topic Impatient- I have an itchy SW trigger finger in Credit Cards

Impatient- I have an itchy SW trigger finger

crunching_numbers — Sun, 26 Feb 2012 21:40:13 GMT

The waiting is driving me CRAZY! I know I have to wait until the 29th to maximize what will have reported. But I ssoooooo want to know my EQ FICO score. I have made alot of moves and they will slowly fall into place over the next two months and I am anxious to see my labors bear fruit. This is going to be the longest three days ever! I have an itchy scorewatch trigger finger!

Re: Impatient- I have an itchy SW trigger finger

Anonymous — Sun, 26 Feb 2012 22:09:00 GMT

@crunching_numbers wrote:
The waiting is driving me CRAZY! I know I have to wait until the 29th to maximize what will have reported. But I ssoooooo want to know my EQ FICO score. I have made alot of moves and they will slowly fall into place over the next two months and I am anxious to see my labors bear fruit. This is going to be the longest three days ever! I have an itchy scorewatch trigger finger!

Do you already have SW or are you thinking about getting it. I have been obsessing over my score recently, ask me a few months ago and I would have said I have no idea what my score is, I didnt even know there were 3 agencies.

I always set my score watch so the instant it changes I know, total overkill I know

Re: Impatient- I have an itchy SW trigger finger

LS2982 — Sun, 26 Feb 2012 22:18:09 GMT

@crunching_numbers wrote:
The waiting is driving me CRAZY! I know I have to wait until the 29th to maximize what will have reported. But I ssoooooo want to know my EQ FICO score. I have made alot of moves and they will slowly fall into place over the next two months and I am anxious to see my labors bear fruit. This is going to be the longest three days ever! I have an itchy scorewatch trigger finger!

I get that myself!

Re: Impatient- I have an itchy SW trigger finger

Anonymous — Sun, 26 Feb 2012 22:42:37 GMT

Happens to the best of us, LOL!

I'm not burning that last Score Power report only to have them send an alert the next day. It's a test of wills, for me.

Re: Impatient- I have an itchy SW trigger finger

crunching_numbers — Sun, 26 Feb 2012 23:16:45 GMT

@Anonymous wrote:
@crunching_numbers wrote:
The waiting is driving me CRAZY! I know I have to wait until the 29th to maximize what will have reported. But I ssoooooo want to know my EQ FICO score. I have made alot of moves and they will slowly fall into place over the next two months and I am anxious to see my labors bear fruit. This is going to be the longest three days ever! I have an itchy scorewatch trigger finger!
Do you already have SW or are you thinking about getting it. I have been obsessing over my score recently, ask me a few months ago and I would have said I have no idea what my score is, I didnt even know there were 3 agencies.

I always set my score watch so the instant it changes I know, total overkill I know

I do not have it yet. I am "patiently?" waiting for my 2/25 closers to report. I bought the Quarterly TU, and thought that would satisfy me. Silly me. I am now completely obsessed with my debt and credit scores. Now I HAVE to have the SW and constantly updating EQ FICO so I can watch the moves I make bear fruit.

Re: Impatient- I have an itchy SW trigger finger

webhopper — Sun, 26 Feb 2012 23:53:20 GMT

I recently got the credit secure by Amex, I went for unlimited 3 bureau reports lol. I get 3 fako scores and 3 bureau report daily. I will likely not pull my fico for a while since my reports are in Iceland now and I won't be needing any new credit in a long time. At least with credit secure I can see when the baddies fall off. I have a judgement, a 90 day late on a cc, and a 30 day late on an auto that will all fall off within 18 months. Looking to see a huge score improvement, hopefully get in the 780 range

Re: Impatient- I have an itchy SW trigger finger

crunching_numbers — Mon, 27 Feb 2012 20:48:49 GMT

scratch, scratch scratch..... AAARrrrrgggghhhhh!

Sort of like having poison ivy!

Re: Impatient- I have an itchy SW trigger finger

Anonymous — Mon, 27 Feb 2012 20:54:54 GMT

@crunching_numbers wrote:
scratch, scratch scratch..... AAARrrrrgggghhhhh!

Sort of like having poison ivy!

Don't visit the myfico forums for a few days It'll help!

I know I always have more of an itch to be applying for new credit when I'm reading all the posts here.

Re: Impatient- I have an itchy SW trigger finger

MissKay — Mon, 27 Feb 2012 20:59:58 GMT

Ummmmmm how do you not come to myfico for a few days? Lol I'm obsessed lmao

Re: Impatient- I have an itchy SW trigger finger

crunching_numbers — Mon, 27 Feb 2012 21:07:54 GMT

@MissKay wrote:
Ummmmmm how do you not come to myfico for a few days? Lol I'm obsessed lmao

Where else can you find ANYBODY willing to listen to you talk about CL, FICO, debt.... No one else wants to hear it! I am thinking I am going to SW earlier than I thought. I think the thing I was waiting for should have reported. I think.... I hope....

