topic Re: Savings with PSECU in Credit Cards

Savings with PSECU

Anonymous — Fri, 24 Feb 2012 16:42:31 GMT

This is not the usual kind of discussion, but I thought I would ask since there are quite a few PSECU members on here. Like most, I only joined for the free EXP score, but now I want to open a savings account with a credit union. Is it advisable for me to save my money with them, or should I go with a CU that is closer to me physically? Thanks

Re: Savings with PSECU

Anonymous — Fri, 24 Feb 2012 16:53:12 GMT

If you are eligible for membership, you must have a DDA to get the FICO. They arent local to me (nearest branch is mybe 80 miles), I set up ACH transfers from my main to PSECU.

Re: Savings with PSECU

Anonymous — Fri, 24 Feb 2012 16:55:11 GMT

I only have the $6 membership fee and I've been getting the FICO score. What I'm asking is if I should save with them ( i live in Madison, WI) or is it better to find a credit union that is close to me?

Re: Savings with PSECU

Anonymous — Fri, 24 Feb 2012 16:57:01 GMT

@Anonymous wrote:
I only have the $6 membership fee and I've been getting the FICO score. What I'm asking is if I should save with them ( i live in Madison, WI) or is it better to find a credit union that is close to me?

come on man the one that has the better rates! lol location means nothing your money is secure at either one

Re: Savings with PSECU

Anonymous — Fri, 24 Feb 2012 17:01:34 GMT

Sorry, posting from work on my phone. Fico with nothing else is a bonus, why not throw them some savings? The only thing about distance banking is immediate access to cash can be a hassle. I wouldnt worry too much about it as long as the rate is decent.

Re: Savings with PSECU

LS2982 — Fri, 24 Feb 2012 17:04:14 GMT

@Anonymous wrote:
This is not the usual kind of discussion, but I thought I would ask since there are quite a few PSECU members on here. Like most, I only joined for the free EXP score, but now I want to open a savings account with a credit union. Is it advisable for me to save my money with them, or should I go with a CU that is closer to me physically? Thanks

I save my money with them and it's working out very nicely!! Easy tranfers from my external accounts to it!

Re: Savings with PSECU

RockinRay — Fri, 24 Feb 2012 17:07:31 GMT

@LS2982 wrote:
@Anonymous wrote:
This is not the usual kind of discussion, but I thought I would ask since there are quite a few PSECU members on here. Like most, I only joined for the free EXP score, but now I want to open a savings account with a credit union. Is it advisable for me to save my money with them, or should I go with a CU that is closer to me physically? Thanks
I save my money with them and it's working out very nicely!! Easy tranfers from my external accounts to it!

+1 - I throw $100 per month at my savings with them. It is easy to move money back and forth. They are giving me a FICO score so why not?

Re: Savings with PSECU

LS2982 — Fri, 24 Feb 2012 17:10:03 GMT

@RockinRay wrote:
@LS2982 wrote:
@Anonymous wrote:
This is not the usual kind of discussion, but I thought I would ask since there are quite a few PSECU members on here. Like most, I only joined for the free EXP score, but now I want to open a savings account with a credit union. Is it advisable for me to save my money with them, or should I go with a CU that is closer to me physically? Thanks
I save my money with them and it's working out very nicely!! Easy tranfers from my external accounts to it!
+1 - I throw $100 per month at my savings with them. It is easy to move money back and forth. They are giving me a FICO score so why not?

Exactly! I'm loving my experience with PSECU overall, and i'm saving my EX report for them app free until January 2012 for their combo!

Re: Savings with PSECU

Anonymous — Fri, 24 Feb 2012 17:20:27 GMT

I guess I have to save with them now. Thanks guys.

Re: Savings with PSECU

LS2982 — Fri, 24 Feb 2012 17:21:30 GMT

@Anonymous wrote:
I guess I have to save with them now. Thanks guys.

If you have an android phone download their PSECU mobile app, very convenient and useful!!!

Re: Savings with PSECU

mmduluth — Fri, 24 Feb 2012 18:18:11 GMT

I don't live anywhere near Chicago (I think that's where Alliant is at) and I have my savings with them. When I opened the account the rate was at 1.15% but now I'm sitting at .995% which is still one of the best rates I can find.

Re: Savings with PSECU

Anonymous — Fri, 02 Mar 2012 15:47:27 GMT

To revisit this topic a bit again, are you guys using their Money market account, or is there a different product. I ask because I looked at their rates this morning and it was a 0.30% which seems low.