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    <title>topic Re: Approved! Citi Forward in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1177957#M329513</link>
    <description>&lt;P&gt;Great news!&lt;/P&gt;&lt;P&gt;Congrats!!!&lt;/P&gt;</description>
    <pubDate>Mon, 23 Jan 2012 04:49:39 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2012-01-23T04:49:39Z</dc:date>
    <item>
      <title>Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1177945#M329508</link>
      <description>&lt;P class="large"&gt;Approved!&lt;/P&gt;&lt;P&gt;Congratulations,&amp;nbsp;ptr2593. You have been&amp;nbsp;approved for a Citi Forward®&amp;nbsp;Card.&lt;/P&gt;&lt;P&gt;Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.&lt;/P&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;DIV class="box-container-content-1"&gt;&lt;DIV class="box-container-content-1-body"&gt;&lt;TABLE&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;Card Name:&lt;/TD&gt;&lt;TD&gt;Citi Forward®&amp;nbsp;Card&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Initial Credit Line:&lt;/TD&gt;&lt;TD&gt;$5,000.00&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Purchase APR:&lt;/TD&gt;&lt;TD&gt;&lt;STRONG&gt;&lt;STRONG&gt;&lt;STRONG&gt;&lt;SPAN&gt;0%&lt;/SPAN&gt;&lt;/STRONG&gt;&amp;nbsp;introductory APR for 7 months from date of account opening. &amp;nbsp;&amp;nbsp;After that, your APR will be&amp;nbsp;&lt;STRONG&gt;&lt;SPAN&gt;17.99%&lt;/SPAN&gt;&lt;/STRONG&gt;.&amp;nbsp;&amp;nbsp;&amp;nbsp;This APR will vary with the market based on the Prime Rate.&lt;/STRONG&gt;&lt;/STRONG&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Balance Transfer APR:&lt;/TD&gt;&lt;TD&gt;&lt;STRONG&gt;&lt;STRONG&gt;&lt;STRONG&gt;0%&lt;/STRONG&gt;&amp;nbsp;introductory APR for 12 months from date of first transfer when transfers are completed within 12 months from date of account opening.&amp;nbsp;&amp;nbsp;After that, your APR will be&amp;nbsp;&lt;STRONG&gt;&lt;SPAN&gt;17.99%&lt;/SPAN&gt;&lt;/STRONG&gt;.&amp;nbsp;This APR will vary with the market based on the Prime Rate.&lt;/STRONG&gt;&lt;/STRONG&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Woohoo!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;Your credit score&lt;/STRONG&gt;&lt;STRONG&gt;722&lt;/STRONG&gt;&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;Source:&amp;nbsp;&lt;STRONG&gt;&lt;STRONG&gt;Equifax&lt;/STRONG&gt;&lt;/STRONG&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Date:&amp;nbsp;&lt;STRONG&gt;01/2012&lt;/STRONG&gt;&lt;STRONG&gt;What you should know about credit scores&lt;/STRONG&gt;Your credit score is a number that reflects the information in your credit report.&lt;BR /&gt;&lt;BR /&gt;We used your credit score to set the terms of credit we are offering you.&lt;BR /&gt;&lt;BR /&gt;Your credit score can change, depending on how your credit history changes.&lt;STRONG&gt;The range of scores&lt;/STRONG&gt;Scores range from a low of&amp;nbsp;&lt;STRONG&gt;250&lt;/STRONG&gt;&amp;nbsp;to a high of&amp;nbsp;&lt;STRONG&gt;900&lt;/STRONG&gt;.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What kind of EQ do they use? &amp;nbsp;250-900?&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 04:47:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1177945#M329508</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-01-23T04:47:13Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1177953#M329511</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 04:48:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1177953#M329511</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-01-23T04:48:42Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1177955#M329512</link>
      <description>&lt;P&gt;nice, congrats!&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 04:49:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1177955#M329512</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-01-23T04:49:23Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1177957#M329513</link>
      <description>&lt;P&gt;Great news!&lt;/P&gt;&lt;P&gt;Congrats!!!&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 04:49:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1177957#M329513</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-01-23T04:49:39Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1177969#M329517</link>
      <description>&lt;P&gt;Thanks everyone &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any idea what kind of EQ they use? &amp;nbsp;Their range is 250-900?&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 05:07:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1177969#M329517</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-01-23T05:07:41Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1177971#M329518</link>
      <description>&lt;P&gt;Congrats yo!&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 05:11:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1177971#M329518</guid>
      <dc:creator>Guava</dc:creator>
      <dc:date>2012-01-23T05:11:10Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178021#M329539</link>
