topic Re: Strongly Considering Palladium in Credit Cards

Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 02:54:10 GMT

So even though this card has been talked about to death, I have been considering it. Apparently some of the info on these forums is very off from what J P says. There are more benefits that haven't been said yet according to a rep. I will be sent more info on the benefits and services. Looking for a card to compliment Amex Platinum. The card must be worth the AF in more than just melting value. I do plan on traveling more often. Any suggestions?

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 03:25:52 GMT

@Anonymous wrote:
So even though this card has been talked about to death, I have been considering it. Apparently some of the info on these forums is very off from what J P says. There are more benefits that haven't been said yet according to a rep. I will be sent more info on the benefits and services. Looking for a card to compliment Amex Platinum. The card must be worth the AF in more than just melting value. I do plan on traveling more often. Any suggestions?

I'm just curious how much traveling can you do on 24k of income at 18?! (no offense intended). Platinum - $450 Palladium - $595** Select - $95 Saphhire - 95$. Thats over half your said monthly income for 1 month in AFs? Is it really worth it....

Re: Strongly Considering Palladium

LS2982 — Sat, 18 Feb 2012 03:26:34 GMT

@Anonymous wrote:
@Anonymous wrote:
So even though this card has been talked about to death, I have been considering it. Apparently some of the info on these forums is very off from what J P says. There are more benefits that haven't been said yet according to a rep. I will be sent more info on the benefits and services. Looking for a card to compliment Amex Platinum. The card must be worth the AF in more than just melting value. I do plan on traveling more often. Any suggestions?
I'm just curious how much traveling can you do on 24k of income at 18?! (no offense intended). Platinum - $450 Palladium - $595** Select - $95 Saphhire - 95$. Thats over half your said monthly income for 1 month in AFs? Is it really worth it....

That is alot of AF's.

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 03:29:47 GMT

@Anonymous wrote:
@Anonymous wrote:
So even though this card has been talked about to death, I have been considering it. Apparently some of the info on these forums is very off from what J P says. There are more benefits that haven't been said yet according to a rep. I will be sent more info on the benefits and services. Looking for a card to compliment Amex Platinum. The card must be worth the AF in more than just melting value. I do plan on traveling more often. Any suggestions?
I'm just curious how much traveling can you do on 24k of income at 18?! (no offense intended). Platinum - $450 Palladium - $595** Select - $95 Saphhire - 95$. Thats over half your said monthly income for 1 month in AFs? Is it really worth it....

I do not recall saying I made 24K. When my company is paying for the travel it works out. I would like sapphire to have more travel benefits like plat, palladium is the closest Chase offers.

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 03:32:48 GMT

What about your JP Morgan Select? How are the benefits for that?

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 03:34:27 GMT

Thats what im wanting to change into palladium. It has some features ive never seen like hotel robbery insurance but for the most part it is a different color sapphire. I do use it when traveling and a chip is required though.

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 03:36:03 GMT

I think Chase, like Amex, has that 13 month policy to PC.

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 03:37:50 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
So even though this card has been talked about to death, I have been considering it. Apparently some of the info on these forums is very off from what J P says. There are more benefits that haven't been said yet according to a rep. I will be sent more info on the benefits and services. Looking for a card to compliment Amex Platinum. The card must be worth the AF in more than just melting value. I do plan on traveling more often. Any suggestions?
I'm just curious how much traveling can you do on 24k of income at 18?! (no offense intended). Platinum - $450 Palladium - $595** Select - $95 Saphhire - 95$. Thats over half your said monthly income for 1 month in AFs? Is it really worth it....

I do not recall saying I made 24K. When my company is paying for the travel it works out. I would like sapphire to have more travel benefits like plat, palladium is the closest Chase offers.

Minimum Income and Amex Plat

05-18-2011 10:17 AM

Hello All,

I was hoping someone could provide me guidance before I apply for an Amex Plat Charge. My current income is 24k but I travel a good bit. My taravel is paid for and I have the option of paying for travel and being reinbursed for it. This travel is not included in the 24k. They sent me an offer for 25k MR with 1k spend in 3 months and im really considering this card. I was wondering if this income would be enough for this card though. If anyone has any experience with this please let me know.

Thanks "

This is the post I was referring to.

But to your point I guess that could work out to be beneficial if you're charging your flights and getting reimbursed then essentially you're getting the rewards for free. As long as the rewards compensate for the loss of income when paying the annual fees. I find that most of the benefits for upper premium cards are better for international travel and not neccessarily domestic.

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 03:38:02 GMT

Im not meaning PC, I mean app for plad and cancel Select. I know it will lower AAoA but with platinum backdating ia new account shouldnt hurt.

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 04:15:55 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
So even though this card has been talked about to death, I have been considering it. Apparently some of the info on these forums is very off from what J P says. There are more benefits that haven't been said yet according to a rep. I will be sent more info on the benefits and services. Looking for a card to compliment Amex Platinum. The card must be worth the AF in more than just melting value. I do plan on traveling more often. Any suggestions?
I'm just curious how much traveling can you do on 24k of income at 18?! (no offense intended). Platinum - $450 Palladium - $595** Select - $95 Saphhire - 95$. Thats over half your said monthly income for 1 month in AFs? Is it really worth it....

I do not recall saying I made 24K. When my company is paying for the travel it works out. I would like sapphire to have more travel benefits like plat, palladium is the closest Chase offers.
"
Minimum Income and Amex Plat
Options

05-18-2011 10:17 AM
Hello All,

I was hoping someone could provide me guidance before I apply for an Amex Plat Charge. My current income is 24k but I travel a good bit. My taravel is paid for and I have the option of paying for travel and being reinbursed for it. This travel is not included in the 24k. They sent me an offer for 25k MR with 1k spend in 3 months and im really considering this card. I was wondering if this income would be enough for this card though. If anyone has any experience with this please let me know.

