topic Re: Citi Forward PC in Credit Cards

Citi Forward PC

Anonymous — Sun, 22 Jan 2012 19:20:04 GMT

Just got off the phone with Citi and they won't do a PC from Dividend to Forward because "the reward system is different."

I told the CSR I would be willing to forfeit my leftover/unused Dividend reward points but she held firm and said they weren't allowing it at this time.

Anyone have luck PCing to Forward recently?

Re: Citi Forward PC

Anonymous — Sun, 22 Jan 2012 19:37:28 GMT

@Anonymous wrote:
Just got off the phone with Citi and they won't do a PC from Dividend to Forward because "the reward system is different."

I told the CSR I would be willing to forfeit my leftover/unused Dividend reward points but she held firm and said they weren't allowing it at this time.

Anyone have luck PCing to Forward recently?

Why not just apply for the Citi Forward card?

Re: Citi Forward PC

Anonymous — Sun, 22 Jan 2012 19:40:03 GMT

@Anonymous wrote:
@Anonymous wrote:
Just got off the phone with Citi and they won't do a PC from Dividend to Forward because "the reward system is different."

I told the CSR I would be willing to forfeit my leftover/unused Dividend reward points but she held firm and said they weren't allowing it at this time.

Anyone have luck PCing to Forward recently?
Why not just apply for the Citi Forward card?

My AAoA is still pretty low.

My oldest card is about 3 years old, and then I have one from last April, June, July, and a new one from yesterday.

Re: Citi Forward PC

Anonymous — Sun, 22 Jan 2012 19:45:09 GMT

Hey ptr, sorry to hear about that. They wouldn't switch over my friend's Dividend either for the same reason.

Re: Citi Forward PC

Anonymous — Sun, 22 Jan 2012 19:52:39 GMT

Does anyone know what cards PC-able to another? I know the that AA are damn near impossible to PC, but I also have a Citi Diamond Preferred card I wouldn't mind PC to the TY card.

OP--Sorry not trying to hijack your post.

Re: Citi Forward PC

Anonymous — Sun, 22 Jan 2012 19:52:40 GMT

@Anonymous wrote:
Hey ptr, sorry to hear about that. They wouldn't switch over my friend's Dividend either for the same reason.

That's too bad. The CSR said they aren't doing it "at this time." And she said that twice, so I don't know if it's a temporary thing or what.

Re: Citi Forward PC

Anonymous — Sun, 22 Jan 2012 19:53:43 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Just got off the phone with Citi and they won't do a PC from Dividend to Forward because "the reward system is different."

I told the CSR I would be willing to forfeit my leftover/unused Dividend reward points but she held firm and said they weren't allowing it at this time.

Anyone have luck PCing to Forward recently?
Why not just apply for the Citi Forward card?

My AAoA is still pretty low.

My oldest card is about 3 years old, and then I have one from last April, June, July, and a new one from yesterday.

How low is your AAoA?

Re: Citi Forward PC

Anonymous — Sun, 22 Jan 2012 20:01:17 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Just got off the phone with Citi and they won't do a PC from Dividend to Forward because "the reward system is different."

I told the CSR I would be willing to forfeit my leftover/unused Dividend reward points but she held firm and said they weren't allowing it at this time.

Anyone have luck PCing to Forward recently?
Why not just apply for the Citi Forward card?

My AAoA is still pretty low.

My oldest card is about 3 years old, and then I have one from last April, June, July, and a new one from yesterday.
How low is your AAoA?

Since adding the new card yesterday? I'd say right about 1 year. I would have to check the exact date on my oldest card though. It was higher a few months ago when I was an AU on a 7year old account that belongs to my parents, but that account had three 120 lates and was consistantly at 90%+ utilization. I decided the lower AAoA was worth removing the lates and high util. I'm only 23, so I think a low AAoA looks much better than a bunch of severe lates and high utilization.

Re: Citi Forward PC

Anonymous — Sun, 22 Jan 2012 20:04:18 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Just got off the phone with Citi and they won't do a PC from Dividend to Forward because "the reward system is different."

I told the CSR I would be willing to forfeit my leftover/unused Dividend reward points but she held firm and said they weren't allowing it at this time.

Anyone have luck PCing to Forward recently?
Why not just apply for the Citi Forward card?

My AAoA is still pretty low.

My oldest card is about 3 years old, and then I have one from last April, June, July, and a new one from yesterday.
How low is your AAoA?

Since adding the new card yesterday? I'd say right about 1 year. I would have to check the exact date on my oldest card though. It was higher a few months ago when I was an AU on a 7year old account that belongs to my parents, but that account had three 120 lates and was consistantly at 90%+ utilization. I decided the lower AAoA was worth removing the lates and high util. I'm only 23, so I think a low AAoA looks much better than a bunch of severe lates and high utilization.

I have to agree 100% with you...how long ago did you apply for the Dividend Card? Also is the new card reporting yet?

Re: Citi Forward PC

Anonymous — Sun, 22 Jan 2012 20:11:40 GMT

I pc'd my Ty rewards to forward last weekend...called the bd # for card retention. I know it's not the same card but pc is possible

Re: Citi Forward PC

Anonymous — Sun, 22 Jan 2012 20:37:34 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Just got off the phone with Citi and they won't do a PC from Dividend to Forward because "the reward system is different."

