topic Re: You Never Forget Your First Time.... in Credit Cards

You Never Forget Your First Time....

n777ua — Fri, 27 Jan 2012 14:58:32 GMT

If you remember way back to when you got your shiny new CC, what was your first charge? It was Aug of 99, I was 17. Mom cosigned on a Cap1 card with a $300 limit. The purchase . . . couple of pairs of jeans. Funny how I remember that like it happened yesterday

Re: You Never Forget Your First Time....

visorboy1974 — Fri, 27 Jan 2012 15:11:02 GMT

Mine was Signet Bank back in 1992. Can't remember any purchases though...

Re: You Never Forget Your First Time....

Open123 — Fri, 27 Jan 2012 15:12:27 GMT

Wells Fargo back in 1988 or so. It was a late lunch at Denny's.

Re: You Never Forget Your First Time....

aussiesareforever — Fri, 27 Jan 2012 15:22:48 GMT

Back in 2000, spent about $100 of my $300 at Ross....buying clothes for myself and my sisters

Re: You Never Forget Your First Time....

mAndrew1980 — Fri, 27 Jan 2012 15:24:36 GMT

$300 Cap1 in Feb 2011. Can't remember what I bought but it was probably a diet coke or something LOL. Fast forward 10 months and I'm putting plane tix to Costa Rica on my Barclays cc.

Re: You Never Forget Your First Time....

learnin113 — Fri, 27 Jan 2012 15:31:54 GMT

I ran my $300 limit Chase card right up to the limit at Marshalls. Young and dumb and had no understanding of credit. Bad times.

Re: You Never Forget Your First Time....

Open123 — Fri, 27 Jan 2012 15:44:30 GMT

@learnin113 wrote:
...Young and dumb and had no understanding of credit. Bad times.

Likewise, I had no comprehension of "whatever you borrowed, you HAVE to pay back!" LOL

Re: You Never Forget Your First Time....

atarvuzdar — Fri, 27 Jan 2012 15:58:41 GMT

Bought a $450 stereo on my Sears card when I was a senior in college ('96). Had the card for over a year before I ever used it. When I got my statement with the stereo on it I also noticed they had bumped my $500 limit to $1500. Still have the stereo...

Re: You Never Forget Your First Time....

RockinRay — Fri, 27 Jan 2012 16:00:06 GMT

Amex Green in 1979, to impress the girls!

Do not remember first charge, but I used that card for everything!

Re: You Never Forget Your First Time....

Smug — Fri, 27 Jan 2012 16:03:20 GMT

1978 was a AU on a Amex gold card, car service charged in NY City! I was 18.

Re: You Never Forget Your First Time....

Anonymous — Fri, 27 Jan 2012 18:21:15 GMT

@n777ua wrote:
If you remember way back to when you got your shiny new CC, what was your first charge? It was Aug of 99, I was 17. Mom cosigned on a Cap1 card with a $300 limit. The purchase . . . couple of pairs of jeans. Funny how I remember that like it happened yesterday

I forget!

Re: You Never Forget Your First Time....

the_jan_b — Fri, 27 Jan 2012 23:28:21 GMT

@visorboy1974 wrote:
Mine was Signet Bank back in 1992. Can't remember any purchases though...

Same here...except mine was in 1991, I think...

Re: You Never Forget Your First Time....

Anonymous — Fri, 27 Jan 2012 23:30:40 GMT

2007 Jcrew card. Probably a pair of khakis.

Re: You Never Forget Your First Time....

Skinnyminnie — Fri, 27 Jan 2012 23:33:12 GMT

First app was an in store Sears card which I promptly purchased a pair of pants and hat to match!

Re: You Never Forget Your First Time....

Anonymous — Sat, 28 Jan 2012 00:04:56 GMT

Mines was fairly recent..

In 2010 an amazon credit card with a $600 cl.. Brought myself an iPad 2 and a smart over..

Re: You Never Forget Your First Time....

frogfan12 — Sat, 28 Jan 2012 00:14:41 GMT

May 2006. I had to buy a car battery because my battery died on me!

Re: You Never Forget Your First Time....

Ron1 — Sat, 28 Jan 2012 01:47:01 GMT

My first card was Golden State Sanwa Bank Mastercard in 1982 and the CL was $500. They charged me 10 cents/transaction with no AF. My first retail card was J.W. Robinsons.

Ron.

Re: You Never Forget Your First Time....

sdoonan — Sat, 28 Jan 2012 05:16:14 GMT

August 2009, Citi Forward card. I think I bought pizza from a pizza place down the street from my house. Maybe not. Not sure.

Re: You Never Forget Your First Time....

JustMe77 — Sat, 28 Jan 2012 05:33:57 GMT

My first card was my BOA Alaska Airlines credit card. I opened it in August 2002 with my mom, I was a month shy of 19. I have no idea what my first purchase on that card was.

I can tell you what my first purchase was on some of my recent cards though:

- oil change (Orchard card)

- Starbucks latte (Capital One)

- pet food (Amex Zync)

- lunch at PF Changs with friends (Chase Freedom)