topic Re: Amazon store card in Credit Cards

Amazon store card

Redissochi — Sun, 15 Jan 2012 03:47:33 GMT

So I applied for the store card last week and got a letter today from their fraud department asking me to call and verify some information so they can continue processing my application. I called and was asked to verify my name, address, dob, and last 4 of my ss#. The rep then said I should receive something in the mail in the next few days. Has this happen to anybody else before? Does this mean I got approved? Totally confused......

Re: Amazon store card

laz98 — Sun, 15 Jan 2012 03:50:42 GMT

Did they give you any other information?

Re: Amazon store card

Redissochi — Sun, 15 Jan 2012 03:53:10 GMT

Nope. When I asked the rep did I get approve he said he didn't know and to be looking for something in the mail. *shrugs* lol

Re: Amazon store card

laz98 — Sun, 15 Jan 2012 03:54:00 GMT

Sorry to hear they weren't more helpful! I'm sure he could have told you one way or the other......I hope you get some good news soon!

Re: Amazon store card

Anonymous — Sun, 15 Jan 2012 03:59:56 GMT

@Redissochi wrote:
Nope. When I asked the rep did I get approve he said he didn't know and to be looking for something in the mail. *shrugs* lol

I would take it that saying "I don't know" would translate to "no". He would surely know the answer but just didn't want to give the no.

That's kind of strange could you be blacklisted by GE?

Re: Amazon store card

Redissochi — Sun, 15 Jan 2012 04:08:02 GMT

Don't think so I have pp smart connect. I do believe they are backed by GE right?

Re: Amazon store card

Anonymous — Sun, 15 Jan 2012 04:11:17 GMT

Yes GE also has that. Interesting. Not sure what's up with that.

Re: Amazon store card

Redissochi — Sun, 15 Jan 2012 04:15:40 GMT

I know it's weird. Never got a letter like that before after applying for credit. I will keep you guys posted when I hear something back.

Re: Amazon store card

Ortz33__ — Sun, 15 Jan 2012 06:03:35 GMT

Lots o banks will have internal policies about telling you the status of your app over the phone, but i'm guessing since they wanted to verify info you've GOT it.

Re: Amazon store card

Duke-of-Earl — Sun, 15 Jan 2012 07:27:24 GMT

Seems to me I've read a lot of threads here about this kind of thing. The "don't know" on the phone might mean "yes", or "maybe", but why would they bother asking you to call if they already decided "no"? Good luck.

Re: Amazon store card

Anonymous — Sun, 15 Jan 2012 07:52:52 GMT

@Duke-of-Earl wrote:
Seems to me I've read a lot of threads here about this kind of thing. The "don't know" on the phone might mean "yes", or "maybe", but why would they bother asking you to call if they already decided "no"? Good luck.

I've had banks (come to think of it - it was GE/Carecredit) verify info over the phone - had to give them my name, address, last 4, dob, etc. Then they pulled a HP on a different CRA and denied me. Don't remember what the reason for denial was that time. So them verifying info is absolutely no guarantee of approval.

Then again, they could approve you, you never know. But I have to admit that I hate the whole 'wait on the mail' speech too.

Re: Amazon store card--update

Redissochi — Sun, 15 Jan 2012 16:17:01 GMT

So I get an email from amazon this morning stating that I was denied because they couldn't verify my identity! I'm was so confused because all the information I gave them is the same info off my report and what I used to get my other cards. I then googled this issue and read that others have been having this same issue and amazon can't explain why or how and is just recommending reapply in 30 days. Im like screw it..if its this many issues just to get the card I don't want it....

Re: Amazon store card--update

Anonymous — Sun, 15 Jan 2012 17:26:54 GMT

I don't blame you for feeling that way I'm sorry to hear that.

Reapplying in 30 days is NOT a good idea because that will be another HP.

Re: Amazon store card--update

jwduke — Sun, 15 Jan 2012 18:43:01 GMT

If Amazon was run, like Amazon/GE Money Bank Card....I would have quit buying from Amazon several years ago. I've had 2 Amazon/GEMB cards, and BOTH were closed because they claimed I had a poor credit score. In fact the last time they closed it they claimed I has a 620 for a score, infact I had a 729 reported by Citi.

I don't need a card like that!

Re: Amazon store card

Anonymous — Sun, 15 Jan 2012 22:00:08 GMT

This didn't happen to me for my Amazon card, but it did when I applied for a PayPal Card, which is also backed by GEMB. They couldn't tell me my app status either, 5 days later I got a brand new card with a $1,500 CL