Re: Impatient- I have an itchy SW trigger finger

Anonymous — Mon, 27 Feb 2012 21:25:01 GMT

Bad crunchy!!!

lol

Maybe wait til the BT from the Discover More goes through?

Re: Impatient- I have an itchy SW trigger finger

getahead — Mon, 27 Feb 2012 21:31:44 GMT

@crunching_numbers wrote:
@Anonymous wrote:
@crunching_numbers wrote:
The waiting is driving me CRAZY! I know I have to wait until the 29th to maximize what will have reported. But I ssoooooo want to know my EQ FICO score. I have made alot of moves and they will slowly fall into place over the next two months and I am anxious to see my labors bear fruit. This is going to be the longest three days ever! I have an itchy scorewatch trigger finger!
Do you already have SW or are you thinking about getting it. I have been obsessing over my score recently, ask me a few months ago and I would have said I have no idea what my score is, I didnt even know there were 3 agencies.

I always set my score watch so the instant it changes I know, total overkill I know
I do not have it yet. I am "patiently?" waiting for my 2/25 closers to report. I bought the Quarterly TU, and thought that would satisfy me. Silly me. I am now completely obsessed with my debt and credit scores. Now I HAVE to have the SW and constantly updating EQ FICO so I can watch the moves I make bear fruit.

+1000 I am so addicted too!!

Re: Impatient- I have an itchy SW trigger finger

payingoffdebt001 — Mon, 27 Feb 2012 21:56:47 GMT

crunchy? Are you there..did you pull the trigger and order? Just wait like the rest of us...might as well get used to this waiting game..its never ending.

Re: Impatient- I have an itchy SW trigger finger

crunching_numbers — Mon, 27 Feb 2012 22:00:56 GMT

@Anonymous wrote:
Bad crunchy!!!
lol

Maybe wait til the BT from the Discover More goes through?

I was waiting for a CC to report because I was removed as an AU. The biggest hit my FICO takes is util and total debt. Coming off as AU's from several accts should help my numbers. I want to see my FICO from EQ. Score Watch will keep giving me updated FICO's. If I have to dispute the AU's from the bureaus I will get fresh reports. I think? When you dispute and the CB has to fix they give you the fixed report, right?

Re: Impatient- I have an itchy SW trigger finger

crunching_numbers — Mon, 27 Feb 2012 22:00:30 GMT

@payingoffdebt001 wrote:
crunchy? Are you there..did you pull the trigger and order? Just wait like the rest of us...might as well get used to this waiting game..its never ending.

If I want the sale price I need to purchase by the end of the month. I am really only a couple days early. I HAVE been waiting FOREVER!! I guess a day more wait won't kill me.

Re: Impatient- I have an itchy SW trigger finger

RyVision — Tue, 28 Feb 2012 02:07:22 GMT

@crunching_numbers wrote:
@payingoffdebt001 wrote:
crunchy? Are you there..did you pull the trigger and order? Just wait like the rest of us...might as well get used to this waiting game..its never ending.
If I want the sale price I need to purchase by the end of the month. I am really only a couple days early. I HAVE been waiting FOREVER!! I guess a day more wait won't kill me.

A few days won't kill you lol believe me, I know, I'm still alive

Also, you'll see a greater difference by waiting until the DM BT goes through. You most likely will not see DM reporting for some time though, they didn't show up for me as soon as I would have expected (some CCs are in days, some take over a month or 2).

That's where things like CK can be handy, you can get an idea about what's going on, just without a true FICO score. It's a good "fix" vs spending money just to find out nothing's changed. Hmmm half (ok, less now lol) a tank of gas or buy score\report fix too soon out of anxiousness.... shouldn't be too tough if you think of it that way

Re: Impatient- I have an itchy SW trigger finger

LS2982 — Tue, 28 Feb 2012 02:28:10 GMT

I'm a sucker for early SW updates when they are lagging!! And I HATE it!!!

Re: Impatient- I have an itchy SW trigger finger

Anonymous — Tue, 28 Feb 2012 02:39:06 GMT

@LS2982 wrote:
I'm a sucker for early SW updates when they are lagging!! And I HATE it!!!

Yeah, I agree SW seams slow.

Btw, how do you get the SW discounted reports since when I add them to my cart they are still trying to charge me the full $19.99.

Ah you need to order it from inside of SW and then it discouts to $13.96. Hum, wonder if I can get a refund or coupon for that...

Re: Impatient- I have an itchy SW trigger finger

crunching_numbers — Tue, 28 Feb 2012 22:52:45 GMT

The 29th is getting closer and closer. I am anxious and fidgity. tick-tick-tick-tick......

Re: Impatient- I have an itchy SW trigger finger

Anonymous — Wed, 29 Feb 2012 01:12:21 GMT

@crunching_numbers wrote:
The 29th is getting closer and closer. I am anxious and fidgity. tick-tick-tick-tick......

Not much longer now!