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    <title>topic Re: PC from Thank You to Forward? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203091#M336822</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/50014"&gt;@RockinRay&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/50014"&gt;@RockinRay&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Hey Ray,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't have a Citi Card, but I did want to bump this for you since it was on the second page and there were no replies yet, I'm hoping someone will see your question and be able to give you an answer.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Best of Luck my Friend.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Hey Mustang!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I ended up contacting them and asked... They said it was not an option at this time. So, the card will sit in the SD.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for your reply!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Well, that's a bummer Ray&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Their loss not yours.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You're welcome for the reply, I'm sorry I was unable to help.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I hope you have a Wonderful weekend my Friend.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks, you too! &amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I got the Thank You card for a promotion they were running, $600 spend got me a $200 payment on our mortgage. Spent the spend, and SD'd the card. While we do not eat out all that much, I thought the Forward would offer better rewards and I could do a little better with it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Since our B of A fiasco last month, I do not want to apply for the card. I need to sit in the garden for this entire year and the only excpetion to that will be if I have to co-sign for my oldest daughter school loans - and most likely, I will! &amp;nbsp;&lt;img id="smileyfrustrated" class="emoticon emoticon-smileyfrustrated" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-frustrated.gif" alt="Smiley Frustrated" title="Smiley Frustrated" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#ff0000"&gt;I guess I could add the food pack (or whateverit is called) to my Zync and get some good points there instead. Got to think on that one.&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;BR /&gt;That's a good idea, look into that and see if it would suit your needs the best.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You're a Great Father for helping your Daughter like that, yes I know it's a Parents job to help their children, but there are a lot of parents who can't or won't, and It's nice to read posts like this from a caring parent willing to help their child (Well, young adult child).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Good on you Ray&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Sat, 04 Feb 2012 13:29:10 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2012-02-04T13:29:10Z</dc:date>
    <item>
      <title>PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1201713#M336397</link>
      <description>&lt;P&gt;Does anyone know if Citi will allow this PC? I need a good entertainmet rewards card. I do not want to app for it though.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks!&lt;/P&gt;</description>
      <pubDate>Fri, 03 Feb 2012 21:58:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1201713#M336397</guid>
      <dc:creator>RockinRay</dc:creator>
      <dc:date>2012-02-03T21:58:50Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203053#M336808</link>
      <description>&lt;P&gt;Hey Ray,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't have a Citi Card, but I did want to bump this for you since it was on the second page and there were no replies yet, I'm hoping someone will see your question and be able to give you an answer.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Best of Luck my Friend.&lt;/P&gt;</description>
      <pubDate>Sat, 04 Feb 2012 12:19:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203053#M336808</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-02-04T12:19:18Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203069#M336813</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Hey Ray,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't have a Citi Card, but I did want to bump this for you since it was on the second page and there were no replies yet, I'm hoping someone will see your question and be able to give you an answer.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Best of Luck my Friend.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Hey Mustang!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I ended up contacting them and asked... They said it was not an option at this time. So, the card will sit in the SD.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for your reply!&lt;/P&gt;</description>
      <pubDate>Sat, 04 Feb 2012 12:56:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203069#M336813</guid>
      <dc:creator>RockinRay</dc:creator>
      <dc:date>2012-02-04T12:56:48Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203075#M336814</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/50014"&gt;@RockinRay&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Hey Ray,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't have a Citi Card, but I did want to bump this for you since it was on the second page and there were no replies yet, I'm hoping someone will see your question and be able to give you an answer.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Best of Luck my Friend.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Hey Mustang!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I ended up contacting them and asked... They said it was not an option at this time. So, the card will sit in the SD.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for your reply!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Well, that's a bummer Ray&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Their loss not yours.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You're welcome for the reply, I'm sorry I was unable to help.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I hope you have a Wonderful weekend my Friend.&lt;/P&gt;</description>
      <pubDate>Sat, 04 Feb 2012 13:08:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203075#M336814</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-02-04T13:08:06Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203077#M336815</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/50014"&gt;@RockinRay&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Hey Ray,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't have a Citi Card, but I did want to bump this for you since it was on the second page and there were no replies yet, I'm hoping someone will see your question and be able to give you an answer.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Best of Luck my Friend.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Hey Mustang!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I ended up contacting them and asked... They said it was not an option at this time. So, the card will sit in the SD.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for your reply!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Well, that's a bummer Ray&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Their loss not yours.