topic Re: Two questions in Credit Cards

Two questions

kc12286 — Fri, 13 Jan 2012 12:52:16 GMT

Which MC cards have paypass? As far as I can tell it's only with Citi cards and they declined me back in July or August.

Discover zip has that been discounted? It looks like it but I still see the zip logo on some of the card readers.

Re: Two questions

Anonymous — Fri, 13 Jan 2012 16:20:31 GMT

It looks like BoA also offers PayPass credit cards (http://www.mastercard.us/get-a-paypass-card.html)

And it looks like Zip from Discover still exists (https://www.discover.com/credit-cards/help-center/account/zip/)

Re: Two questions

kc12286 — Fri, 13 Jan 2012 14:17:53 GMT

@Anonymous wrote:
It looks like BoA also offers PayPass credit cards (http://www.mastercard.us/get-a-paypass-card.html)

And it looks like Zip from Discover still exists (https://www.discover.com/credit-cards/help-center/account/zip/)

Both links, when clicked say the page can't be found. I wonder why it's not working on my end.

Thanks for answering my queestion.

Re: Two questions

Anonymous — Fri, 13 Jan 2012 16:20:06 GMT

It looks like the forums added the ) into the URL too...try deleting that from the end of the URL in your address bar and the links will work!

Re: Two questions

Anonymous — Fri, 13 Jan 2012 16:26:37 GMT

My Chase Freedom has blink its a Visa card but the info at

http://www.chaseblink.com/ says Remember, you can use blink wherever Visa payWave and MasterCard PayPass are accepted.

I am little unsure though if you can really use it at paypass places for sure though

Re: Two questions

SoulMaster — Fri, 13 Jan 2012 16:50:29 GMT

@Anonymous wrote:
It looks like the forums added the ) into the URL too...try deleting that from the end of the URL in your address bar and the links will work!

Reposting the links w/o the extra ")" at the end.

https://www.discover.com/credit-cards/help-center/account/zip/ (Discover's page is slow to load, but it works)

and

http://www.mastercard.us/get-a-paypass-card.html

-SM

Re: Two questions

kc12286 — Fri, 20 Jan 2012 15:11:41 GMT

Anyone have any of the BOFA sports team cards? I don't know that I'd get enough use out of their rewards system.

I was thinking Citi, but they declined me in July and basically indicated that because I had been late in the past, they wouldn't take me. So I'm apprehensive to try again.

Re: Two questions

chan85 — Fri, 20 Jan 2012 20:36:17 GMT

@kc12286 wrote:
Anyone have any of the BOFA sports team cards? I don't know that I'd get enough use out of their rewards system.

I was thinking Citi, but they declined me in July and basically indicated that because I had been late in the past, they wouldn't take me. So I'm apprehensive to try again.

I know BOA no longer is issuing NFL cards.... not sure about MLB...

Re: Two questions

kc12286 — Sun, 22 Jan 2012 17:33:38 GMT

I saw the MLB cards, I don't ever remember seeing NFL cards. I just want something with paypass ability.

Re: Two questions

CS800 — Sun, 22 Jan 2012 17:37:56 GMT

@chan85 wrote:
@kc12286 wrote:
Anyone have any of the BOFA sports team cards? I don't know that I'd get enough use out of their rewards system.

I was thinking Citi, but they declined me in July and basically indicated that because I had been late in the past, they wouldn't take me. So I'm apprehensive to try again.
I know BOA no longer is issuing NFL cards.... not sure about MLB...

I did see the MLB cards on their site.

Re: Two questions

kc12286 — Sun, 22 Jan 2012 17:41:53 GMT

I'm just not sure if it is one of MCs paypass cards. I know all the Citi cards have that ability. But since they declined me less than a year ago, I don't imagine they'd approve me now.

Re: Two questions

CS800 — Sun, 22 Jan 2012 17:44:00 GMT

@kc12286 wrote:
I'm just not sure if it is one of MCs paypass cards. I know all the Citi cards have that ability. But since they declined me less than a year ago, I don't imagine they'd approve me now.

What bureau would they pull for you?

DEpends on your location. They are big EX puller

Re: Two questions

jeffery581 — Sun, 22 Jan 2012 17:51:54 GMT

My BBRZMC says pay pass on the front of it. Does this function if you place the card close to the reader?

Re: Two questions

CS800 — Sun, 22 Jan 2012 17:53:07 GMT

@jeffery581 wrote:
My BBRZMC says pay pass on the front of it. Does this function if you place the card close to the reader?

I have to check but i swear my Cap One said that too. I will check and post.

Re: Two questions

kc12286 — Sun, 22 Jan 2012 17:56:24 GMT

I believe they pulled EX last time, and it was one of their scoring systems because the ratio was larger than normal. They didn't like that I had been late a year and a half earlier. And basically I could reapply at a later time. I was approved for a Discover and Lowes right after that. But I really want an MC in my mix of cards.

Re: Two questions

CS800 — Sun, 22 Jan 2012 18:00:17 GMT

@kc12286 wrote:
I believe they pulled EX last time, and it was one of their scoring systems because the ratio was larger than normal. They didn't like that I had been late a year and a half earlier. And basically I could reapply at a later time. I was approved for a Discover and Lowes right after that. But I really want an MC in my mix of cards.

Do you know what your EX is approximately? Would you say close to your other scores?

Re: Two questions

kc12286 — Sun, 22 Jan 2012 18:24:31 GMT

I really don't know. I don't have any cards that would allow me to pull my EX score.
But my TU has gone up and down over the past 8 months, I imagine the EX has done the same.

Re: Two questions

CS800 — Sun, 22 Jan 2012 18:28:24 GMT

@kc12286 wrote:
I really don't know. I don't have any cards that would allow me to pull my EX score.
But my TU has gone up and down over the past 8 months, I imagine the EX has done the same.

Do a search on www.whogavemecredit.com and see what kind of scores are being approved by BOA.

Re: Two questions

kc12286 — Sun, 22 Jan 2012 18:35:20 GMT

I've never heard of that site. Thanks.

Re: Two questions

CS800 — Sun, 22 Jan 2012 18:37:44 GMT

@kc12286 wrote:
I've never heard of that site. Thanks.

No problem

Worth checking. How accurate it is, I dont know but I tend to check it before and app.