topic Re: amex blue.... in Credit Cards

amex blue....

afbar1114 — Tue, 31 Jan 2012 02:58:14 GMT

i took one more app before jan was over and just to test out that SP or HP on amex thing. so i applied for the blue..got denied and did a recon first it has not shown up in my HP only SP for now and the app states in progress...is that good or bad??

Re: amex blue....

pizzadude — Tue, 31 Jan 2012 03:05:32 GMT

Not sure if it means you will have a successful recon or not....but they haven't denied you again so that is good. And no HP is good too....

What were their reasons for denial ?

Re: amex blue....

afbar1114 — Tue, 31 Jan 2012 03:08:02 GMT

idk yet did lol

Re: amex blue....

CS800 — Tue, 31 Jan 2012 03:23:50 GMT

So your status says in progress. I would call them up and see whats holding it up.

Re: amex blue....

afbar1114 — Tue, 31 Jan 2012 03:52:18 GMT

i did they said they are still reviewing it and i should know in the next couple of days

EDIT: is this good or bad its taking this long? i apped friday or saturday

Re: amex blue....

bichonmom — Tue, 31 Jan 2012 04:02:31 GMT

There's really no way of telling. It could go either way. How long have you had the Zync?

Re: amex blue....

afbar1114 — Tue, 31 Jan 2012 16:25:18 GMT

still no word

Re: amex blue....

pizzadude — Tue, 31 Jan 2012 16:40:53 GMT

I'm sure they will give you an answer before the end of the week.....

Re: amex blue....

afbar1114 — Tue, 31 Jan 2012 22:11:19 GMT

they said no but online still says in progresss...but no HP yet

Re: amex blue....

CS800 — Tue, 31 Jan 2012 22:13:01 GMT

What they will do is evaluate how much of a risk you are to them. You already have your Zync, maybe you dont have enough hstry so they need more time assesssing a trend of some kind in their internal system.

Re: amex blue....

afbar1114 — Tue, 31 Jan 2012 22:27:59 GMT

i cant tell if im gonna get it or not...

Re: amex blue....

CS800 — Tue, 31 Jan 2012 22:34:01 GMT

@afbar1114 wrote:
i cant tell if im gonna get it or not...

Patience grasshopper. It's a 50-50 at this point

I hope you get it, it's a great feeling to get a prime card. I know i was like a kid with candy when I got the BCE.

Re: amex blue....

afbar1114 — Tue, 31 Jan 2012 22:53:31 GMT

@CS800 wrote:
@afbar1114 wrote:
i cant tell if im gonna get it or not...
Patience grasshopper. It's a 50-50 at this point

I hope you get it, it's a great feeling to get a prime card. I know i was like a kid with candy when I got the BCE.

i cant wait to get one more prime card....i mean i have the zync and slate but i would like to have 3-4 prime cards and then close a few cards like cap1 and store cards

Re: amex blue....

CS800 — Tue, 31 Jan 2012 23:25:28 GMT

@afbar1114 wrote:
@CS800 wrote:
@afbar1114 wrote:
i cant tell if im gonna get it or not...
Patience grasshopper. It's a 50-50 at this point

I hope you get it, it's a great feeling to get a prime card. I know i was like a kid with candy when I got the BCE.
i cant wait to get one more prime card....i mean i have the zync and slate but i would like to have 3-4 prime cards and then close a few cards like cap1 and store cards

And you will get these cards. Took me about 1 year from when i started rebuilding to get any prime.

Re: amex blue....

afbar1114 — Tue, 31 Jan 2012 23:29:29 GMT

it took me over 4 years to get a prime card

Re: amex blue....

Anonymous — Tue, 31 Jan 2012 23:31:32 GMT

@afbar1114 wrote:
it took me over 4 years to get a prime card

And it will take you longer to get 3-4 prime cards especially if you keep apping. You have to let your accounts age. People with tons of inquiries have less of a chance of being accepted for prime cards.

Re: amex blue....

haulingthescoreup — Wed, 01 Feb 2012 00:31:57 GMT

@Anonymous wrote:
@afbar1114 wrote:
it took me over 4 years to get a prime card

And it will take you longer to get 3-4 prime cards especially if you keep apping. You have to let your accounts age. People with tons of inquiries have less of a chance of being accepted for prime cards.

+ 1,000,000

If you really, really want a couple more prime cards, then do what everyone keeps telling you, and what you know you have to do: stop and take a break.

There is absolutely no indication whatsoever that prime credit cards will vanish from the face of the earth 6 months from now. They'll be there when you're ready.

Re: amex blue....

afbar1114 — Wed, 01 Feb 2012 00:41:47 GMT

no hp only sp as of now..so they only sp for decline then

Re: amex blue....

brian2220 — Wed, 01 Feb 2012 00:47:01 GMT

i apped for a bce with 15 and was denied instantly and then called ex offices and asked for recon was called back in three hours and denied again but it was only because they want more history from my gold card and said to apply in six months and if i got denied he would have it reviewed again.

Also said they have no problem lending but just like people to have history with there own cards it shows them how your habits are.

Re: amex blue....

afbar1114 — Wed, 01 Feb 2012 00:47:52 GMT

@brian2220 wrote:
i apped for a bce with 15 and was denied instantly and then called ex offices and asked for recon was called back in three hours and denied again but it was only because they want more history from my gold card and said to apply in six months and if i got denied he would have it reviewed again

i would like to get a gold in about 6-8 months.. i cant wait for the summer lol when i can hopefully get a gold amex or green.... chase slate CLI.....freedom or BofA 123 card. thats my plan