topic Re: BoA luv button gone? in Credit Cards

BoA luv button gone?

flowfaster — Wed, 22 Feb 2012 00:53:30 GMT

Just logged in to check the balance and noticed this option has been removed from my online account? I tried searching for it by keywords but nothing. Is this happening for anyone else?

Re: BoA luv button gone?

Anonymous — Wed, 22 Feb 2012 00:55:16 GMT

Just logged in...mine is still there.

Re: BoA luv button gone?

Anonymous — Wed, 22 Feb 2012 00:56:37 GMT

mine still there too...

Re: BoA luv button gone?

flowfaster — Wed, 22 Feb 2012 01:00:12 GMT

Mine is most definitely gone, even from the your profile screen.

Re: BoA luv button gone?

Anonymous — Wed, 22 Feb 2012 01:18:47 GMT

Amount over total credit line:

$0.00

Request a credit line increase

that link might help someone its on my screen i am curious if it will let you if it has disappeared

Re: BoA luv button gone?

stone — Wed, 22 Feb 2012 01:31:32 GMT

mine is there also

Re: BoA luv button gone?

flowfaster — Wed, 22 Feb 2012 02:08:37 GMT

@Anonymous wrote:
Amount over total credit line:
$0.00
Request a credit line increase
that link might help someone its on my screen i am curious if it will let you if it has disappeared

that link gets me : There was a problem processing your request.

System is temporarily unavailable. Please try again later.

then brings me back to the account menu. Luv button still gone for me.

Re: BoA luv button gone?

Anonymous — Wed, 22 Feb 2012 02:14:16 GMT

Mine was there this morning...

Re: BoA luv button gone?

chromonso1 — Wed, 22 Feb 2012 02:17:57 GMT

not only is mine there, but I just got (and requested) a cli.

Re: BoA luv button gone?

Anonymous — Wed, 22 Feb 2012 02:20:32 GMT

Does using the CLI button cause a hard pull with Bank of America?

Re: BoA luv button gone?

Anonymous — Wed, 22 Feb 2012 03:13:46 GMT

Reports nowadays suggest it does result in a hard.

Re: BoA luv button gone?

Anonymous — Wed, 22 Feb 2012 03:14:09 GMT

@Anonymous wrote:
Does using the CLI button cause a hard pull with Bank of America?

I was wondering this too...

Re: BoA luv button gone?

Anonymous — Wed, 22 Feb 2012 04:38:22 GMT

I called and everyone at BOA told me the cli increase button or calling by phone is a hard pull. Is this true or are they trying to discourage people from cli's? Also any advice for getting them to pull a soft.

Re: BoA luv button gone?

chromonso1 — Wed, 22 Feb 2012 06:42:40 GMT

Hey guys yes it was a hard pull on my TU file. Actually, the only reason I hit the luv button was because I thought it was a soft pull; that's all the information I read at least. I would have requested much more to make it "worth" the HP since i'm in gardening mode. Oh well. Got the "please call" message and when I called they said they need more info. Next morning (today) I logged in and saw it was already increased; no stubs needed.

Re: BoA luv button gone?

scottwagnon — Wed, 22 Feb 2012 08:47:09 GMT

hard for me too! i wished i hadn't but at least it is sitting at where i want it which is 7300. i could have asked for higher, but i don't want to overdo it.

Re: BoA luv button gone?

plasticguy — Wed, 22 Feb 2012 09:50:43 GMT

It clearly states: By clicking the "Request Credit Line Increase" button, you authorize us to obtain a copy of your credit report and review your credit and employment histories and any other information that allows us to process your request, service your account and manage our relationship with you. Sounds like a hard to me

Re: BoA luv button gone?

LS2982 — Wed, 22 Feb 2012 11:55:54 GMT

@chromonso1 wrote:
not only is mine there, but I just got (and requested) a cli.

Congrats!! How much did you get??

Re: BoA luv button gone?

LS2982 — Wed, 22 Feb 2012 11:57:38 GMT

@plasticguy wrote:
It clearly states: By clicking the "Request Credit Line Increase" button, you authorize us to obtain a copy of your credit report and review your credit and employment histories and any other information that allows us to process your request, service your account and manage our relationship with you. Sounds like a hard to me

It doesn't specify SP or HP. You get the same report from both. HSBC said the same thing to me but was a SP.

Re: BoA luv button gone?

plasticguy — Wed, 22 Feb 2012 12:44:24 GMT

I have never seen a CLI forum that specifies that it's a SP or A HP, It all depends on the individual

Re: BoA luv button gone?

flowfaster — Wed, 22 Feb 2012 14:09:24 GMT

Ok people back on topic!

I wonder why they removed the button from my account. It also seems that im the only one this happend to. I have even tried different browsers and the button is still missing from my account as of this morning.