rock the boat.

Last year when denied, I got an email.

Re: Citi Platinum Select Approved

minimock — Thu, 18 Aug 2011 12:21:40 GMT

I couldnt hang, broke down and called lol.

$2600, not too shabby, I can dump the BBRZMC now AF is almost due

Re: Citi Platinum Select Approved

KIPPIE12 — Thu, 18 Aug 2011 22:38:52 GMT

Congrats on your approval

Re: Citi Platinum Select Approved

Anonymous — Thu, 18 Aug 2011 22:41:06 GMT

Congrats!!

Re: Citi Platinum Select Approved

minimock — Sun, 21 Aug 2011 05:29:06 GMT

@Anonymous wrote:
Congrats!!

Thanks, and talk about fast! I got the card today, activated (Excellent time on the phone, rep was well versed, didnt try to make me buy a bunch of stuff)

Set up online.

So far I am impressed with CITI.

Very refreshing after dealing with AMEX for three weeks doing a recon.

AMEX = not helpful at all,

CITI = Very helpful

LOL

Re: Citi Platinum Select Approved

-Cain- — Sun, 21 Aug 2011 05:50:40 GMT

Congrats on your new card!

Re: Citi Platinum Select Approved

Anonymous — Sun, 21 Aug 2011 10:32:10 GMT

who did they pull for citi platinum?

Re: Citi Platinum Select Approved

minimock — Sun, 21 Aug 2011 10:36:38 GMT

@Anonymous wrote:
who did they pull for citi platinum?

Experian for Texas

Re: Citi Platinum Select Approved

Anonymous — Sun, 21 Aug 2011 12:05:36 GMT

I have their Diamond preferred and a cashback (that they've upgraded to something weird I can't remember, after discontinuing to offer the card) and have been relatively happy with them. The Diamond preferred is a little less generous with CLIs but in all honesty my utilization got way out of hand when making sure no student loans were ever late and juggling around payments and deferrals.

Citi's site is much easier to navigate than Amex's.

Re: Citi Platinum Select Approved

Anonymous — Sun, 21 Aug 2011 14:41:34 GMT

I just got this card, too (the "Dividend Platinum Select"). I am convinced they pullled EQ for EX because I got an $8,600 automatic credit line. My EQ score is 746 but my TU score is 668. I have read on this board that Citi regularly pulls EQ, which is why I finally decided to apply for this card. The offer is $100 cash back on the first $500 spent in the first 3 months. And 2% cash back on everything in the first year.

I'm pretty happy with the terms, although I just got a PC from my Chase Slate to a Freedom, so I'm not sure which card I'll use as my primary rewards card. They both have rotating 5% categories, so I suppose I'll evaluate each quarter although this quarter the categories are the same so it makes no difference.

Re: Citi Platinum Select Approved

Anonymous — Sun, 21 Aug 2011 15:58:47 GMT

@minimock wrote:
I couldnt hang, broke down and called lol.

$2600, not too shabby, I can dump the BBRZMC now AF is almost due

Congratulations!!!

Just an FYI Citi pulled EQ for me in NC.

I apped for the Citi Dividend Platinum Select about 3 months ago and was given the 7-10 day message, I called the BD# right after I applied online and was told that they needed more info (turns out my current employer was not listed on my EQ CR) Citi wanted me to fill out a 4506T and by filling out that form and sending it back to them, it stated in the letter...... "By returning a completed form, you authorize us to pull an additional credit bureau report"

I did not complete the form and send it back, I did contact EQ and have my current employer listed on my report by faxing EQ a current paystub, a copy of my SS card and a copy of my DL. After about 4 days I received an Email from EQ with a link to check the results of my dispute, and my EQ report now lists my current employer, so hopefully if I ever decide to app with Citi again (doubtful) I won't have to deal with any additional info required.

Re: Citi Platinum Select Approved

hafsa — Tue, 10 Jan 2012 04:17:29 GMT

just applied last night online with no pre approval letter just went online citi website and they approved me instant online with credit limit of 3000 they checked my experian and showed that my score is 698

Re: Citi Platinum Select Approved

improvingmycredit — Tue, 10 Jan 2012 08:18:30 GMT

Congrats Minimock on the approval! You deserve a great card! I am rooting for you to get the Amex you've been wanting. Are you going to continue apping every 6 months?

Re: Citi Platinum Select Approved

minimock — Tue, 10 Jan 2012 09:50:21 GMT

This is an old thread, but thanks ! lol

Re: Citi Platinum Select Approved

hafsa — Fri, 13 Jan 2012 07:11:49 GMT

i applied for citi platinum select visa and citi platinum select mastercard and was approved for both and they pulled experian i am in california