topic Re: walmart CLI increase? in Credit Cards

walmart CLI increase?

keikdasneak — Tue, 28 Jun 2011 20:55:31 GMT

I have 5 statements now with my walmart card My CL is $500, if i ask for an increase online do they do a hard pull ?

Thanks

Re: walmart CLI increase?

Anonymous — Tue, 28 Jun 2011 21:03:55 GMT

No it's never a hard pull. I've gotten 3 CLI by hitting the luv button over the past year in a half.

Re: walmart CLI increase?

Anonymous — Tue, 28 Jun 2011 21:04:06 GMT

I'm thinking they always do a soft pull on me once I have an account with them, IIRC. Wait for someone else to reply, though! They have been super good about CLi. Wish Target would take their lead.

Re: walmart CLI increase?

addicted_to_credit — Tue, 28 Jun 2011 22:37:22 GMT

I have many store cards issued by GEMB (Walmart, Chevron, JC Pennys, and a couple more) and they have never pulled hard on my CR's

Re: walmart CLI increase?

scottwagnon — Fri, 01 Jul 2011 06:23:27 GMT

my walmart discover recently went from 1000 to 4000 when gemb moved their operations from texas to orlando. but i was constantly requesting a cli, and when they moved their operations, i was approved for an increase.

Re: walmart CLI increase?

Anonymous — Fri, 01 Jul 2011 12:56:15 GMT

Its always been soft for me, $75-$100 CLI every 4 months..like clockwork.

Re: walmart CLI increase?

prolificjinx23 — Fri, 18 Nov 2011 06:32:39 GMT

When hubby received his Walmart card it started at $150 limit. 4 months later They gave him a CLI of $650 bringing it up to $800.

Re: walmart CLI increase?

Anonymous — Tue, 12 Jul 2011 15:37:29 GMT

It's always a soft pull, or rather, they're going on whatever soft pull they already have on file (electronically) for you. The way this is evident is: The answer is given to you less than 1 second after pressing the button. No company can do a hard pull and analyze it, even automatcially, in less than 1 second. It seems to me that they already have increases authorized to be given out noted on your account at all times (or maybe no increase authorized) and when you press the button, you get the result back.

Sometimes they don't give out increases and it's hard to know why. I've gotten dozens of increases on my small collection of GEMB cards, but recently I've hit the button on 2 or 3 of them and got identical rejection letters in the mail. Again, the rejection was given within one second. My husband has the Walmart card, not me, and he has gotten increases (they sometimes give them out without you having to ask, by the way), but Walmart's CLIs are notoriously small and in strange amounts, so don't be insulted if they give you a $75 increase or something like that. Good luck and don't be afraid, it's never a hard pull!

Re: walmart CLI increase?

Anonymous — Sat, 04 Feb 2012 04:17:29 GMT

I have received a total of two statements from walmart. I requested an increase online shortly after getting the second statement but was denied. I logged onto my account today and noticed that i received an increase of $550-I am not due for my third statement yet. So maybe the request actually prompted them to actually review my credit although i received the online message about not having my account long enough. Its worth a shot!

Re: walmart CLI increase?

LS2982 — Sat, 04 Feb 2012 11:27:39 GMT

@keikdasneak wrote:
I have 5 statements now with my walmart card My CL is $500, if i ask for an increase online do they do a hard pull ?

Thanks

It should be a SP.

Re: walmart CLI increase?

Booner72 — Sat, 04 Feb 2012 18:27:00 GMT

I got a HP last month from GEMB for CareCredit when I requested CLI - luckily it was approved. I know CareCredit isn't Walmart, but is GEMB.

Re: walmart CLI increase?

LS2982 — Sat, 04 Feb 2012 18:28:36 GMT

@Booner72 wrote:
I got a HP last month from GEMB for CareCredit when I requested CLI - luckily it was approved. I know CareCredit isn't Walmart, but is GEMB.

How logn was your account open and did you use it alot?

Re: walmart CLI increase?

CS800 — Sat, 04 Feb 2012 19:58:10 GMT

I can confirmt that CLI with WM is a SP

Re: walmart CLI increase?

Booner72 — Sun, 05 Feb 2012 16:21:56 GMT

@LS2982 wrote:
@Booner72 wrote:
I got a HP last month from GEMB for CareCredit when I requested CLI - luckily it was approved. I know CareCredit isn't Walmart, but is GEMB.
How logn was your account open and did you use it alot?

since early 09 and I wouldnt say A LOT but I used it for my brother and the dogs - want to show activity. This was in December when the HP showd up, day I requested CLI

Re: walmart CLI increase?

CS800 — Sun, 05 Feb 2012 16:27:40 GMT

FWIW my wallycard is 6 weeks old. It was an auto CLI

Re: walmart CLI increase?

Anonymous — Sun, 13 Apr 2014 13:48:39 GMT

I have had the walmart card for 2 years now and have had two cli's started at 700.00 and I'm now at 1,200.00

Re: walmart CLI increase?

TrulyyBlessed — Sun, 13 Apr 2014 15:43:18 GMT

I've gotten a credit increase via online & phone, and both were SP's. After having the card 4-5 months, I hit the love button and my limit went from 600 to $750. I called the very next day and was increased from $750 to $1600. I would say go for it, but perhaps request the increase via phone. Good Luck!