topic Re: Balance transfer on CitiSimplicity Card in Credit Cards

Balance transfer on CitiSimplicity Card

Anonymous — Thu, 27 Dec 2007 02:39:35 GMT

I went to view my CitiSimplicity card tonight and noticed there was a "view your balance transfer offer" notation listed under activity since last statement. I haven't had a balance transfer on this card in a year when my first promotion offer on this card ended. Anyway, the offer is for 6.99% and the duration is "until paid in full"! There is a 3% balance transfer fee with a $5 minimum....so max must be unlimited.

Just thought I would pass this information along just in case you want to check your CitiSimplicity card and see if you have a balance transfer offer waiting for you. Mine was done overnight because it wasn't there yesterday! I check my card sites often if not daily.

SandyK

Re: Balance transfer on CitiSimplicity Card

Anonymous — Thu, 27 Dec 2007 03:42:04 GMT

Wait a minute. This card is not a myth?

Re: Balance transfer on CitiSimplicity Card

Anonymous — Thu, 27 Dec 2007 03:45:34 GMT

No myth here! I have had mine since 3/06.

SandyK

Re: Balance transfer on CitiSimplicity Card

haulingthescoreup — Thu, 27 Dec 2007 04:17:48 GMT

@Anonymous wrote:
Wait a minute. This card is not a myth?

Don't know how accurate this is, but here's a review of the card:

http://ezinearticles.com/?Citibanks-Citi-Simplicity-Card:-Now-You-Can-Avoid-Late-Fees&id=121605

Re: Balance transfer on CitiSimplicity Card

Anonymous — Thu, 27 Dec 2007 08:11:09 GMT

@haulingthescoreup wrote:
@Anonymous wrote:
Wait a minute. This card is not a myth?

Don't know how accurate this is, but here's a review of the card:

http://ezinearticles.com/?Citibanks-Citi-Simplicity-Card:-Now-You-Can-Avoid-Late-Fees&id=121605

I'm under the impression that Citibank no longer offers the Simplicity Card. I could be mistaken.

Re: Balance transfer on CitiSimplicity Card

Anonymous — Thu, 27 Dec 2007 12:52:21 GMT

I heard the rumor of the card a while back but never knew anyone who actually had one. They don't offer it as of now...don't think it had a long lifespan.

Re: Balance transfer on CitiSimplicity Card

Anonymous — Thu, 27 Dec 2007 17:45:47 GMT

@Anonymous wrote:

@haulingthescoreup wrote:
@Anonymous wrote:
Wait a minute. This card is not a myth?

Don't know how accurate this is, but here's a review of the card:

http://ezinearticles.com/?Citibanks-Citi-Simplicity-Card:-Now-You-Can-Avoid-Late-Fees&id=121605
I'm under the impression that Citibank no longer offers the Simplicity Card. I could be mistaken.

I did hear that the CitiSimplicity Card was being discontinued, but I never

switched over to another card. I am glad that I did keep the card, however,

as I have been getting great rewards on the card like 5% at stand alone

grocery stores, gas stations and pharmacies for six months. Also I received

a letter in the mail extending the 5% offer to any home improvement

purchases. That coupled with a pre-approved offer for $3,000 to Home

Depot which Citi owns/operates. Now the 6.99% for the life of the balance

is ideal considering how high the APRs are going up on other cards after

current promotions end!

I believe there are still some CitiSimplicity cardholders out there, like me,

who are still pleased with the card!

SandyK

P.S. Forgot to mention that I received a $41.66 statement credit last

month for using the card at the 5% places listed above!

Message Edited by sankofa on 12-27-2007 09:45 AM