Thanks "

This is the post I was referring to.

But to your point I guess that could work out to be beneficial if you're charging your flights and getting reimbursed then essentially you're getting the rewards for free. As long as the rewards compensate for the loss of income when paying the annual fees. I find that most of the benefits for upper premium cards are better for international travel and not neccessarily domestic.

Thank you for highlighting that. That income is after all bills, taxes, and debt. It was also almost a year ago. I ended up getting a different offer for 50K MR points. While not much, I recently just got a new job that is several times that. I love to travel and put value in customer service. Flyertalk has a few owners who have nothing but praise it. Platinum paid its annual fee within the first 15 days on travel. With the apps I make, I have a feeling ill be traveling more often to meet with clients. I do appreciate all opinions though. Please keep in mind that I do not see this a status, but a tool to kep with travel.

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 03:48:53 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
So even though this card has been talked about to death, I have been considering it. Apparently some of the info on these forums is very off from what J P says. There are more benefits that haven't been said yet according to a rep. I will be sent more info on the benefits and services. Looking for a card to compliment Amex Platinum. The card must be worth the AF in more than just melting value. I do plan on traveling more often. Any suggestions?
I'm just curious how much traveling can you do on 24k of income at 18?! (no offense intended). Platinum - $450 Palladium - $595** Select - $95 Saphhire - 95$. Thats over half your said monthly income for 1 month in AFs? Is it really worth it....

I do not recall saying I made 24K. When my company is paying for the travel it works out. I would like sapphire to have more travel benefits like plat, palladium is the closest Chase offers.
"
Minimum Income and Amex Plat
Options

05-18-2011 10:17 AM
Hello All,

I was hoping someone could provide me guidance before I apply for an Amex Plat Charge. My current income is 24k but I travel a good bit. My taravel is paid for and I have the option of paying for travel and being reinbursed for it. This travel is not included in the 24k. They sent me an offer for 25k MR with 1k spend in 3 months and im really considering this card. I was wondering if this income would be enough for this card though. If anyone has any experience with this please let me know.

Thanks "

This is the post I was referring to.

But to your point I guess that could work out to be beneficial if you're charging your flights and getting reimbursed then essentially you're getting the rewards for free. As long as the rewards compensate for the loss of income when paying the annual fees. I find that most of the benefits for upper premium cards are better for international travel and not neccessarily domestic.
Thank you for highlighting that. That income is after all bills, taxes, and debt. While not much, I recently just got a new job that is several times that. I love to travel and put value in customer service. Flyertalk has a few owners who have nothing but praise it. Platinum paid its annual fee within the first 15 days on travel. With the apps I make, I have a feeling ill be traveling more often to meet with clients. I do appreciate all opinions though. Please keep in mind that I do not see this a status, but a tool to kep with travel.

I feel you. I have my fair share of AFs by design, but from speaking with Amex Reps I've always been told the PR Gold is best for point accumulation so you may want to ask more specifically for a card that matchs your habits with what you're goals are.

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 03:50:13 GMT

Did you call them for a benefits package? I'm interested in the expanded benefits you said the rep mentioned. I was eventually going to consider either the Citi AA Exec or the Amex Platinum, but if there are more benefits than they are letting on this could be interesting.

Re: Strongly Considering Palladium

JusdoNit — Sat, 18 Feb 2012 03:51:20 GMT

24k daily, weekly, monthly or annually? It does not imply nor does it say which, but I guess most readers leave it open to their own interpretation when only limited information is supplied.

Hope you enjoy the Palladium once you are approved.

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 03:55:35 GMT

24K daily sounds nice

Its always been my belief that if the card can reward 2x or more than its af than the card is worth it. The rep sent 3 large pdf's of brochures explaining the features of the card. There over 100 pages long. I will take a hard look at them to evaluate if the card is worth it or not. He also gave me the app, fax number, mailing number, and his personal contact if I have any questions.

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 04:03:26 GMT

Well if there's anything that jumps out that's not public, please share!

It would be nice if they added an elite status benefit on certain airlines like amex.

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 04:04:21 GMT

@Anonymous wrote:
Well if there's anything that jumps out that's not public, please share!

It would be nice if they added an elite status benefit on certain airlines like amex.

Will do! Ill go through it tomorrow and give everyone an update.

Re: Strongly Considering Palladium

android01 — Sat, 18 Feb 2012 04:15:11 GMT

So, Tanner, what do you do for a living?

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 04:18:42 GMT

@android01 wrote:
So, Tanner, what do you do for a living?

I write iOS apps for clients worldwide.

Re: Strongly Considering Palladium

android01 — Sat, 18 Feb 2012 04:27:37 GMT

@Anonymous wrote:
@android01 wrote:
So, Tanner, what do you do for a living?
I write iOS apps for clients worldwide.

Cool. Are you freelance contractor, or do you work for someone full time?

Re: Strongly Considering Palladium

Anonymous — Sat, 18 Feb 2012 04:31:30 GMT

I have done both. Currently im on a project that is worked on whenever the app allows. This is freelance but next week ill be working full time under a company for a few months. Theres several betas Apple releases and apps must be updated to comply with Apple's standards. Video conferencing, constant avaliability, and flexibility are all part of day to day opperations. Hard work but I love doing it.