      <description>&lt;P&gt;Thank you! &amp;nbsp;No more apps for me for a while. &amp;nbsp;I think my wallet is complete!&lt;/P&gt;&lt;P&gt;&lt;BR /&gt;AMEX BCE&lt;/P&gt;&lt;P&gt;Chase Freedom&lt;/P&gt;&lt;P&gt;Citi Forward&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;and of lesser importance, but for the sake of completeness:&lt;/P&gt;&lt;P&gt;AMEX Clear&lt;/P&gt;&lt;P&gt;Citi Dividend Platinum Select&lt;/P&gt;&lt;P&gt;US Bank Visa Platinum&lt;/P&gt;&lt;P&gt;J.Crew Store Card&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 05:47:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178021#M329539</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-01-23T05:47:50Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178205#M329612</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P class="large"&gt;&lt;BR /&gt;Your credit score can change, depending on how your credit history changes.&lt;STRONG&gt;The range of scores&lt;/STRONG&gt;Scores range from a low of&amp;nbsp;&lt;STRONG&gt;250&lt;/STRONG&gt;&amp;nbsp;to a high of&amp;nbsp;&lt;STRONG&gt;900&lt;/STRONG&gt;.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What kind of EQ do they use? &amp;nbsp;250-900?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;The BankCard enhanced versions of both Beacon 5.0 and Beacon 9 have a range of 250-900.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;From a BK years ago to:&lt;BR /&gt;EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782&lt;BR /&gt;&lt;BR /&gt;"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 07:24:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178205#M329612</guid>
      <dc:creator>MarineVietVet</dc:creator>
      <dc:date>2012-01-23T07:24:45Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178241#M329622</link>
      <description>&lt;P&gt;Yay! I think I'm going to apply for this in December.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 08:14:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178241#M329622</guid>
      <dc:creator>JustMe77</dc:creator>
      <dc:date>2012-01-23T08:14:07Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178303#M329636</link>
      <description>👍👍👍👍👍I am going for one next year.</description>
      <pubDate>Mon, 23 Jan 2012 11:42:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178303#M329636</guid>
      <dc:creator>Smug</dc:creator>
      <dc:date>2012-01-23T11:42:37Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178351#M329652</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P class="large"&gt;Approved!&lt;/P&gt;&lt;P&gt;Congratulations,&amp;nbsp;ptr2593. You have been&amp;nbsp;approved for a Citi Forward®&amp;nbsp;Card.&lt;/P&gt;&lt;P&gt;Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.&lt;/P&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;DIV class="box-container-content-1"&gt;&lt;DIV class="box-container-content-1-body"&gt;&lt;TABLE&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;Card Name:&lt;/TD&gt;&lt;TD&gt;Citi Forward®&amp;nbsp;Card&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Initial Credit Line:&lt;/TD&gt;&lt;TD&gt;$5,000.00&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Purchase APR:&lt;/TD&gt;&lt;TD&gt;&lt;STRONG&gt;&lt;STRONG&gt;&lt;STRONG&gt;&lt;SPAN&gt;0%&lt;/SPAN&gt;&lt;/STRONG&gt;&amp;nbsp;introductory APR for 7 months from date of account opening. &amp;nbsp;&amp;nbsp;After that, your APR will be&amp;nbsp;&lt;STRONG&gt;&lt;SPAN&gt;17.99%&lt;/SPAN&gt;&lt;/STRONG&gt;.&amp;nbsp;&amp;nbsp;&amp;nbsp;This APR will vary with the market based on the Prime Rate.&lt;/STRONG&gt;&lt;/STRONG&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Balance Transfer APR:&lt;/TD&gt;&lt;TD&gt;&lt;STRONG&gt;&lt;STRONG&gt;&lt;STRONG&gt;0%&lt;/STRONG&gt;&amp;nbsp;introductory APR for 12 months from date of first transfer when transfers are completed within 12 months from date of account opening.&amp;nbsp;&amp;nbsp;After that, your APR will be&amp;nbsp;&lt;STRONG&gt;&lt;SPAN&gt;17.99%&lt;/SPAN&gt;&lt;/STRONG&gt;.&amp;nbsp;This APR will vary with the market based on the Prime Rate.&lt;/STRONG&gt;&lt;/STRONG&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Woohoo!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;Your credit score&lt;/STRONG&gt;&lt;STRONG&gt;722&lt;/STRONG&gt;&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;Source:&amp;nbsp;&lt;STRONG&gt;&lt;STRONG&gt;Equifax&lt;/STRONG&gt;&lt;/STRONG&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Date:&amp;nbsp;&lt;STRONG&gt;01/2012&lt;/STRONG&gt;&lt;STRONG&gt;What you should know about credit scores&lt;/STRONG&gt;Your credit score is a number that reflects the information in your credit report.&lt;BR /&gt;&lt;BR /&gt;We used your credit score to set the terms of credit we are offering you.&lt;BR /&gt;&lt;BR /&gt;Your credit score can change, depending on how your credit history changes.&lt;STRONG&gt;The range of scores&lt;/STRONG&gt;Scores range from a low of&amp;nbsp;&lt;STRONG&gt;250&lt;/STRONG&gt;&amp;nbsp;to a high of&amp;nbsp;&lt;STRONG&gt;900&lt;/STRONG&gt;.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What kind of EQ do they use? &amp;nbsp;250-900?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;See I told you!&amp;nbsp;&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt; Congrats though!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 12:58:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178351#M329652</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-01-23T12:58:32Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178355#M329653</link>