I told the CSR I would be willing to forfeit my leftover/unused Dividend reward points but she held firm and said they weren't allowing it at this time.

Anyone have luck PCing to Forward recently?
Why not just apply for the Citi Forward card?

My AAoA is still pretty low.

My oldest card is about 3 years old, and then I have one from last April, June, July, and a new one from yesterday.
How low is your AAoA?

Since adding the new card yesterday? I'd say right about 1 year. I would have to check the exact date on my oldest card though. It was higher a few months ago when I was an AU on a 7year old account that belongs to my parents, but that account had three 120 lates and was consistantly at 90%+ utilization. I decided the lower AAoA was worth removing the lates and high util. I'm only 23, so I think a low AAoA looks much better than a bunch of severe lates and high utilization.
I have to agree 100% with you...how long ago did you apply for the Dividend Card? Also is the new card reporting yet?

Dividend is from April 2011. I don't know if the new card is reporting yet. It's an AMEX BCE, does AMEX typically start reporting immediately? I know it's irrelevent to it reporting or not, but I haven't even gotten it in the mail yet.

@Anonymous wrote:
I pc'd my Ty rewards to forward last weekend...called the bd # for card retention. I know it's not the same card but pc is possible

Yea, it sounds like the issue arises from the fact that the Dividend rewards are not on the same system as the Forward rewards. With Forward you get TY points, correct?

Re: Citi Forward PC

Anonymous — Sun, 22 Jan 2012 23:34:35 GMT

Since you have had the card for more than 6 months you are golden to apply for the Forward and the Amex won't report until the statement closes.

Re: Citi Forward PC

Anonymous — Sun, 22 Jan 2012 23:36:54 GMT

@Anonymous wrote:
Since you have had the card for more than 6 months you are golden to apply for the Forward and the Amex won't report until the statement closes.

Yea that's what I'm considering right now. I don't know if I want to add another card and lower my AAoA further though. I probably go out to restaurants 3-4 times a month and only shop on Amazon once a month, if that. It's something that I would like but I don't know if it's worth the new inquiry. I'm not planning on buying a car or house anytime soon though. Just weighing my options.

Re: Citi Forward PC

Anonymous — Sun, 22 Jan 2012 23:41:08 GMT

@Anonymous wrote:
@Anonymous wrote:
Since you have had the card for more than 6 months you are golden to apply for the Forward and the Amex won't report until the statement closes.

Yea that's what I'm considering right now. I don't know if I want to add another card and lower my AAoA further though. I probably go out to restaurants 3-4 times a month and only shop on Amazon once a month, if that. It's something that I would like but I don't know if it's worth the new inquiry. I'm not planning on buying a car or house anytime soon though. Just weighing my options.

If you really like the card then I'd say go for it. Your chances of being approved are good. Don't worry about the AAoA in the short run. Look at it long term and the benefits you will get out of the Forward
.

Re: Citi Forward PC

Anonymous — Sun, 22 Jan 2012 23:58:58 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Since you have had the card for more than 6 months you are golden to apply for the Forward and the Amex won't report until the statement closes.

Yea that's what I'm considering right now. I don't know if I want to add another card and lower my AAoA further though. I probably go out to restaurants 3-4 times a month and only shop on Amazon once a month, if that. It's something that I would like but I don't know if it's worth the new inquiry. I'm not planning on buying a car or house anytime soon though. Just weighing my options.
If you really like the card then I'd say go for it. Your chances of being approved are good. Don't worry about the AAoA in the short run. Look at it long term and the benefits you will get out of the Forward
.

You know exactly what facts I'm weighing in my head.

Re: Citi Forward PC

Anonymous — Mon, 23 Jan 2012 00:16:15 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Since you have had the card for more than 6 months you are golden to apply for the Forward and the Amex won't report until the statement closes.

Yea that's what I'm considering right now. I don't know if I want to add another card and lower my AAoA further though. I probably go out to restaurants 3-4 times a month and only shop on Amazon once a month, if that. It's something that I would like but I don't know if it's worth the new inquiry. I'm not planning on buying a car or house anytime soon though. Just weighing my options.
If you really like the card then I'd say go for it. Your chances of being approved are good. Don't worry about the AAoA in the short run. Look at it long term and the benefits you will get out of the Forward
.
You know exactly what facts I'm weighing in my head.

I'm not called fusioncredit for nothing

Re: Citi Forward PC

UFGuy2006 — Mon, 23 Jan 2012 12:50:56 GMT

@Anonymous wrote:
Just got off the phone with Citi and they won't do a PC from Dividend to Forward because "the reward system is different."

I told the CSR I would be willing to forfeit my leftover/unused Dividend reward points but she held firm and said they weren't allowing it at this time.

Anyone have luck PCing to Forward recently?

I just PCd my diamond preferred to the forward (will take effect in early Feb due to their 45 day rule).

Re: Citi Forward PC

UFGuy2006 — Mon, 23 Jan 2012 12:52:03 GMT

@Anonymous wrote:
I pc'd my Ty rewards to forward last weekend...called the bd # for card retention. I know it's not the same card but pc is possible

Yeah I think if you speak to a supervisor, they have much more of an ability to PC. The front line csr's seem to have an abridged list of cards you can PC into while the supervisors are able to submit exceptions.