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    <title>topic Re: 0 CC debt tommorow! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199567#M335879</link>
    <description>&lt;P&gt;Your util went from what to 0?&lt;/P&gt;</description>
    <pubDate>Thu, 02 Feb 2012 20:25:10 GMT</pubDate>
    <dc:creator>CS800</dc:creator>
    <dc:date>2012-02-02T20:25:10Z</dc:date>
    <item>
      <title>0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198061#M335534</link>
      <description>&lt;P&gt;I cannot wait!!! Let the score increases come one by one!!&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 00:55:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198061#M335534</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-02-02T00:55:57Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198071#M335537</link>
      <description>&lt;P&gt;Oooo, congrats to you! &amp;nbsp;That's always exciting when you're finally able to be rid of your credit card debt. &amp;nbsp;Let the good things come! &amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 00:57:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198071#M335537</guid>
      <dc:creator>Skinnyminnie</dc:creator>
      <dc:date>2012-02-02T00:57:20Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198073#M335538</link>
      <description>Congrats! That's great! It's a wonderful feeling when you login and see a zero balance! Such a relief! And even better when SW sends an email and you see your score going up. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;</description>
      <pubDate>Thu, 02 Feb 2012 00:59:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198073#M335538</guid>
      <dc:creator>bichonmom</dc:creator>
      <dc:date>2012-02-02T00:59:32Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198087#M335540</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/459194"&gt;@bichonmom&lt;/a&gt; wrote:&lt;BR /&gt;Congrats! That's great! It's a wonderful feeling when you login and see a zero balance! Such a relief! And even better when SW sends an email and you see your score going up. &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;So used to negative alerts, now bring on the positive ones!!! Hoping for 680+ EQ score when all is said and done!&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 01:05:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198087#M335540</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-02-02T01:05:17Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198093#M335541</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Congrats !!!&amp;nbsp; Nice work !&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 01:06:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198093#M335541</guid>
      <dc:creator>pizzadude</dc:creator>
      <dc:date>2012-02-02T01:06:53Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198095#M335542</link>
      <description>&lt;P&gt;Awesome!!!!&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 01:08:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198095#M335542</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-02-02T01:08:18Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198097#M335543</link>
      <description>&lt;P&gt;Congratulations!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 01:08:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198097#M335543</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-02-02T01:08:27Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198099#M335544</link>
      <description>&lt;P&gt;Nice work! I'm with you - should be reporting 0 on all cards and a $200 balance on a $3k limit when the next round of updates go through!&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 01:08:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198099#M335544</guid>
      <dc:creator>seattletravels</dc:creator>
      <dc:date>2012-02-02T01:08:37Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198105#M335546</link>
      <description>Happy, happy, joy, joy! It's liberating isn't it! I'm so happy for you!</description>
      <pubDate>Thu, 02 Feb 2012 01:13:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198105#M335546</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-02-02T01:13:51Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198115#M335549</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Happy, happy, joy, joy! It's liberating isn't it! I'm so happy for you!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes and its gotten me used to not using any of my cards unless its written in my budgets!!! I'm feeling financial freedom coming!!!&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 01:17:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198115#M335549</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-02-02T01:17:40Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198123#M335551</link>
      <description>&lt;P&gt;Congrats to you &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm about 4-6 months away from CC debt free&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 01:23:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198123#M335551</guid>
      <dc:creator>CS800</dc:creator>
      <dc:date>2012-02-02T01:23:38Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198175#M335558</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/451006"&gt;@LS2982&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Happy, happy, joy, joy! It's liberating isn't it! I'm so happy for you!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes and its gotten me used to not using any of my cards unless its written in my budgets!!! I'm feeling financial freedom coming!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;+1 million...we an have it all, we just need to budget for it! It took me 20 years to get it, but better late than never!</description>
      <pubDate>Thu, 02 Feb 2012 01:42:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198175#M335558</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-02-02T01:42:52Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198193#M335564</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/451006"&gt;@LS2982&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Happy, happy, joy, joy! It's liberating isn't it! I'm so happy for you!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes and its gotten me used to not using any of my cards unless its written in my budgets!!! I'm feeling financial freedom coming!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I do the same. I pay regular bills on them; bills that would other wise come directly out of my checking and already budgeted every month&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 01:59:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1198193#M335564</guid>
      <dc:creator>CS800</dc:creator>
      <dc:date>2012-02-02T01:59:11Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199543#M335871</link>
      <description>Payments made, now for the SW alerts and looking forward to March's PSECU EX update!</description>
      <pubDate>Thu, 02 Feb 2012 20:15:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199543#M335871</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2012-02-02T20:15:03Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199545#M335872</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/451006"&gt;@LS2982&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I cannot wait!!! Let the score increases come one by one!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;BR /&gt;Awesome...hoping for the same soon.&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 20:16:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199545#M335872</guid>
      <dc:creator>learnin113</dc:creator>
      <dc:date>2012-02-02T20:16:00Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199547#M335873</link>
      <description>&lt;P&gt;&lt;FONT color="#008000" size="6"&gt;Yay!!!!!!!!!!&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Oh, that's a wonderful milestone! Congrats!!! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 20:16:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199547#M335873</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-02-02T20:16:40Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199567#M335879</link>
      <description>&lt;P&gt;Your util went from what to 0?&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 20:25:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199567#M335879</guid>
      <dc:creator>CS800</dc:creator>
      <dc:date>2012-02-02T20:25:10Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199569#M335880</link>
      <description>&lt;P&gt;mine is going to be gone on monday... i can't wait either! i dont expect much of a jump though...&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 20:26:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199569#M335880</guid>
      <dc:creator>Juan123</dc:creator>
      <dc:date>2012-02-02T20:26:27Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199577#M335883</link>
      <description>Good for you. I recently paid off all my debt and my score went up from 620 to 713 with some have not report yet</description>
      <pubDate>Thu, 02 Feb 2012 20:31:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199577#M335883</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-02-02T20:31:16Z</dc:date>
    </item>
    <item>
      <title>Re: 0 CC debt tommorow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199583#M335885</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/451006"&gt;@LS2982&lt;/a&gt; wrote:&lt;BR /&gt;Payments made, now for the SW alerts and looking forward to March's PSECU EX update!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;WAY TO GO!&lt;/P&gt;</description>
      <pubDate>Thu, 02 Feb 2012 20:33:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/0-CC-debt-tommorow/m-p/1199583#M335885</guid>
      <dc:creator>RockinRay</dc:creator>
      <dc:date>2012-02-02T20:33:01Z</dc:date>
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