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You're welcome for the reply, I'm sorry I was unable to help.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I hope you have a Wonderful weekend my Friend.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks, you too! &amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I got the Thank You card for a promotion they were running, $600 spend got me a $200 payment on our mortgage. Spent the spend, and SD'd the card. While we do not eat out all that much, I thought the Forward would offer better rewards and I could do a little better with it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Since our B of A fiasco last month, I do not want to apply for the card. I need to sit in the garden for this entire year and the only excpetion to that will be if I have to co-sign for my oldest daughter school loans - and most likely, I will! &amp;nbsp;&lt;img id="smileyfrustrated" class="emoticon emoticon-smileyfrustrated" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-frustrated.gif" alt="Smiley Frustrated" title="Smiley Frustrated" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I guess I could add the food pack (or whateverit is called) to my Zync and get some good points there instead. Got to think on that one.&lt;/P&gt;</description>
      <pubDate>Sat, 04 Feb 2012 13:20:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203077#M336815</guid>
      <dc:creator>RockinRay</dc:creator>
      <dc:date>2012-02-04T13:20:30Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203091#M336822</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/50014"&gt;@RockinRay&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/50014"&gt;@RockinRay&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Hey Ray,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't have a Citi Card, but I did want to bump this for you since it was on the second page and there were no replies yet, I'm hoping someone will see your question and be able to give you an answer.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Best of Luck my Friend.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Hey Mustang!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I ended up contacting them and asked... They said it was not an option at this time. So, the card will sit in the SD.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for your reply!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Well, that's a bummer Ray&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Their loss not yours.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You're welcome for the reply, I'm sorry I was unable to help.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I hope you have a Wonderful weekend my Friend.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks, you too! &amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I got the Thank You card for a promotion they were running, $600 spend got me a $200 payment on our mortgage. Spent the spend, and SD'd the card. While we do not eat out all that much, I thought the Forward would offer better rewards and I could do a little better with it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Since our B of A fiasco last month, I do not want to apply for the card. I need to sit in the garden for this entire year and the only excpetion to that will be if I have to co-sign for my oldest daughter school loans - and most likely, I will! &amp;nbsp;&lt;img id="smileyfrustrated" class="emoticon emoticon-smileyfrustrated" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-frustrated.gif" alt="Smiley Frustrated" title="Smiley Frustrated" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#ff0000"&gt;I guess I could add the food pack (or whateverit is called) to my Zync and get some good points there instead. Got to think on that one.&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;BR /&gt;That's a good idea, look into that and see if it would suit your needs the best.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You're a Great Father for helping your Daughter like that, yes I know it's a Parents job to help their children, but there are a lot of parents who can't or won't, and It's nice to read posts like this from a caring parent willing to help their child (Well, young adult child).&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Good on you Ray&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 04 Feb 2012 13:29:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203091#M336822</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-02-04T13:29:10Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203095#M336824</link>
      <description>&lt;P&gt;Ray,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did PC from my Hilton HHonors Visa Signature to Citi Forward three years ago and they refused to renew my card without any reason. I like my Zync with restaurant pack and the MR points combined with PR Gold. It earned a lot of MR points. &amp;nbsp;I don't think I have too much luck to apply for another Citi Forward card. &amp;nbsp;You might want to get Costco Amex and it's free if you already have Costco membership.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ron.&lt;/P&gt;</description>
      <pubDate>Sat, 04 Feb 2012 13:32:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203095#M336824</guid>
      <dc:creator>Ron1</dc:creator>
      <dc:date>2012-02-04T13:32:42Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203097#M336825</link>
      <description>&lt;P&gt;Thanks my friend!&lt;/P&gt;</description>
      <pubDate>Sat, 04 Feb 2012 13:32:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203097#M336825</guid>
      <dc:creator>RockinRay</dc:creator>
      <dc:date>2012-02-04T13:32:29Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203103#M336827</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/291425"&gt;@Ron1&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Ray,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did PC from my Hilton HHonors Visa Signature to Citi Forward three years ago and they refused to renew my card without any reason. I like my Zync with restaurant pack and the MR points combined with PR Gold. It earned a lot of MR points. &amp;nbsp;I don't think I have too much luck to apply for another Citi Forward card. &amp;nbsp;You might want to get Costco Amex and it's free if you already have Costco membership.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ron.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks Ron,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is that pack worth the fee? I budget $250 per month for dining out. And we usually spend that amount.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;As for the TE Amex, I had one of those and PC'd it to a BCE as we are not going to renew our Costco Membership. Interesting though, when I log on to Amex and check the rewards, it still shows my BCE card getting the 2% on dining out. I may need to call them on this to verify it is correct.....&lt;/P&gt;</description>
      <pubDate>Sat, 04 Feb 2012 13:37:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203103#M336827</guid>
      <dc:creator>RockinRay</dc:creator>
      <dc:date>2012-02-04T13:37:03Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203109#M336829</link>
      <description>&lt;P&gt;Ray - Did you speak with a front line CSR? I got the same response when requesting to PC my Diamond Preferred to the Forward. So I asked to speak to a supervisor, explained that I wanted to PC to the forward card so that I could have a purpose to use and and voila! The supervisor indicated they would PC it for me. Pretty easy process once you are past the front line CSR.&lt;/P&gt;</description>
