topic Re: Chase Sapphire Preferred in Credit Cards

Chase Sapphire Preferred

Anonymous — Mon, 20 Feb 2012 21:11:41 GMT

For those who have recently been approved for this card...would you mind replying with your approval score, which FICO did they pull and how many inquiries did you have at approval?

Thanks in advance...

Re: Chase Sapphire Preferred

Anonymous — Mon, 20 Feb 2012 23:08:54 GMT

You should try

whogavemecredit-cot-com

TBC

http://www.whogavemecredit.com/

Mod edit #2: My bad, it's OK to post this link. I apologize! I can't keep up.

Do realize that many, if not most, of the people who post their scores there have no clue which report was truly pulled, or whether the scores that they're posting are FAKO or FICO. In other words, maintain a healthy skepticism.

Re: Chase Sapphire Preferred

Jake0215 — Mon, 20 Feb 2012 21:37:15 GMT

@Anonymous wrote:
For those who have recently been approved for this card...would you mind replying with your approval score, which FICO did they pull and how many inquiries did you have at approval?

Thanks in advance...

They pulled TU for me here in Michigan. Score is in siggy. 3 inq. AAoA 4.3 years. No baddies at all. Edit: util ~ 2%

Re: Chase Sapphire Preferred

Anonymous — Mon, 20 Feb 2012 21:53:22 GMT

@Anonymous wrote:
For those who have recently been approved for this card...would you mind replying with your approval score, which FICO did they pull and how many inquiries did you have at approval?

Thanks in advance...

EX, FICO of 785, 2 INQ

Re: Chase Sapphire Preferred

afbar1114 — Mon, 20 Feb 2012 21:56:12 GMT

has any one gotten this card with baddies/???

Re: Chase Sapphire Preferred

hedgeclipper2 — Mon, 20 Feb 2012 22:01:42 GMT

@afbar1114 wrote:
has any one gotten this card with baddies/???

I had a 30/60 day late on one account 4 years ago when i was 20 years old. Was 3.5 years old when I got the Sapphire.

Re: Chase Sapphire Preferred

Anonymous — Tue, 21 Feb 2012 00:18:37 GMT

Got lots of advice from the forum before I applied, so happy to give my background.

- When I applied eqFICO was 747 (only FICO i knew)

- AAoA around 2.5 years

- Utilization was around 1-2%

- Income 60K

- 2 inquiries showing both almost two years old before applying (HP from discover and rental property for my apartment)

- Instanly approved online for 6K, they pulled both EX and EQ : /

- No baddies ever and fwiw have auto loan through chase and a closed starter card through Chase from a long time ago.

Best of luck keep everyone posted!

Re: Chase Sapphire Preferred

Anonymous — Tue, 21 Feb 2012 01:45:14 GMT

I'm considering applying around June or July. At which point, I will have around 6 inquiries reporting. My last inquiry/approval was in January for an Amex PRG charge card. Before that, I was approved for a BCE, Discover More and NFCU Cash rewards in Sep 11 and a Citi Dividend World MC in Oct 11. My FICOs are high sevens...your thoughts?

Re: Chase Sapphire Preferred

CreditScholar — Tue, 21 Feb 2012 03:33:20 GMT

I applied for the CSP last year with the following info:

Pulled EQ - 799 FICO

AAoA - 7.5 years

No Baddies

Annual Income: 115k

I got an instant approval.

Regarding your situation, it seems that Chase pulls EQ more often than anything else. From what I understand they don't like too many INQs. 2-3 might be ok, but depending on which bureau they're with 6 might be too high for them. Besides the INQs/amount of new credit your profile would be fine. However I'm not sure how they'd see it, so YMMV.

Re: Chase Sapphire Preferred

afbar1114 — Tue, 21 Feb 2012 03:37:07 GMT

i had about 12 inqs when iapped for chase slate and got but with low CL.. i am hoping in 6-12 months i can get this card...might do a PC in 12 months to this from slate

Re: Chase Sapphire Preferred

Anonymous — Tue, 21 Feb 2012 03:41:08 GMT

I forgot to mention that I was approved for a Chase Freedom in Sep 11 as well

Re: Chase Sapphire Preferred

Anonymous — Tue, 21 Feb 2012 03:58:47 GMT

@afbar1114 wrote:
i had about 12 inqs when iapped for chase slate and got but with low CL.. i am hoping in 6-12 months i can get this card...might do a PC in 12 months to this from slate

You most likely wnt be able to PC. Minimum CL for Sapphire is 5,000 or 10x your limit. They wouldn't even let me PC from a Freedom that I ran 30,000 through since the CL was only 2,000 but they had no problems giving me a brand new card.

Re: Chase Sapphire Preferred

Anonymous — Tue, 21 Feb 2012 04:01:25 GMT

Siggys require 5K

Re: Chase Sapphire Preferred

Anonymous — Tue, 21 Feb 2012 07:58:31 GMT

TU FICO was 709, Eq was in the 730s, had 3 hard inquiries the week before. May have helped that i had chase sapphire back in 2008 and then closed the account a few months ago.

PS For those who got the sapphire preferred did they include your fico score they pulled? Couldnt find it in my welcome packet/letter