      <description>&lt;P&gt;Congrats on the card! &amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 13:05:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178355#M329653</guid>
      <dc:creator>RockinRay</dc:creator>
      <dc:date>2012-01-23T13:05:22Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178393#M329661</link>
      <description>Congrats!!!!!! :-)&lt;BR /&gt;&lt;BR /&gt;I wish Citi would give me a chance but I know I won't qualify for one until all my negatives have fallen off my credit reports. Until then, I will just play my cards right with the creditors who think I'm worth the risk.&lt;BR /&gt;&lt;BR /&gt;Again, Congrats</description>
      <pubDate>Mon, 23 Jan 2012 13:29:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178393#M329661</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-01-23T13:29:09Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178403#M329665</link>
      <description>&lt;P&gt;Congratulations!&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 13:37:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178403#M329665</guid>
      <dc:creator>kpresod</dc:creator>
      <dc:date>2012-01-23T13:37:55Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178473#M329687</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P class="large"&gt;Approved!&lt;/P&gt;&lt;P&gt;Congratulations,&amp;nbsp;ptr2593. You have been&amp;nbsp;approved for a Citi Forward®&amp;nbsp;Card.&lt;/P&gt;&lt;P&gt;Your Welcome Kit and card(s) will arrive in the mail within two weeks at the address you provided. Upon arrival, follow the instructions on the security sticker to confirm receipt and activate your card for immediate use.&lt;/P&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;DIV class="box-container-content-1"&gt;&lt;DIV class="box-container-content-1-body"&gt;&lt;TABLE&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;Card Name:&lt;/TD&gt;&lt;TD&gt;Citi Forward®&amp;nbsp;Card&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Initial Credit Line:&lt;/TD&gt;&lt;TD&gt;$5,000.00&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Purchase APR:&lt;/TD&gt;&lt;TD&gt;&lt;STRONG&gt;&lt;STRONG&gt;&lt;STRONG&gt;&lt;SPAN&gt;0%&lt;/SPAN&gt;&lt;/STRONG&gt;&amp;nbsp;introductory APR for 7 months from date of account opening. &amp;nbsp;&amp;nbsp;After that, your APR will be&amp;nbsp;&lt;STRONG&gt;&lt;SPAN&gt;17.99%&lt;/SPAN&gt;&lt;/STRONG&gt;.&amp;nbsp;&amp;nbsp;&amp;nbsp;This APR will vary with the market based on the Prime Rate.&lt;/STRONG&gt;&lt;/STRONG&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Balance Transfer APR:&lt;/TD&gt;&lt;TD&gt;&lt;STRONG&gt;&lt;STRONG&gt;&lt;STRONG&gt;0%&lt;/STRONG&gt;&amp;nbsp;introductory APR for 12 months from date of first transfer when transfers are completed within 12 months from date of account opening.&amp;nbsp;&amp;nbsp;After that, your APR will be&amp;nbsp;&lt;STRONG&gt;&lt;SPAN&gt;17.99%&lt;/SPAN&gt;&lt;/STRONG&gt;.&amp;nbsp;This APR will vary with the market based on the Prime Rate.&lt;/STRONG&gt;&lt;/STRONG&gt;&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Woohoo!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;Your credit score&lt;/STRONG&gt;&lt;STRONG&gt;722&lt;/STRONG&gt;&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;Source:&amp;nbsp;&lt;STRONG&gt;&lt;STRONG&gt;Equifax&lt;/STRONG&gt;&lt;/STRONG&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Date:&amp;nbsp;&lt;STRONG&gt;01/2012&lt;/STRONG&gt;&lt;STRONG&gt;What you should know about credit scores&lt;/STRONG&gt;Your credit score is a number that reflects the information in your credit report.&lt;BR /&gt;&lt;BR /&gt;We used your credit score to set the terms of credit we are offering you.&lt;BR /&gt;&lt;BR /&gt;Your credit score can change, depending on how your credit history changes.&lt;STRONG&gt;The range of scores&lt;/STRONG&gt;Scores range from a low of&amp;nbsp;&lt;STRONG&gt;250&lt;/STRONG&gt;&amp;nbsp;to a high of&amp;nbsp;&lt;STRONG&gt;900&lt;/STRONG&gt;.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What kind of EQ do they use? &amp;nbsp;250-900?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;BR /&gt;Congrats !!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Good CL too.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I assume they used the new EQ aka Pinnacle. Others can confirm or deny.&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 14:48:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178473#M329687</guid>
      <dc:creator>CS800</dc:creator>
      <dc:date>2012-01-23T14:48:44Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178475#M329688</link>
      <description>&lt;P&gt;See you were all nervous last time we spoke &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 14:49:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178475#M329688</guid>
      <dc:creator>CS800</dc:creator>
      <dc:date>2012-01-23T14:49:26Z</dc:date>
    </item>
    <item>
      <title>Re: Approved! Citi Forward</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178565#M329711</link>
      <description>&lt;P&gt;Congrats! I'm planning on apping for this card in May!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 23 Jan 2012 16:03:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Approved-Citi-Forward/m-p/1178565#M329711</guid>
      <dc:creator>jla84</dc:creator>
      <dc:date>2012-01-23T16:03:46Z</dc:date>
    </item>
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