topic Interesting CLI decline reason in Credit Cards

Interesting CLI decline reason

Anonymous — Sat, 18 Feb 2012 19:32:03 GMT

I recenlty applied for a CLI on my Wally card. Got the letter today and the number one reason is:

"Too few premium bankcard accounts"

What does GEMB consider to be a sufficient number of premium accounts and who the heck are they considering premium?

I Have a Wells Fargo Visa, Barclays Visa, 2 CU Visas... Those are not premium?

Oh well, at least it wasn't a HP!

Re: Interesting CLI decline reason

LS2982 — Sat, 18 Feb 2012 19:39:06 GMT

I'm really nervous on what they're gonna say for me, I'm asking in 10 days after all my blance updates come through.

Re: Interesting CLI decline reason

Anonymous — Sat, 18 Feb 2012 19:41:33 GMT

Hmm interesting. Maybe they mean national banks? Like Chase, Citi, BofA, Capital One, etc.

Re: Interesting CLI decline reason

Trigga — Sat, 18 Feb 2012 19:58:39 GMT

How long did you have the card ?

Re: Interesting CLI decline reason

Anonymous — Sat, 18 Feb 2012 20:58:54 GMT

@Trigga wrote:
How long did you have the card ?

I have had it 11 months (will be a year in March)

Re: Interesting CLI decline reason

Scuba — Sat, 18 Feb 2012 21:23:30 GMT

Man, can they come up with the wackiest reasons.

They will absolutely come up with anything to say and feel good about saying it.

Re: Interesting CLI decline reason

Helpmeraiseit — Sat, 18 Feb 2012 23:47:57 GMT

I thought I was the only one getting crazy reasons like you. I was told, because I used the card too much in the past 18 months that i'm not eiligible for an increase. i used it to buy a laptop year and a half ago because of the interest free financing.

Re: Interesting CLI decline reason

Anonymous — Sun, 19 Feb 2012 00:40:06 GMT

@Anonymous wrote:
Hmm interesting. Maybe they mean national banks? Like Chase, Citi, BofA, Capital One, etc.

I am almost tempted to call and ask what a "premium bankcard" is. I have Cap1, Barclays, and Wells Fargo in my card portfolio. I would think Wells would be looked at as a premium card.

Re: Interesting CLI decline reason

LS2982 — Sun, 19 Feb 2012 00:52:05 GMT

@Anonymous wrote:
@Anonymous wrote:
Hmm interesting. Maybe they mean national banks? Like Chase, Citi, BofA, Capital One, etc.
I am almost tempted to call and ask what a "premium bankcard" is. I have Cap1, Barclays, and Wells Fargo in my card portfolio. I would think Wells would be looked at as a premium card.

Yea I would recon that and let us know what they say.