      <pubDate>Sat, 04 Feb 2012 13:57:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203109#M336829</guid>
      <dc:creator>UFGuy2006</dc:creator>
      <dc:date>2012-02-04T13:57:13Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203111#M336830</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/50014"&gt;@RockinRay&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/291425"&gt;@Ron1&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Ray,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did PC from my Hilton HHonors Visa Signature to Citi Forward three years ago and they refused to renew my card without any reason. I like my Zync with restaurant pack and the MR points combined with PR Gold. It earned a lot of MR points. &amp;nbsp;I don't think I have too much luck to apply for another Citi Forward card. &amp;nbsp;You might want to get Costco Amex and it's free if you already have Costco membership.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ron.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks Ron,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is that pack worth the fee? I budget $250 per month for dining out. And we usually spend that amount.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;As for the TE Amex, I had one of those and PC'd it to a BCE as we are not going to renew our Costco Membership. Interesting though, when I log on to Amex and check the rewards, it still shows my BCE card getting the 2% on dining out. I may need to call them on this to verify it is correct.....&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ray,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It depends how much you're going to spend on the card. I think it is worth it if you don't have Costco Amex. You can combined MR points if you have PR Gold or Green. &amp;nbsp;I spread my spending between couple of cards such as BB RZMC Platinum (the places don't take Amex), Amex Zync, Costco Amex (already have the executive membership) and Chase Ink. I haven't used BCE for dining out and I didn't know they give out 2%. &amp;nbsp;I thought they only gives 1%.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ron.&lt;/P&gt;</description>
      <pubDate>Sat, 04 Feb 2012 13:59:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203111#M336830</guid>
      <dc:creator>Ron1</dc:creator>
      <dc:date>2012-02-04T13:59:40Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203115#M336831</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/177229"&gt;@UFGuy2006&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Ray - Did you speak with a front line CSR? I got the same response when requesting to PC my Diamond Preferred to the Forward. So I asked to speak to a supervisor, explained that I wanted to PC to the forward card so that I could have a purpose to use and and voila! The supervisor indicated they would PC it for me. Pretty easy process once you are past the front line CSR.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No - I sent them a secure email. I think I will give them a call and follow your lead on this.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks!&lt;/P&gt;</description>
      <pubDate>Sat, 04 Feb 2012 14:05:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203115#M336831</guid>
      <dc:creator>RockinRay</dc:creator>
      <dc:date>2012-02-04T14:05:18Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203119#M336833</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/291425"&gt;@Ron1&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/50014"&gt;@RockinRay&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/291425"&gt;@Ron1&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Ray,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I did PC from my Hilton HHonors Visa Signature to Citi Forward three years ago and they refused to renew my card without any reason. I like my Zync with restaurant pack and the MR points combined with PR Gold. It earned a lot of MR points. &amp;nbsp;I don't think I have too much luck to apply for another Citi Forward card. &amp;nbsp;You might want to get Costco Amex and it's free if you already have Costco membership.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ron.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks Ron,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is that pack worth the fee? I budget $250 per month for dining out. And we usually spend that amount.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;As for the TE Amex, I had one of those and PC'd it to a BCE as we are not going to renew our Costco Membership. Interesting though, when I log on to Amex and check the rewards, it still shows my BCE card getting the 2% on dining out. I may need to call them on this to verify it is correct.....&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ray,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;It depends how much you're going to spend on the card. I think it is worth it if you don't have Costco Amex. You can combined MR points if you have PR Gold or Green. &amp;nbsp;I spread my spending between couple of cards such as BB RZMC Platinum (the places don't take Amex), Amex Zync, Costco Amex (already have the executive membership) and Chase Ink. I haven't used BCE for dining out and I didn't know they give out 2%. &amp;nbsp;I thought they only gives 1%.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ron.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks for this information. In my case, I think I still see the extra percentage due to the PC from the True Earnings to the BCE. I bet that will go away when the year is up.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 04 Feb 2012 14:07:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203119#M336833</guid>
      <dc:creator>RockinRay</dc:creator>
      <dc:date>2012-02-04T14:07:08Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203421#M336922</link>
      <description>I just recently pc'ed my citi Ty card to the forward...i waited till the 6 month mark and called the bd # for the retention dept. it was no problem...it CAN be done...</description>
      <pubDate>Sat, 04 Feb 2012 17:01:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203421#M336922</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-02-04T17:01:11Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203509#M336940</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I just recently pc'ed my citi Ty card to the forward...i waited till the 6 month mark and called the bd # for the retention dept. it was no problem...it CAN be done...&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;BR /&gt;Thanks for the extra info. Did you use the number listed on the Backdoor thread, or did you use the new number listed on page 3 of that same thread?&lt;/P&gt;</description>
      <pubDate>Sat, 04 Feb 2012 17:44:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203509#M336940</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-02-04T17:44:37Z</dc:date>
    </item>
    <item>
      <title>Re: PC from Thank You to Forward?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203593#M336964</link>
      <description>I don't remember...seems like I searched and found a post with the info on calling retention dept to get around the front line cs</description>
      <pubDate>Sat, 04 Feb 2012 18:20:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/PC-from-Thank-You-to-Forward/m-p/1203593#M336964</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-02-04T18:20:11Z</dc:date>
    </item>
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