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    <title>topic Re: cap1 vs. chase and amex CS in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/cap1-vs-chase-and-amex-CS/m-p/1175879#M328757</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;When upon approval for my chase and amex cards I called customer service to ask questions. it seems to me when i call chase and amex the reps tell you what state they are calling from off the bat and i can understand them. cap1 doesnt &amp;nbsp;say where they are from and i can barley understand them...&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That because AMEX/Chase&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;Crap1&lt;/P&gt;</description>
    <pubDate>Sun, 22 Jan 2012 11:36:35 GMT</pubDate>
    <dc:creator>LS2982</dc:creator>
    <dc:date>2012-01-22T11:36:35Z</dc:date>
    <item>
      <title>cap1 vs. chase and amex CS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/cap1-vs-chase-and-amex-CS/m-p/1175741#M328721</link>
      <description>&lt;P&gt;When upon approval for my chase and amex cards I called customer service to ask questions. it seems to me when i call chase and amex the reps tell you what state they are calling from off the bat and i can understand them. cap1 doesnt &amp;nbsp;say where they are from and i can barley understand them...&lt;/P&gt;</description>
      <pubDate>Sun, 22 Jan 2012 05:14:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/cap1-vs-chase-and-amex-CS/m-p/1175741#M328721</guid>
      <dc:creator>afbar1114</dc:creator>
      <dc:date>2012-01-22T05:14:33Z</dc:date>
    </item>
    <item>
      <title>Re: cap1 vs. chase and amex CS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/cap1-vs-chase-and-amex-CS/m-p/1175759#M328727</link>
      <description>&lt;P&gt;I'm fortunate enough to have never carried a crap1 &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; ...but I agree, Chase and AMEX reps are fantastic! From my experience, they're easy to understand, friendly, well-trained, and work hard to solve my problem. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 22 Jan 2012 05:33:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/cap1-vs-chase-and-amex-CS/m-p/1175759#M328727</guid>
      <dc:creator>elpo9</dc:creator>
      <dc:date>2012-01-22T05:33:11Z</dc:date>
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    <item>
      <title>Re: cap1 vs. chase and amex CS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/cap1-vs-chase-and-amex-CS/m-p/1175777#M328729</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;When upon approval for my chase and amex cards I called customer service to ask questions. it seems to me when i call chase and amex the reps tell you what state they are calling from off the bat and i can understand them. cap1 doesnt &amp;nbsp;say where they are from and i can barley understand them...&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Capital One is for sure out of states unless you ask for Manager and then I think it bounces to states.&lt;/P&gt;&lt;P&gt;Amex is usually Arizona&lt;/P&gt;&lt;P&gt;not sure Chase but in states for most things I believe.&lt;/P&gt;</description>
      <pubDate>Sun, 22 Jan 2012 05:49:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/cap1-vs-chase-and-amex-CS/m-p/1175777#M328729</guid>
      <dc:creator>Creditaddict</dc:creator>
      <dc:date>2012-01-22T05:49:49Z</dc:date>
    </item>
    <item>
      <title>Re: cap1 vs. chase and amex CS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/cap1-vs-chase-and-amex-CS/m-p/1175859#M328753</link>
      <description>&lt;P&gt;Never had a Cap 1 either, but so far I've had good experiences with US Bank, Citi, Chase, and Amex. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 22 Jan 2012 09:48:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/cap1-vs-chase-and-amex-CS/m-p/1175859#M328753</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-01-22T09:48:36Z</dc:date>
    </item>
    <item>
      <title>Re: cap1 vs. chase and amex CS</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/cap1-vs-chase-and-amex-CS/m-p/1175879#M328757</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/537487"&gt;@afbar1114&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;When upon approval for my chase and amex cards I called customer service to ask questions. it seems to me when i call chase and amex the reps tell you what state they are calling from off the bat and i can understand them. cap1 doesnt &amp;nbsp;say where they are from and i can barley understand them...&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That because AMEX/Chase&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;&amp;gt;Crap1&lt;/P&gt;</description>
      <pubDate>Sun, 22 Jan 2012 11:36:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/cap1-vs-chase-and-amex-CS/m-p/1175879#M328757</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-01-22T11:36:35Z</dc:date>
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